Space Coast Credit Union Hialeah FL: Best Auto Loans & Rewards Cards

Introduction

Welcome to Space Coast Credit Union, your trusted partner in financial wellness since 1951! Located at 1120 W 49th St, Hialeah, FL 33012, we are committed to serving our vibrant community with personalized banking solutions. Whether you're looking for auto loans, mortgages, or simple savings accounts, we have the tools and expertise to help you achieve your financial goals. At Space Coast Credit Union, our membership has grown to over 667,000 members who enjoy a wide range of services tailored to fit their needs. With total assets of $8,808,246,174 and total deposits amounting to $675,598,920, we ensure that your money is safe and well-managed. Our dedicated team of 1,123 employees, led by CEO Tim Antonition and Board President Thomas Myers, is here to provide top-notch service and support. While members can visit us at our Hialeah branch for all their banking needs, official correspondence should be sent to the same address. Our commitment extends beyond just numbers; we strive to make a positive impact in the lives of our members and the community at large. With services that include personal banking options like checking and savings accounts, auto loans, credit cards with rewards, and business banking solutions, there's something for everyone at Space Coast Credit Union. We're proud of our strong financial standing our net worth is $940,367,420, and we have $49,940,827 in cash available to serve you better. We invite you to explore how we can assist you in your financial journey. Call us today at 305-698-0784 or visit our website at sccu.com for more information. Join us as we continue to build a stronger community together!

Branch History & Mission

Welcome to Space Coast Credit Union, a trusted financial partner in the heart of Hialeah, FL. Since our doors opened in 1951, we have proudly served our community, growing alongside our members and adapting to their changing needs. Our branch, located at 1120 W 49th St, has become a cornerstone of the community, where families and individuals come together to achieve their financial goals. Over the years, we've seen remarkable growth. Today, we are proud to serve over 667,000 members with total assets reaching an impressive $8,808,246,174. This journey has been fueled by our commitment to providing quality financial services that empower our members. Our mission is simple yet profound: to enhance the lives of our members through exceptional service and innovative financial solutions. At Space Coast Credit Union, we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. We are dedicated not only to helping you manage your finances but also to supporting the broader community through various outreach initiatives. While members can visit us at 1120 W 49th St, official correspondence should be sent to our mailing address: 1120 W 49th St, Hialeah, FL 33012-3323. Our lobby hours are convenient too open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. As part of our commitment to accessibility and convenience, we also provide ATM services for easy cash withdrawals and balance checks. While we currently do not have a drive-thru service or shared service center availability, we focus on enhancing your banking experience through digital advancements like online and mobile banking. Our vision goes beyond just banking; it includes fostering lasting relationships with our members and partners in the community. We actively engage in local initiatives aimed at improving financial literacy and supporting those in need. Join us at Space Coast Credit Union today! Experience firsthand the benefits of membership where your financial well-being is our top priority. For more information or assistance, feel free to reach out at 305-698-0784 or visit us online at sccu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenience and Accessibility

At Space Coast Credit Union, we know how important it is for our members to have easy access to banking services. Our location features ample parking spaces and is fully ADA compliant, making it welcoming for everyone. Though we do not offer drive-thru banking, our friendly staff is here to assist you during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM.

Services Offered

Our branch provides a variety of services designed with you in mind. From personal checking and savings accounts to auto loans and mortgage options, we aim to meet all your financial needs under one roof. Plus, with ATM availability on-site, you can easily access cash or check your balance anytime. We also offer online and mobile banking services for added convenience. Whether you're looking for a new credit card with rewards or need assistance with business banking solutions like merchant services and business loans, our knowledgeable team is ready to help. We invite you to visit us at Space Coast Credit Union in Hialeah or give us a call at 305-698-0784. Let us help you take the next step towards achieving your financial goals!

Member Eligibility

Becoming a member of Space Coast is like joining a family where everyone supports each other. If you're looking for a place that values community and offers a range of financial services, you've come to the right spot! To qualify for membership at Space Coast, you generally need to live or work in the area or have a family member who is already part of our credit union. It's that simple! Whether you're seeking a loan, a new savings account, or just friendly advice about your finances, our team is here to help you every step of the way. To get started on your journey with us, you can visit our website for all the detailed eligibility criteria. When you're ready to open an account, check out the easy process outlined at http://www.sccu.com/personal/auto-loans. If you have any questions, don't hesitate to give us a call at (305) 698-0784. We can't wait to welcome you to the Space Coast family, located at 1120 W 49Th St Hialeah Fl 33012!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. This financial backing means more than just numbers; it represents dreams realized and goals achieved. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions that cater to diverse needs.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored to simplify your transactions. Imagine seamlessly processing payments at your storefront or online without worrying about complicated setups. Our services provide a reliable payment solution that allows you to focus on what matters most growing your business. Discover how Space Coast can be your partner in success. Visit us at 1120 W 49Th St Hialeah Fl 33012 or give us a call at (305) 698-0784 to learn more about how our business banking services can benefit you!

Outstanding Support

With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses. Our loans empower entrepreneurs to invest in their operations, hire more staff, and enhance their services ultimately contributing to a thriving local economy.

Comprehensive List Of Services

ATM Access

For those times when you need cash quickly, our ATM services are readily available. You can easily withdraw cash or check your balance at one of our ATMs without any hassle. We invite you to explore all these services and more at Space Coast Credit Union-palm Springs (hialeah). Our dedicated team is ready to assist you with any questions or concerns you might have. Feel free to call us at (305) 698-0784 or visit us during lobby hours: Monday-Thursday 9 AM - 5 PM, Friday 9 AM - 6 PM, and Saturday 9 AM - 1 PM. Experience the difference with Space Coast where exceptional service meets comprehensive financial solutions!

Business Banking Services

For our business members, Space Coast offers a range of services tailored specifically for entrepreneurs. From merchant services that simplify payment processing to business loans designed to fuel your growth, we're here to support your ambitions.

Digital Banking Convenience

In today's fast-paced world, having access to online and mobile banking is crucial. At Space Coast, we provide robust digital banking features that allow you to manage your accounts from anywhere. Whether you need to transfer money through person-to-person payments or check your balance via our mobile app, we've got you covered.

Home Financing Options

When it comes to securing your dream home, Space Coast is here for you with mortgage loans and refinancing options. We know that buying a home is one of the most significant decisions you'll ever make, and we're committed to making that process as smooth as possible. Our team will work closely with you to find the right loan product that fits your budget and lifestyle.

Personal Banking Services

Whether you're looking to open a new checking or savings account, our personal banking options are tailored for you. We understand that everyone has different needs when it comes to managing their finances. That's why we offer competitive interest rates and flexible terms on our accounts. If you're considering purchasing a vehicle, our auto loans and vehicle financing can help you get behind the wheel with ease.

Personal Loans and Credit Solutions

Life can throw unexpected expenses your way, which is why having access to personal loans and debt consolidation options can be invaluable. Our straightforward application process allows you to focus on what really matters your financial peace of mind. Plus, our credit cards come with rewards that can enhance your everyday spending.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your account balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the convenience of e-statements, which are available at your fingertips. Say goodbye to paper clutter and hello to instant access to your financial statements! Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends or family without any hassle. Plus, with our mobile application, available for download on your smartphone, you can manage your finances on the go. You can also take advantage of mobile payments, allowing you to make purchases directly from your phone perfect for those moments when you're out and about.

Security and Ease-of-Use

We prioritize your security. Our electronic signature authorization process ensures that all transactions are safe and secure. You can feel confident knowing that your personal information is protected while using our services. With these user-friendly features, accessing and managing your accounts has never been easier. Whether you're checking balances or making a quick transfer, everything is designed with simplicity in mind. Experience the convenience of modern banking today at Space Coast!

Financial Strength

A Growing Community

Total Share Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,326,302. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 1120 W 49Th St Hialeah Fl 33012 or call (305) 698-0784 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $99,682 in used auto loans and $7,178,163,645 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $14,323,000 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for additional support, our total credit lines amount to $2,218,115,915. We can assist you with personal loans for debt consolidation or unexpected expenses. Each product is designed with your financial well-being in mind. If you're considering refinancing any existing loans or checking your eligibility for our services, we are here to help. Our team can provide insights into options that may save you money over time. Feel free to reach out for more information about our loan offerings or visit us at our branch located at 1120 W 49Th St Hialeah Fl 33012. You can also give us a call at 305-698-0784 during our lobby hours: Mon-Thur from 9 AM to 5 PM, Fri from 9 AM to 6 PM, and Sat from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Space Coast be your partner in achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used car, our straightforward application process makes it easy to get started.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, making buying or refinancing simple. We can guide you through the process and help you understand your eligibility for various mortgage programs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. Our credit card options come with rewards and benefits designed to suit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency is essential for consumers looking to make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each lender is carefully vetted to guarantee the accuracy of the information presented. LendMesh stands out in several important ways: - Verified Data: All loan offers are sourced from legitimate financial institutions. This ensures users can trust that they are viewing accurate and reliable information. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature allows individuals to make well-informed choices based on current market offerings. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SPACE COAST CREDIT UNION - Hialeah, FL

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Hialeah, FL (33012)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenience and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Outstanding Support

Comprehensive List Of Services

ATM Access

Business Banking Services

Digital Banking Convenience

Home Financing Options

Personal Banking Services

Personal Loans and Credit Solutions

Digital & Online Banking

Key Features

Security and Ease-of-Use

Financial Strength

A Growing Community

Commitment to Growth and Innovation

Member-Centric Savings Solutions

Operational Efficiency

Solid Financial Foundation

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Customers Also Interested In: