Space Coast Credit Union Coral Gables FL: Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Space Coast Credit Union - Calle Ocho, where we believe in putting our members first. Established in 1951, our commitment to serving the community has only grown stronger over the years. Located at 4899 Sw 8Th St, Coral Gables, FL 33134, we are proud to be a trusted financial partner for over 667,000 members. At Space Coast, our total assets exceed an impressive $8.8 billion, reflecting our stability and reliability as a credit union. With $675.6 million in deposits and a net worth of $940.4 million, we are well-equipped to meet your financial needs, whether you're looking for personal banking services, auto loans, or business financing. Under the leadership of CEO Tim Antonition and Board President Thomas Myers, our dedicated team of 1,123 employees is here to provide you with personalized service. We understand that every member's journey is unique, and we strive to support you at every step. While you can visit us at our branch location, please note that any official correspondence should be directed to our mailing address: 4899 SW 8th St, Miami, FL 33134-2522. We invite you to explore our wide range of services including checking and savings accounts, mortgages, personal loans, and more. Visit us online at sccu.com or give us a call at 305-882-5000 to learn more about how we can assist you on your financial journey. Your success is our priority!

Branch History & Mission

Join Us!

If you're looking for a financial institution that prioritizes your needs while giving back to the community, look no further than Space Coast Credit Union - Calle Ocho. Experience firsthand the benefits of being part of a credit union committed to your success. Whether you're considering opening an account or seeking assistance with loans or investments, we're here for you every step of the way. Call us today at (305) 882-5000 or visit our website at www.sccu.com to learn more about how we can help you achieve your financial dreams!

Our Journey

Located at 4899 SW 8th St, Coral Gables, FL 33134, our branch is conveniently positioned near local landmarks that residents know well. As we look back on our journey, we celebrate key milestones that have defined us. From expanding our services to include personal banking, auto loans, and business banking solutions to embracing digital advancements like online banking and mobile payments, we have continually adapted to meet the needs of our members. While members can visit us at 4899 Sw 8Th St Coral Gables Fl 33134, official correspondence should be sent to 4899 SW 8th St, Miami, FL 33134-2522. We understand that accessibility is crucial; that's why we offer ATM availability and drive-thru banking for added convenience.

Our Mission

Our mission extends beyond providing financial services. At Space Coast Credit Union - Calle Ocho, we believe in fostering strong community ties and supporting local initiatives. Our dedicated team works tirelessly to ensure that every member feels valued and empowered in their financial journey. We aim to provide not just products but also solutions that help our members achieve their goals whether it's buying a home, financing a vehicle, or simply managing day-to-day expenses. With operating hours designed for your convenience Monday through Friday from 9 AM to 5 PM and extended hours on Fridays until 6 PM we strive to be accessible when you need us most. As part of the larger Space Coast family headquartered in Melbourne, FL, we leverage partnerships within the community to enhance our outreach efforts. Together with local organizations, we aim to uplift those around us through educational programs and financial literacy workshops.

Branch Location & Accessibility

Welcome to Space Coast Credit Union - Calle Ocho, your friendly neighborhood financial partner! Conveniently located at 4899 SW 8th St, Coral Gables, FL 33134, we are here to serve you with a range of banking services tailored to meet your needs. Our branch is easily accessible and situated near local landmarks, making it a breeze for you to stop by. If you're planning a visit, you'll find ample parking available, ensuring that your trip is as smooth as possible. For those with mobility challenges, we offer ADA-compliant features including ramps and accessible entrances, so everyone can enjoy our services comfortably. At Space Coast Credit Union - Calle Ocho, we value your time. Our lobby hours are welcoming open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Plus, our drive-thru service operates Monday through Friday from 8 AM to 6 PM and on Saturdays from 9 AM to 1 PM. Whether you prefer in-person assistance or the convenience of drive-thru banking for deposits and withdrawals, we've got you covered. For any inquiries or assistance, feel free to give us a call at 305-882-5000. And if you need to send us official correspondence, please use our mailing address: 4899 SW 8th St, Miami, FL 33134-2522. We also offer ATM services right here at the branch for quick cash withdrawals and balance checks whenever you need them. With our commitment to providing personal banking options like checking and savings accounts, auto loans, mortgages, and more, we are dedicated to helping you achieve your financial goals. Come visit us today at Space Coast Credit Union - Calle Ocho. We're excited to welcome you into our community!

Member Eligibility

At Space Coast, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to join us at our Coral Gables location, all you need is to meet some straightforward eligibility criteria. Generally, anyone who lives, works, or attends school in our local community is welcome to apply. This means if you're part of the vibrant fabric of Coral Gables or nearby areas, you're likely eligible! We're committed to making your banking experience as inclusive and beneficial as possible. Opening an account with us is simple and can be done online. You can find more details about how to get started on our account opening page here: http://www.sccu.com/personal/auto-loans. If you have any questions or want to chat about the membership process, feel free to give us a call at (305) 882-5000. For a comprehensive overview of the eligibility criteria, please check out our resource page at . We're excited for you to join our community!

Business Banking & Commercial Services

Loan Options That Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that can make daily operations smoother. Imagine being able to accept payments from customers easily, whether they are using credit cards or mobile wallets. Our services help you handle transactions efficiently, so you can focus on what matters most growing your business. Visit us at 4899 Sw 8Th St Coral Gables Fl 33134 in Coral Gables, FL or call us at (305) 882-5000 to learn more about how we can support your business dreams!

Comprehensive List Of Services

ATM & Drive-Thru Services

We know that sometimes you just need quick access to cash or simple transactions. Our branch offers convenient ATM & Cash Withdrawal Services, along with basic Drive-Thru Banking for deposits and withdrawals without leaving your vehicle.

Business Banking

For business owners, we provide robust solutions through our Business Banking services, including Merchant Services & Business Loans. We aim to support your enterprise's growth and ensure smooth transactions for both you and your customers.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Space Coast Credit Union - Calle Ocho, we have made banking easier than ever with our comprehensive Online & Mobile Banking platforms. Whether you want to check your balance, pay bills, or transfer funds on the go, our digital tools give you access anytime, anywhere.

Credit Options

We also understand that life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation services designed to ease your financial burdens. And don't forget about our Credit Cards with Rewards, which allow you to earn points while making everyday purchases.

Get Started Today!

Your journey toward better financial health starts here at Space Coast! With our extensive range of services like personal banking accounts, loans for various needs, and robust online banking features, we are here to serve you with commitment and care. For any questions or assistance, feel free to call us at (305) 882-5000 during our lobby hours: M-Th 9-5, Fri 9-6, or Sat 9-1. Explore all that we have to offer by visiting us at our website. Join us today and experience banking that puts you first!

Personal Banking Solutions

When it comes to managing your money, we offer various Personal Banking options tailored just for you. Open a Checking or Savings Account to start building your financial future. If you're dreaming of a new car, our Auto Loans & Vehicle Financing solutions can help make that dream a reality with competitive rates and flexible terms. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing options provide the support you need every step of the way.

Digital & Online Banking

At Space Coast, we understand that your time is valuable. That's why we've made banking as easy and convenient as possible through our robust digital and online banking services. With 24/7 access, you can manage your finances from anywhere, whether you're at home, on the go, or even enjoying a day out. Our online banking platform at https://www.sccu.com offers a variety of features designed to simplify your banking experience. You can view your account balances, pay bills, and transfer money with just a few clicks. Plus, with our person-to-person transfer feature, sending money to friends or family is quick and easy no need for cash or checks. For added convenience, you can also sign documents electronically through our electronic signature authorization service. This means no more printing or mailing paperwork; everything can be done right from your computer or mobile device. And if you prefer to go paperless, we offer e-statements that keep you updated on your account while helping the environment. Speaking of mobile devices, our mobile application makes it even easier to manage your accounts on the go. With features like mobile payments, you can make purchases directly from your phone without fumbling for your wallet. It's secure, fast, and user-friendly just another way we're making banking simpler for you. At Space Coast, we prioritize both security and ease-of-use in all our digital services. You can rest assured that your information is protected while enjoying real-time management of your accounts. Whether you're checking balances late at night or making transfers during your lunch break, our online banking services are designed to fit into your life seamlessly. Discover how easy banking can be with Space Coast by visiting us online today!

Financial Strength

At Space Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and strong performance. That's why we're proud to share our robust financial health, which reflects our commitment to serving you. With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial success is further highlighted by our $885,479,932 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $99,682 in used auto loans and $7,178,163,645 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our impressive $45,092,749, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,326,302. Total Share and Deposit Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 4899 Sw 8Th St Coral Gables Fl 33134 or call (305) 882-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Offerings

For those looking for business solutions, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand your business operations. At Space Coast, we're committed to supporting our members through every step of their financial journey. If you're considering refinancing or exploring eligibility options for any of our loan products, feel free to reach out. You can contact us at (305) 882-5000, or visit us at our branch located at 4899 Sw 8Th St Coral Gables Fl 33134 in Coral Gables, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we can help you find the right loan option that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure you can secure the home of your dreams without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. This is a great way to handle unexpected expenses or make purchases while maintaining control over your budget.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an easy-to-use platform, users can quickly access a variety of loan options tailored to their needs. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means users receive fair and reliable offers based on the latest results (Source: https://www.ncua.gov). The platform's dedication to verified data guarantees that loan offers come from legitimate financial institutions. One of the standout features of LendMesh is its commitment to impartiality. The platform does not prioritize lenders based on paid promotions, ensuring that users receive unbiased results. This approach allows individuals to make informed decisions without the influence of marketing tactics. Additionally, LendMesh provides real-time rate comparisons, allowing users to stay updated on the latest offers from multiple institutions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the tool in helping people secure better financial options. For anyone looking to explore their borrowing possibilities with confidence, LendMesh is an invaluable resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Space Coast

Type of Loan Offerings

Home Equity Loans

Personal Loans