Space Coast Credit Union Cocoa Beach FL: Quick Auto Loans & Easy ATM Access

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner located at 1205 N Atlantic Ave, Cocoa Beach, FL 32931. Established in 1951, we have proudly served our community for over seven decades, building a solid foundation of trust and reliability. With more than 667,000 members, we are committed to offering personalized services that truly meet your needs. At Space Coast Credit Union, we understand the importance of financial stability. That's why our total assets stand at an impressive $8,808,246,174, ensuring that we are well-equipped to provide you with various services from checking and savings accounts to auto loans and mortgages. Our focus on member satisfaction has led us to maintain total deposits of $675,598,920 and a robust net worth of $940,367,420. While members can visit us at our Cocoa Beach branch, official correspondence should be sent to the same address for your convenience. We offer a range of banking services designed to help you achieve your financial goals. Whether you're looking for auto financing or assistance with personal loans and credit cards with rewards, we've got you covered. Under the leadership of CEO Tim Antonition and Board President Thomas Myers, our dedicated team of over 1,123 employees is here to assist you every step of the way. We pride ourselves on providing exceptional service through various channels, including online and mobile banking options. If you have any questions or would like to learn more about how we can help you succeed financially, don't hesitate to reach out! Call us today at 321-784-2793 or visit our website at Space Coast Credit Union. Join us in making your financial dreams a reality!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Space Coast family. Experience firsthand how we can help you achieve your dreams through tailored financial solutions and unwavering support. Whether you're looking for personal loans or business financing options, we're here for you. Call us today at 321-784-2793 or visit us online at sccu.com to learn more about how we can assist you on your financial journey!

Our Evolution

Since opening our doors, Space Coast has grown significantly, now proudly serving 667,013 members with a total asset base of $8,808,246,174. Our journey began with a small group of dedicated individuals focused on providing affordable financial services to their neighbors. Over the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking solutions. Our growth reflects not only our dedication to meeting member needs but also our ability to adapt in an ever-changing financial landscape. We continuously invest in technology and digital advancements while ensuring ADA compliance to serve all community members effectively. Today, we offer online and mobile banking services that make managing finances easier than ever.

Our Mission

At Space Coast Credit Union, our mission is simple: to empower our members through exceptional financial services while actively supporting the local community. We believe that by helping individuals achieve their financial goals whether that's buying a new car or purchasing a home we contribute to the overall well-being of Cocoa Beach. We strive to foster meaningful relationships with our members through personalized service and community outreach programs. Our initiatives include partnerships with local schools and charities aimed at promoting financial literacy and enhancing quality of life within the area. While members can visit us at 1205 N Atlantic Ave, official correspondence should be sent to 1205 N Atlantic Ave, Cocoa Beach, FL 32931-3116 if needed.

Branch Location & Accessibility

Accessibility Features

At Space Coast Credit Union, we strive to make banking accessible for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can easily navigate our space. Plus, there's ample parking available for your convenience.

Call to Action

We invite you to visit us at Space Coast Credit Union in Cocoa Beach! If you have any questions or need assistance before your visit, feel free to call us at 321-784-2793. Whether you're looking to open a new account or just want some friendly financial advice, we're here for you!

Operating Hours and Services

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 6 PM. For those on the go, our drive-thru service operates Monday through Friday from 8 AM to 6 PM, allowing you to handle your banking transactions quickly and efficiently. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. We also provide online and mobile banking services for added convenience.

Member Eligibility

At Space Coast, we believe that everyone deserves a chance to be part of a welcoming community where financial growth and support are prioritized. Becoming a member is simple and open to those who live, work, or worship in the local area, as well as their family members. This means that if you're connected to our vibrant community in any way, you can enjoy the benefits of membership, including competitive rates and personalized service. For more detailed information on eligibility requirements, feel free to check out our resource. Joining us is not only about accessing great financial products but also about being part of something bigger. Our members enjoy services tailored to fit their needs whether it's auto loans, savings accounts, or help with mortgages. If you're ready to take the next step and open an account, visit us at http://www.sccu.com/personal/auto-loans or give us a call at (321) 784-2793. We look forward to welcoming you to the Space Coast family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, effective payment processing can make or break a sale. Our merchant services simplify this for you, allowing you to focus on what really matters growing your business. Whether you're a retail store or an online shop, our solutions are designed to help you accept payments easily, manage transactions smoothly, and enhance customer satisfaction. Come visit us at 1205 N Atlantic Ave Cocoa Beach Fl 32931, Cocoa Beach, FL or call us at (321) 784-2793 to learn how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever. We understand that purchasing a vehicle is a big decision, so we offer competitive rates and flexible terms to fit your budget. Plus, with our quick application process, you could be on the road in no time!

Business Banking

For small business owners, our business banking services include merchant services and business loans designed to help grow your enterprise. We understand the unique challenges that come with running a business, and we're committed to supporting you every step of the way.

Convenient Access

We also offer convenient services such as ATM access for withdrawals and balance checks, alongside basic drive-thru banking for deposits and simple transactions. No matter how busy life gets, we ensure that managing your finances remains straightforward and hassle-free. If you're ready to explore any of these services or have questions about what we can do for you, don't hesitate to reach out! Call us at (321) 784-2793 or visit us today at 1205 N Atlantic Ave Cocoa Beach Fl 32931 in Cocoa Beach, FL. Let's work together towards achieving your financial goals!

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase can bring you closer to exciting benefits. Whether it's cash back or travel perks, enjoy the rewards as you spend on everyday items.

Mortgage Loans & Refinancing

Homeownership can be within reach thanks to our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our experienced team will guide you through every step of the process. Imagine turning the key to your new home sooner rather than later!

Personal Banking

Whether you're looking to open a checking or savings account, Space Coast has you covered. Our personal banking options are designed for everyone, from students starting their financial journey to families managing their daily expenses. Imagine having the flexibility to manage your money on-the-go with our online and mobile banking features. You can check balances, transfer funds, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses or want to consolidate debt? Our personal loans and debt consolidation services provide you with flexible borrowing solutions that can ease financial stress. We're here to help simplify your finances and get you back on track.

Digital & Online Banking

Additional Features

We also offer electronic signature authorization, making it simpler than ever to complete transactions without the need for paperwork. E-statements are available too, giving you a clutter-free way to keep track of your finances without waiting for paper statements in the mail. Our commitment to user-friendly services means that even those new to online banking will find it easy to navigate our system. Whether you're using our website or mobile app, you'll find clear instructions and support whenever needed. In today's fast-paced world, managing your money should be straightforward and secure. At Space Coast, we strive to empower you with tools that make banking as effortless as possible. Explore all our digital offerings today at https://www.sccu.com and take control of your finances!

Key Services

With our online banking platform, you can enjoy 24/7 access to your accounts. Whether you need to check your balance, transfer funds, or review transactions, everything is right at your fingertips. Our secure system ensures that your information is protected while giving you the freedom to bank on your schedule. Need to send money quickly? Our person-to-person transfer feature makes it easy to send and receive funds between friends and family with no hassle. Plus, if you're always on the go, our mobile application allows you to perform all these actions from your smartphone. You can even set up mobile payments for added convenience when shopping.

Financial Strength

Commitment to Growth

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have a solid lending capacity with $99,682 in used auto loans and $7,178,163,645 in total loans and leases supporting your financial ambitions across various sectors. Our net income of $14,323,000 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 1,116 full-time employees and 7 part-time employees who are committed to providing exceptional service. They ensure our branches are always ready to assist you with knowledgeable support tailored to your needs.

Member-Centric Approach

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of financial strength means you can rely on us as your trusted partner in achieving your financial goals.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 1205 N Atlantic Ave Cocoa Beach Fl 32931 or call (321) 784-2793 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used vehicle, our flexible terms can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we are here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We provide guidance through every step of the process so you can find the best solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans, we have options available to help you lower your monthly payments or consolidate debt into one manageable loan. Contact us for details on eligibility and how we can assist you in making this decision easier. At Space Coast, we're dedicated to offering personalized service tailored to meet your unique needs. For more information about our loan products or to start the application process, give us a call at (321) 784-2793 or visit us at 1205 N Atlantic Ave Cocoa Beach Fl 32931 in Cocoa Beach, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial goals are important to us let's work together to reach them!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that make everyday spending more rewarding.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. By using verified data, LendMesh helps you avoid the pitfalls of misleading information often found in the lending market.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SPACE COAST CREDIT UNION - Cocoa Beach, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Cocoa Beach, FL (32931)