Sovita Credit Union Grand Blanc MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Sovita, your trusted partner in financial well-being, located at 3400 Regency Park Dr, Grand Blanc, MI 48439. Established in 1934, our credit union has grown to serve over 18,139 members with a commitment to providing exceptional service and community-focused banking solutions. At Sovita, we pride ourselves on our robust financial standing, boasting total assets of $525,787,487 and total deposits of $61,488,426. With a strong focus on helping our members achieve their financial goals, we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedication to member satisfaction is reflected in our net worth of $85,560,479 and cash reserves totaling $1,338,415. Led by CEO Patrick White and Board President Patricia Gooch, our team of 81 employees is here to assist you with personalized service tailored to your needs. We understand that banking is not just about numbers; it's about building relationships within the community. While members can visit us at our branch for face-to-face interactions and services like ATM access and drive-thru banking, official correspondence should be sent to our mailing address: PO Box 320830, Flint, MI 48532-0015. We invite you to explore how Sovita can help you secure your financial future. Feel free to reach out at 810-720-8300, or visit us online at sovitacu.org for more information or to apply for membership today! Your journey toward financial empowerment starts here!

Branch History & Mission

Our Mission

Our mission at Sovita is simple yet powerful: we strive to provide exceptional financial services while fostering strong community connections. We believe that everyone deserves access to affordable banking solutions that promote financial wellness. Whether it's personal banking, auto loans, mortgage refinancing, or business loans, we aim to make banking easy and convenient for all. In addition to our financial services, we are committed to giving back. We actively participate in community outreach programs and collaborate with local organizations to uplift those around us. Our focus on ADA compliance ensures that all members can access our facilities and services comfortably. While members can visit us at 3400 Regency Park Dr, official correspondence should be sent to PO Box 320830, Flint, MI 48532-0015. Our branch is open Monday through Friday from 9:30 AM to 5:30 PM and Saturdays from 9:30 AM to 12:30 PM (closed Saturday from July through Labor Day), making it easy for you to connect with us when it suits you best. With an ATM available and drive-thru banking options for quick transactions, we prioritize your convenience without compromising on service quality. We also embrace digital advancements through online and mobile banking services that keep you connected wherever you are. We invite you to become part of the Sovita family! Join us today and experience how our commitment can enhance your financial journey. For more information about membership eligibility or to open an account online, please visit Sovita's website. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility Features

Sovita is committed to ensuring that all members can access our services comfortably. Our facilities are ADA compliant, featuring ramps and wide doorways so that everyone can enjoy our offerings without any hassle.

Convenient Location

Our branch is easily accessible and situated near local landmarks, making it simple for you to drop by. With ample parking available, you can park with ease and head into our welcoming lobby. If you're looking for quick service, take advantage of our drive-thru banking option for deposits and withdrawals without leaving your car.

Get in Touch!

Have questions or need assistance? Feel free to call us at 810-720-8300. Our friendly staff is ready to help you with any inquiries or services you may need. We invite you to stop by Sovita at Regency Park today we look forward to welcoming you!

Operating Hours

We understand that life gets busy! That's why we're open Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:30 AM to 12:30 PM. Please note that we close early on Saturdays from July through Labor Day, so plan your visit accordingly.

Services Offered

At Sovita, we offer a variety of services tailored to meet your needs, including personal checking and savings accounts, auto financing options, mortgage loans, and credit cards with rewards. Plus, with our ATM available on-site, you can withdraw cash or check balances whenever you need. While members can visit us at 3400 Regency Park Dr for all their banking needs, official correspondence should be sent to PO Box 320830 in Flint if necessary.

Member Eligibility

At Sovita, we believe that becoming a member means joining a warm and welcoming community that truly cares about your financial well-being. Membership is open to anyone who lives, works, worships, or attends school in Genesee County. This inclusive approach ensures that everyone can benefit from our supportive services. Plus, once you join, you'll gain access to a variety of financial products and resources designed to help you thrive, including competitive loan rates and personalized banking solutions. Getting started is easy! You can find all the details about eligibility on our website at http://www.sovitacu.org/about/membership-eligibility. If you're ready to take the next step, opening an account is just a click away through our online application found here: http://www.sovitacu.org/apply/easy-online-application. If you have any questions or need assistance, feel free to give us a call at (810) 720-8300. We can't wait to welcome you to the Sovita family at 3400 Regency Park Dr Grand Blanc Mi 48439!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $152 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $138,500, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to make everyday transactions easier for you. Whether it's setting up a point-of-sale system or managing online payments, our solutions ensure that you can focus on what matters most growing your business. Located at 3400 Regency Park Dr Grand Blanc Mi 48439 in Grand Blanc, MI, we invite you to visit us or call (810) 720-8300 to learn more about how our business banking services can empower your enterprise. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive business banking services including merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, we have the tools and resources to support your success.

Convenient Access to Your Funds

At Sovita, we recognize the importance of easy access to your money. Our location features a drive-thru service for quick transactions like deposits and withdrawals without leaving your car. Plus, with our ATM availability, you can perform basic functions such as balance checks and cash withdrawals whenever you need them.

Embrace Digital Banking

In today's fast-paced world, managing your finances should be hassle-free. With features like mobile payments and person-to-person transfer capabilities, staying connected with your money has never been easier. We encourage all members to take advantage of our digital banking features for an enhanced experience. If you're interested in exploring these services further or have any questions, don't hesitate to reach out! You can call us at (810) 720-8300 or visit us during our operating hours: Monday through Friday from 9:30 AM to 5:30 PM, and Saturday from 9:30 AM to 12:30 PM (closed Saturday from July through Labor Day). Join us at Sovita in making your financial journey smooth and successful! For more information about membership eligibility or how to open an account, visit us online at http://www.sovitacu.org or follow this link to apply.

Personal Banking Solutions

Our personal banking services cater to your everyday needs. We offer checking and savings accounts designed for convenience and accessibility. Imagine having the ability to manage your finances effortlessly with our online and mobile banking platforms. You can check balances, make transfers, and pay bills right from your smartphone or computer. When it comes to financing your dream car, our auto loans and vehicle financing options provide competitive rates that fit your budget. If homeownership is on your mind, consider our mortgage loans and refinancing solutions to make buying or refinancing a home straightforward and affordable.

Support for Your Financial Journey

We understand that life can bring unexpected expenses. That's why we offer personal loans and debt consolidation options to help you regain control over your finances. Additionally, our credit cards with rewards allow you to earn while you spend, making everyday purchases more rewarding.

Digital & Online Banking

Key Features for Your Convenience

Our online platform allows you to take charge of your finances with features that are user-friendly and safe. You can view your account balances, check recent transactions, and even set up e-statements to keep track of your financial activity digitally. Yes, we provide e-statements so you can say goodbye to paper clutter while ensuring your information is secure. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to family or friends in just a few taps. And if you're always on the move, don't forget about our mobile application! With our app, you can manage your accounts right from your smartphone, including making mobile payments effortlessly.

Security You Can Trust

Your security is our top priority. We utilize electronic signature authorization for convenient document signing without compromising safety. With advanced encryption methods in place, you can trust that your personal information remains protected. In today's busy world, having access to banking services at your fingertips is crucial. Whether you're paying bills or checking balances, Sovita ensures that everything is just a click away. Experience the ease of modern banking with us today!

Financial Strength

At Sovita, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which underscores our commitment to serving you reliably. With a net worth of $85,560,479, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,627 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $67,514,620 in share certificates and $151,053,435 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,579,121 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,068 in used auto loans and $135,041,209 in total loans and leases. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $325,987. Total Share and Deposit Accounts: 43,413, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sovita is your trusted partner. Visit us at 3400 Regency Park Dr Grand Blanc Mi 48439 or call (810) 720-8300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,656,354 in used vehicle loans and $13,945,907 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make sure you drive away happy.

Credit Lines and Business Loans

For those seeking additional financial support for personal or business use, our total credit lines amount to $30,000,000. If you're a business owner looking for capital to grow and expand operations, our outstanding commercial loans totaling $138,500 can provide the funding needed to take your business to the next level. At Sovita, we also recognize that refinancing may be an option worth exploring based on your current financial situation. To learn more about eligibility for any of our loan products or to see if refinancing could benefit you further, visit our eligibility page. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With our diverse range of loan products and commitment to member service, we're here to help you achieve your financial aspirations. Visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,873,080, make buying or refinancing simple. Whether you are purchasing your first home or refinancing an existing mortgage, our dedicated team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,050,748 in loans helping members manage their finances effectively. This option provides convenience and flexibility for everyday purchases without requiring collateral.

Loan Aggregator

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Sovita