Space Coast Credit Union Cocoa FL: Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Space Coast Credit Union located at 6899 N Highway 1, Cocoa, FL 32927! Established in 1951, our credit union has grown into a trusted financial partner for over 667,000 members. With total assets exceeding $8.8 billion, we are dedicated to providing our community with exceptional financial services and support. At Space Coast, we believe in building strong relationships with our members while offering a range of services tailored to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. Our commitment to your financial well-being is reflected in our impressive total deposits of $675.6 million and a net worth of $940.4 million. Led by our CEO, Tim Antonition, and Board President, Thomas Myers, our team of over 1,100 employees is here to ensure that you receive the best possible service. We pride ourselves on being accessible and responsive; feel free to reach out to us at 321-637-0365 or visit us online at sccu.com for more information. While members can visit us at our Cocoa branch, official correspondence should be sent to the same address: 6899 N Highway 1, Cocoa, FL 32927-5012. We invite you to experience the difference that comes from being part of a community-focused credit union where your financial goals are our priority. Join us today and discover how Space Coast Credit Union can help you achieve your dreams!

Branch History & Mission

At Space Coast Credit Union, we take pride in our rich history and commitment to serving the community. Founded in 1951, our branch has grown alongside the Cocoa community, evolving to meet the financial needs of our members with dedication and care. Located at 6899 N Highway 1, Cocoa, FL 32927, we are not just a financial institution; we are a part of your everyday life. Over the decades, Space Coast Credit Union has achieved significant milestones. With a current membership of over 667,000 members and total assets reaching an impressive $8,808,246,174, we have established ourselves as a trusted partner in financial services. Our mission is clear: to provide personal banking solutions that empower our members while fostering community support and outreach. We believe that banking should be more than just transactions. Our mission focuses on enhancing the lives of our members through various services such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. In addition to our robust financial offerings, we actively engage in community initiatives that uplift and support local organizations. While members can visit us at 6899 N Highway 1, official correspondence should be sent to our mailing address at 6899 N Highway 1, Cocoa, FL 32927-5012. Our branch features convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and drive-thru service available Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. We recognize the importance of adapting to modern technology while maintaining accessibility for all members. Our digital advancements include online banking, mobile payments, and e-statements all designed with user-friendly features that promote ease of use for everyone. At Space Coast Credit Union, we also offer ATM availability and drive-thru banking for added convenience. We understand that your time is valuable, which is why we're committed to providing efficient service without compromising on quality. Join us today and experience firsthand the benefits of being part of a member-focused credit union that truly cares about your financial well-being. Together, let's build a stronger community! For more information or to open an account, please call us at 321-637-0365 or visit our website.

Branch Location & Accessibility

Convenient Features

Our branch is situated near several local landmarks, making it a familiar stop for many residents. With ample parking available right outside our doors and features like ADA compliance and ramps, we ensure that everyone has easy access to our services.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 321-637-0365! We're excited to assist you with all your banking needs and look forward to seeing you soon at Space Coast Credit Union in Cocoa.

Operating Hours

We pride ourselves on being here when you need us most! Our lobby hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. If you're looking to use our drive-thru service, we're available Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM.

Services Offered

At Space Coast Credit Union, we provide a wide range of services designed for personal and business banking alike. From checking and savings accounts to auto loans and mortgages, our team is dedicated to helping you achieve your financial goals. For those on the go, we also offer online and mobile banking options along with ATM access for quick cash withdrawals.

Member Eligibility

Becoming a member of Space Coast is like joining a close-knit community where your financial well-being is our priority. We welcome anyone who lives, works, or worships in the Cocoa area to join us at our branch located at 6899 N Highway 1 Cocoa Fl 32927. If you have family members already part of our credit union, you're also eligible! This means you can enjoy all the benefits we offer, from competitive loan rates to personalized financial advice. Membership here is not just about banking; it's about being part of a supportive network that cares for your financial journey. To get started, simply give us a call at (321) 637-0365 or visit our website for more information on how to open an account and become a member today! You can find detailed eligibility criteria, so be sure to check that out. Joining Space Coast is easy and we're excited to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the power to accept payments anytime, anywhere. Our merchant services make this possible. Whether you're running a local café or managing a retail store, we provide tools that simplify transactions and enhance customer satisfaction. Accept credit cards easily and track sales seamlessly, allowing you to focus on what matters most growing your business. Visit us at 6899 N Highway 1 Cocoa Fl 32927 in Cocoa, FL, or call us at (321) 637-0365 to learn more about how our business banking and commercial services can support your journey!

Comprehensive List Of Services

Auto and Mortgage Financing

Looking to buy a new car? Our competitive Auto Loans & Vehicle Financing options make it easier than ever to hit the road in style without breaking the bank. You'll find flexible terms and rates designed to suit various budgets. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide the guidance and resources you need. Imagine owning a home where memories are made our team will help navigate you through the process smoothly.

Business Banking Solutions

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. We recognize how vital these tools are for running a successful operation. Our services ensure that businesses have access to necessary funds and efficient payment processing.

Convenience at Your Fingertips

We believe banking should be convenient and accessible. With features like ATM & Cash Withdrawal Services, members can easily access their funds whenever they need them. Our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle a perfect solution on busy days! At Space Coast Credit Union, we also prioritize digital accessibility. With features like mobile payments and e-statements, managing your finances has never been easier.

Get Started Today!

Ready to take control of your financial future? Visit us at 6899 N Highway 1 Cocoa Fl 32927, call us at 321-637-0365, or explore our website at sccu.com to learn more about how our services can work for you. Join us today and experience personalized banking that puts you first!

Personal Banking Services

For those just starting out or anyone looking to manage their finances more effectively, we offer Personal Banking options including Checking & Savings Accounts. These accounts are designed with your lifestyle in mind, making it easy to save for future goals or manage daily expenses. Imagine effortlessly transferring money between accounts through our Online & Mobile Banking platform, which gives you access to your finances right from your smartphone. When life throws challenges your way, Personal Loans & Debt Consolidation can provide the support you need. Whether it's unexpected medical bills or planning a big event, our loans are tailored to fit your circumstances. Plus, with our Credit Cards with Rewards, you can earn points on purchases that can be redeemed for travel, merchandise, and more!

Digital & Online Banking

Convenient Features

Our online banking platform allows you to view your e-statements easily, giving you the ability to track your spending and manage your budget with confidence. Plus, if you ever need to sign documents, our electronic signature authorization feature makes it simple and secure no more printing or mailing forms. For those on the go, our mobile application is a game changer. You can make mobile payments effortlessly and even send money directly to friends or family using our person-to-person transfer service. This means you can split dinner bills or pay back a friend in seconds all from the palm of your hand.

Security You Can Trust

We prioritize your security. All transactions are protected with advanced encryption technology, ensuring that your personal information remains safe while you manage your accounts online. Our user-friendly interface makes navigating through features straightforward, so you can focus on what matters most: your finances. With Space Coast, you'll find that managing your money digitally not only saves time but also gives you peace of mind. Experience the convenience of modern banking today by visiting https://www.sccu.com and take control of your financial future!

Financial Strength

At Space Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, reflecting our commitment to serving you effectively. With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant, with $99,682 in used auto loans and $7,178,163,645 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $14,323,000, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees who are dedicated to providing exceptional service at all times. Net Shares (Funds available for lending and investments): $10,326,302. Total Share Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 6899 N Highway 1 Cocoa Fl 32927 or call (321) 637-0365 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options are straightforward and easy to navigate.

Business Financing

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand. We know that having access to funds can make a big difference in running a successful business. At Space Coast, we're dedicated to providing personalized service and support as you explore your loan options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We are committed to guiding you through the process so that you feel confident in your investment. If you're considering refinancing your existing mortgage for better rates or terms, we can help with that too.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can enhance your spending experience.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency for users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions tailored to their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that every offer displayed is fair and transparent. Users can trust that the information they receive reflects current market conditions and reliable lenders.

SPACE COAST CREDIT UNION - Cocoa, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Cocoa, FL (32927)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Features

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Auto and Mortgage Financing

Business Banking Solutions

Convenience at Your Fingertips

Get Started Today!

Personal Banking Services

Digital & Online Banking

Convenient Features

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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