Space City Credit Union Clute TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Space City! Located at 216 Lakeview Dr, Clute, TX 77531, our credit union has been serving the community since 1965. With a strong commitment to our members, we proudly support over 12,121 individuals who trust us with their financial needs. At Space City, we believe in building lasting relationships and providing reliable services tailored to your unique goals. Our total assets stand at an impressive $140,269,401, ensuring that we have the resources needed to help you thrive. Whether you're looking for a new auto loan or simply want to save for the future, we've got you covered with a wide range of financial products. In addition to our robust offerings, our dedicated team is led by CEO Craig Rohden and Board President Buck Lay. Together, they guide a passionate staff of 46 employees focused on delivering exceptional service every day. We understand that banking is not just about numbers; it's about people and the communities we serve. For your convenience, we have a drive-thru service and an ATM available at our branch. While members can visit us at our Clute location for all their banking needs, official correspondence should be sent to our mailing address: 3101 Harrisburg Blvd, Houston, TX 77003. With total deposits of $19,335,240 and a net worth of $19,328,059, Space City is well-equipped to assist you in reaching your financial goals. We encourage you to explore all that we offer by visiting our website at spacecitycu.com or giving us a call at 713-222-1244. Join us today and discover how Space City can make a difference in your financial journey!

Branch History & Mission

Commitment to Service

We understand that convenience matters. That's why we offer ATM availability and drive-thru banking for easy access to your funds. Our operating hours are designed with you in mind: Monday through Friday from 8:30 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM for drive-thru service. While members can visit us at our Clute branch address for all their banking needs, official correspondence should be sent to our mailing address at 3101 Harrisburg Blvd, Houston, TX 77003. Our digital platforms ensure that you can manage your finances anytime and anywhere with online banking and mobile payment options. We are also committed to accessibility for all members, ensuring compliance with ADA standards.

Join Us

As we continue to grow and serve the Clute area, we invite you to become part of the Space City family. Experience firsthand the benefits of membership including personalized service from our knowledgeable team. Whether you're looking for assistance with loans or simply want guidance on saving strategies, we are here for you every step of the way. Join us today and discover how Space City can help you reach your financial goals while being an integral part of a supportive community! For more information or assistance, don't hesitate to call us at 713-222-1244 or visit our website at spacecitycu.com.

Our Mission

At Space City, our mission is simple yet profound: to deliver exceptional financial services while supporting the well-being of our members and the community. We believe that everyone deserves access to affordable banking solutions that help them achieve their goals whether that's buying a new car, saving for a home, or simply managing day-to-day expenses. With total assets exceeding $140 million, we are equipped to provide a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our commitment extends beyond just financial products; we actively engage in initiatives that uplift our community and foster economic growth.

Branch Location & Accessibility

Accessibility Features

At Space City, we prioritize accessibility for all members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious pathways that make it easy for everyone to navigate. Plus, there's ample parking available right outside the entrance, so you can get in and out quickly.

Contact Us

Got questions? We're always ready to help! Give us a call at 713-222-1244 if you need assistance or want more information about our services. We invite you to come visit us soon and discover how Space City can support your financial journey!

Operating Hours

We understand that life gets busy! That's why we offer flexible operating hours to fit your schedule. You can visit us Monday through Friday from 8:30 AM to 5:30 PM. If you need to stop by on Saturday, our drive-thru service is open from 9 AM to 1 PM making it even easier for you to manage your banking needs.

Services Offered

When you walk through our doors, you'll find a range of services designed just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have what you need. If you're looking for something simple like an ATM withdrawal or drive-thru deposit, we've got that covered too!

Member Eligibility

At Space City, we believe that everyone deserves a place to feel valued and supported. Becoming a member is simple and opens the door to a community that prioritizes your financial well-being. If you live, work, or worship in our area, or if you're affiliated with one of our partner organizations, you're likely eligible to join us! We welcome individuals from various backgrounds, ensuring that our membership reflects the vibrant community around us. To get all the details on eligibility, feel free to visit our website at https://spacecitycu.com/become-a-member-owner/%20 . Opening an account at Space City is straightforward and can be done online or in-person at our branch located at 216 Lakeview Dr Clute Tx 77531. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (713) 222-1244. Joining means you'll enjoy personalized services and competitive rates designed with your needs in mind. We can't wait for you to become part of our family! For more information about opening an account, check out this link: https://spacecitycu.originate.fiservapps.com/savg0ltvkgc6jzr/getting-started/landing-page .

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,257,506, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed for modern business needs. Picture this: a local coffee shop using our payment processing solutions, allowing customers to pay quickly and easily while increasing sales. Our services simplify transactions so you can focus on what really matters growing your business. Visit us at 216 Lakeview Dr Clute Tx 77531 in Clute, TX, or call us at (713) 222-1244 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For local businesses, we understand the importance of reliable banking support. Our business banking services, including merchant services and business loans, are designed to help your business thrive. Whether you're starting up or expanding, we've got the tools you need.

Connect With Us

With so many services tailored just for you, it's clear that at Space City, we're committed to helping our members achieve their financial goals. If you're ready to take the next step or if you have questions about any of our offerings, don't hesitate to reach out! Call us at (713) 222-1244, or visit us today at 216 Lakeview Dr Clute Tx 77531 in beautiful Clute, TX. Let us be part of your financial journey explore all we have to offer at our website. Join the community that values personal service and member satisfaction!

Customer-Centric Features

Our branch provides essential drive-thru banking for deposits, withdrawals, and simple transactions perfect for when you're on the go! Whether you prefer visiting us in person or using our online tools, we're here to ensure that accessing your money is as convenient as possible.

Online Convenience

In today's fast-paced world, convenience matters. That's why at Space City, we offer robust online and mobile banking features that let you manage your finances anytime, anywhere. From checking balances to transferring funds, our digital platform makes banking simple and efficient. Plus, with our ATM services available nearby, cash withdrawals are quick and easy.

Personal Banking Services

For those seeking personal banking options, we offer checking and savings accounts designed to fit different lifestyles. If you're planning to purchase a new car or refinance your current vehicle, our auto loans and vehicle financing services can help you get on the road with confidence. Need a place to call home? Our mortgage loans and refinancing options are crafted to assist you in achieving your dream of homeownership. Do you have unexpected expenses? With our personal loans and debt consolidation solutions, you can manage your finances more effectively. We also provide credit cards with rewards, making it easier for you to earn while you spend.

Digital & Online Banking

Key Features

With our online banking services, you can enjoy a host of features that make banking simpler. You can view your account balances in real-time, transfer money between accounts, and pay bills all from one secure platform. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Plus, with electronic signature authorization, signing important documents is a breeze, allowing you to complete transactions without the hassle of printing or mailing forms.

Security and Accessibility

Your security is our top priority. We use advanced encryption technology to ensure that your personal information is safe while you manage your accounts online. Plus, with 24/7 access to your accounts, you can check balances or make transactions whenever it fits into your schedule. If you prefer banking on the move, our mobile application offers all the same great features in a user-friendly format. You can even set up mobile payments for quick purchases right from your phone. And if you opt for e-statements, you'll receive your financial statements electronically, making it easier than ever to stay organized. At Space City, we're committed to helping you manage your money effectively while keeping everything convenient and secure. Join us today and experience the benefits of modern banking!

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 42 full-time employees and 4 part-time employees dedicated to serving you with a knowledgeable team.

Growing Member Trust

Total Share Accounts: 20,703, show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $968,680, further highlighting our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space City is your trusted partner. Visit us at 216 Lakeview Dr Clute Tx 77531 or call (713) 222-1244 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Reinvesting for Growth

With $7,222,369 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,771 in used auto loans and $98,780,842 in total loans and leases.

Security for Your Savings

Members' savings are secured through $23,394,883 in share certificates and $23,085,364 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $19,328,059, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,375 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This commitment to stability ensures that you can rely on us today and into the future.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,530,215 in used vehicle loans and $21,989,365 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with the vehicle you want.

Credit Lines and Unsecured Loans

For those who need extra financial flexibility, we also have credit lines available totaling $11,000,000. These lines can help cover unexpected expenses or ongoing projects without the hassle of applying for multiple loans. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $890,801 in loans helping members manage their finances effectively. If you're considering refinancing options or want to learn more about eligibility requirements for any of our products, don't hesitate to reach out. Our team is here to guide you through every step. For more details about our loan offerings or to start your application process today, feel free to call us at 713-222-1244, or visit us at 216 Lakeview Dr Clute TX 77531. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Space City, we're dedicated to helping you achieve your financial dreams one loan at a time!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,034,677, make buying or refinancing simple. We offer various plans that cater to different financial situations and help you navigate the home-buying process with confidence.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This ensures that users have access to reliable options without hidden agendas. - No Sponsored Listings: Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh does not favor any lender over another. Our goal is to provide truly unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions. This feature allows for informed decision-making, helping borrowers secure the best possible terms. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can make a meaningful difference in your financial journey. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that all offers are fair and transparent. By connecting users with reputable lenders, LendMesh ensures that every comparison is grounded in accurate and trustworthy information.

SPACE CITY CREDIT UNION - Clute, TX