Space Coast Credit Union Daytona Beach FL: Top Checking & Mortgage Loans

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner in Daytona Beach, Florida! Located at 200 Bill France Blvd, Daytona Beach, FL 32114, our branch has been serving the community since 1951. As part of our commitment to providing exceptional service, we proudly support over 667,000 members with a comprehensive range of financial products tailored to meet diverse needs. At Space Coast Credit Union, we understand that each member's journey is unique. With total assets exceeding $8.8 billion, we have the resources to help you achieve your financial goals. Whether you're looking for an auto loan, mortgage, or personal banking services, our dedicated team is here to assist you every step of the way. Led by our CEO Tim Antonition and Board President Thomas Myers, we emphasize community impact and member satisfaction. Our knowledgeable staff of 1,123 employees ensures that you receive personalized attention and reliable support. We take pride in being a member-owned institution focused on enhancing your financial well-being. While members can visit us at our Daytona Beach location for all their banking needs, official correspondence should be sent to the same address: 200 Bill France Blvd, Daytona Beach, FL 32114-1317. Experience the difference with Space Coast Credit Union today! For any inquiries or assistance, don't hesitate to give us a call at 386-274-5952 or explore our services online at sccu.com. Let's work together towards a brighter financial future!

Branch History & Mission

Community Commitment

Our commitment goes beyond just banking; we actively engage in community outreach efforts that make a real difference. We partner with local organizations and charities to support initiatives that uplift those around us. By focusing on community development and giving back, we strive to enhance the quality of life for everyone in Daytona Beach. While members can visit us at our main branch address, official correspondence should be sent to our mailing address at 200 Bill France Blvd, Daytona Beach, FL 32114-1317. In addition to serving our members with integrity and dedication, we prioritize accessibility. Our facilities comply with ADA standards so everyone can enjoy our services without barriers. We also have an ATM on-site for added convenience. Join us at Space Coast Credit Union today! Experience firsthand how we combine excellent financial services with genuine community care. Together, let's build a brighter financial future! For more information or assistance, feel free to contact us at (386) 274-5952 or visit us online at sccu.com.

Our Mission

At Space Coast Credit Union, our mission is simple yet profound: we aim to provide our members with exceptional financial services while fostering a spirit of community support. We believe in empowering individuals and families by offering products like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our goal is to help our members achieve their financial dreams while maintaining a commitment to responsible lending practices. We understand that modern banking needs to be accessible and user-friendly. That's why we offer online and mobile banking services that allow you to manage your finances anytime, anywhere. Whether you prefer using your smartphone or visiting us in person during our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM you'll find that we are dedicated to meeting your needs. Additionally, our drive-thru service is available Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM for quick transactions.

Branch Location & Accessibility

Convenient Access for Everyone

At Space Coast, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and spacious parking areas to ensure everyone can visit us comfortably. Whether you're coming in for a quick transaction or need assistance with more complex financial services, we're here to help.

Operating Hours Tailored to Your Schedule

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and even Saturday mornings from 9 AM to 1 PM. If you need services outside of these hours, our drive-thru is available Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM as well.

Services Designed with You in Mind

At Space Coast Credit Union, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. You can also take advantage of our ATM services for quick cash withdrawals or balance checks convenience is just a few steps away! If you have any questions or need assistance while visiting us, don't hesitate to call us at 386-274-5952. We're always ready to help! So why wait? Come visit us at Space Coast Credit Union today your financial journey starts here!

Member Eligibility

Joining the Space Coast family means becoming part of a community that truly cares about your financial well-being. At our branch located at 200 Bill France Blvd, Daytona Beach, FL 32114, we welcome individuals who live or work in the areas we serve. Whether you're looking for personal banking services, auto loans, or credit cards with rewards, if you share our vision of member-focused banking, you're likely eligible to join us. To make it even easier, we offer a straightforward account opening process that you can learn more about here. If you have any questions or need assistance, don't hesitate to reach out to us at 386-274-5952. For detailed eligibility criteria and updates, feel free to visit our website. We're excited to help you take this step towards better financial opportunities!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly with payment solutions that fit your needs. Our merchant services make it easy for you to accept payments from customers, whether they pay with cards or mobile wallets. This means faster transactions and happier customers, giving you more time to focus on what you love growing your business. Located at 200 Bill France Blvd Daytona Beach Fl 32114 in Daytona Beach, FL, we invite you to discover how Space Coast can be your partner in success. For inquiries, call us at (386) 274-5952 or visit our website at https://www.sccu.com . Let's work together to achieve your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of that new ride? Our auto loans and vehicle financing solutions make it easy for you to drive away in the car you want without breaking the bank. We offer competitive rates and flexible terms tailored to fit your budget.

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking services, including merchant services and business loans. Our team is here to support your growth and help your business thrive.

Convenient Access Points

At Space Coast, convenience is key. We offer an ATM for quick cash withdrawals and a basic drive-thru service for fast transactions without leaving your vehicle. Whether it's making deposits or checking balances, our services are designed with ease in mind. We invite you to visit us at 200 Bill France Blvd Daytona Beach Fl 32114 or call us at (386) 274-5952 to learn more about how we can assist you with all your financial needs. Discover how easy managing your finances can be with us by exploring the full range of services available at Space Coast Credit Union-daytona Beach today!

Credit Cards with Rewards

Our credit cards with rewards allow you to earn while you spend! From travel perks to cashback offers, using our credit card can turn everyday purchases into exciting rewards.

Home Financing Options

If you're considering purchasing a home or refinancing an existing mortgage, our mortgage loans come with various options to help simplify the process. We guide you through every step, ensuring you understand your choices and feel confident in your decisions.

Personal Banking Solutions

Our personal banking options include convenient checking and savings accounts that allow you to easily manage your funds and reach your savings goals. Imagine having easy access to your money anytime, anywhere with our online and mobile banking features. You can check balances, transfer funds, and even pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, but with our personal loans, you can tackle those surprises head-on. If you're juggling multiple debts, consider our debt consolidation options that help streamline payments into one manageable monthly bill.

Digital & Online Banking

Key Features

Our online banking platform, accessible through https://www.sccu.com , allows you to check your account balances, transfer funds, and pay bills with just a few clicks. You can also sign documents electronically with our electronic signature authorization feature, making the process faster and hassle-free. For those who prefer going paperless, e-statements are available, providing you with a secure way to view your financial information without the clutter of physical mail. Plus, our mobile application makes it easy to manage your accounts on the go. Whether you're at home or out running errands, you can access your accounts right from your smartphone.

Secure Transactions

Security is a top priority for us. Our mobile payments feature ensures that your transactions are protected while allowing you to make purchases directly from your phone. You can also take advantage of person-to-person transfers to send money to friends and family quickly and easily. With 24/7 online banking services, you never have to worry about waiting in line or being restricted by business hours. Whether it's early morning or late at night, your accounts are always just a click away. At Space Coast, we believe that banking should be straightforward and user-friendly. With our digital services tailored for your convenience, managing your finances has never been easier!

Financial Strength

Commitment to Growth

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 1,177,864, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $10,326,302, highlighting our commitment to your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 200 Bill France Blvd Daytona Beach Fl 32114 or call (386) 274-5952 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees. This dedicated team ensures our branches are always ready to serve you with a knowledgeable approach.

Solid Foundations

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We provide flexible financing options, making it easier for you to find a plan that fits your budget. If you're considering refinancing your current auto loan, ask us about our refinancing options that could lower your monthly payments!

Business Loans

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, our team is here to assist you in obtaining the funds necessary for success. At Space Coast, we pride ourselves on our commitment to transparency and member satisfaction. For more details on any of our loan products or to discuss eligibility options, please don't hesitate to reach out at (386) 274-5952. You can also visit us at our branch located at 200 Bill France Blvd Daytona Beach Fl 32114 in Daytona Beach, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future is important to us, and we're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We guide you through each step of the process, ensuring you understand all available options and can select the best fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. These cards come with rewards and benefits tailored to enhance your spending experience while maintaining control over your finances.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy means users receive fair and transparent offers. Each loan comparison reflects current market conditions and is drawn from legitimate financial institutions, ensuring that the data is not only accurate but also relevant to today's borrowers.

SPACE COAST CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans