Southwest Credit Union Albuquerque NM | Easy ATM & Drive-Thru Banking

Introduction

Welcome to Southwest, where we believe in building a strong financial future for our community. Located at 8111 Harper Dr Ne, Albuquerque, NM 87111, our credit union has been serving members since 1936. With a dedicated team of 26 employees, led by our CEO Randy Lunsford and Board President Albert Putzig, we are committed to providing personalized financial services that truly meet the needs of our members. At Southwest, trust and reliability are at the heart of everything we do. We proudly support over 4,500 members with total assets of $75,896,432 and total deposits reaching $3,718,194. Our focus is on helping you achieve your financial goals through accessible loans and sound savings options. With a robust portfolio featuring over 3,539 loans and leases, we strive to empower you whether you're looking for an auto loan or seeking to expand your personal finances. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: PO Box 95410, Albuquerque, NM 87199-5410. We also offer convenient services such as ATM access and basic drive-thru banking for quick transactions. We invite you to experience the difference that comes with being a member of Southwest. Our commitment to community impact means that your financial well-being is always our priority. If you have any questions or need assistance, don't hesitate to reach out at 505-243-6751. Join us today at sfcunm.org and discover how we can help you thrive financially!

Branch History & Mission

Join Us

As we continue on this journey of growth and service, we invite you to become part of the Southwest family. Experience firsthand how we can help you navigate your financial future with confidence and care. Whether you're looking for basic banking services or more complex financial solutions, your journey starts here. For more information or assistance, feel free to reach out at 505-243-6751 or visit our website at sfcunm.org. Let's build a brighter future together!

Our Journey

From humble beginnings, Southwest has transformed into a trusted institution. We began with a small group of members committed to improving their financial well-being and supporting each other. As our membership grew, so did our services. Today, we offer a variety of financial products tailored to meet the needs of our diverse community. In addition to traditional savings and loans, we embrace technology by providing online banking and mobile applications to make managing finances easier than ever. Our commitment to accessibility includes ADA-compliant facilities and services that cater to all members.

Our Mission

At Southwest, our mission goes beyond just banking; it's about building relationships and fostering community support. We strive to deliver exceptional service while helping our members achieve their financial goals. Whether you need assistance with a loan or advice on saving for the future, we're here for you every step of the way. We believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we aim to make a positive impact in Albuquerque and beyond. While members can visit us at 8111 Harper Dr NE for all their banking needs, official correspondence should be sent to PO Box 95410, Albuquerque, NM 87199-5410.

Branch Location & Accessibility

Accessibility Features

At Southwest Credit Union, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances with ramps and ample parking spaces to ensure that all members can access our services comfortably. Whether you're stopping by for a quick transaction or need assistance with your accounts, our friendly staff is here to help.

Operating Hours

We understand that convenience is key when it comes to banking. That's why our lobby hours are designed with your schedule in mind open from 8:30 AM to 4:30 PM on weekdays. If you're in a hurry or prefer not to enter the branch, take advantage of our drive-thru service for deposits, withdrawals, and simple transactions.

Services Offered

Our branch offers essential services tailored to meet your financial needs. You can easily access ATM services for cash withdrawals and balance checks. Additionally, we provide shared banking services, allowing you to make deposits and withdrawals if you're a member of partner credit unions. If you have questions or need assistance during your visit, feel free to call us at 505-243-6751. We invite you to stop by soon and discover how we can help you achieve your financial goals!

Member Eligibility

Joining the Southwest family means becoming part of a welcoming community where your financial well-being is our top priority. At Southwest, located at 8111 Harper Dr Ne Albuquerque Nm 87111, we strive to make membership accessible for everyone. To become a member, you simply need to meet a few friendly eligibility criteria, which primarily focus on your connection to our community whether through where you live, work, or worship. We're here to support individuals and families alike, so if you're curious about whether you qualify, feel free to check out more detailed information at https://www.sfcunm.org/join-now/ . Once you're ready to take the next step, opening an account is as simple as reaching out to us. You can call us at (505) 243-6751 for assistance or visit us during our operating hours from 8:30 AM to 4:30 PM. We look forward to helping you start your journey with us at Southwest!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

When it comes to managing daily operations, our merchant services offer practical solutions that can streamline your payment processes. Imagine quickly accepting payments from customers, whether they're shopping in-store or online. This flexibility not only enhances customer satisfaction but also helps you keep pace with today's fast-moving marketplace. Visit us at 8111 Harper Dr Ne Albuquerque Nm 87111 in Albuquerque, NM, or call us at (505) 243-6751 to learn how our business banking and commercial services can empower your entrepreneurial journey!

Comprehensive List Of Services

Accessibility at Your Fingertips

In today's fast-paced world, digital banking features have become essential. At Southwest, we offer online banking services that allow you to manage your account anytime, anywhere. Whether it's checking your balance from home or making transactions while out and about, our platform is user-friendly and secure. For those who prefer face-to-face interactions but still value convenience, our branch at 8111 Harper Dr Ne Albuquerque Nm 87111 is here for you from 8:30 AM to 4:30 PM, Monday through Friday. You can also reach us at (505) 243-6751 if you have questions or need assistance.

Convenient Drive-Thru Banking

Sometimes, you just want to get in and out quickly. That's where our Basic Drive-Thru Banking comes into play. Whether you're making deposits, withdrawals, or simple transactions, our drive-thru service is designed for your convenience, allowing you to manage your finances without leaving the comfort of your vehicle.

Join Us Today!

We invite you to explore all the ways Southwest can assist you with your financial journey. Our goal is not just to provide services but to build lasting relationships with our members in Albuquerque and beyond. To learn more about joining us or utilizing any of these services, visit our website at Corp. Office. We look forward to serving you!

Personalized Banking Solutions

We understand that life can be unpredictable, which is why we offer services designed to make your banking experience as smooth as possible. For instance, if you need quick access to cash, our ATM Services Only provide convenient options for withdrawals and balance checks. You won't have to worry about long lines or complicated procedures; it's all about ease of access.

Shared Branch Transactions

If you're a member of a partner credit union, you can take advantage of our Basic Shared Branch Transactions. This means you can make deposits and withdrawals easily while on the go. It's just another way we ensure you have access to your funds wherever you are.

Digital & Online Banking

Key Features

Our online banking platform allows you to access your accounts anytime and anywhere. Whether you want to check your balance, pay bills, or transfer money between accounts, everything is just a few clicks away. Plus, with our electronic signature authorization feature, signing documents online is simple and secure, giving you peace of mind. If you prefer going paperless, we offer e-statements that provide a quick and eco-friendly way to view your account statements. This not only helps reduce clutter but also ensures you have instant access to your financial information whenever you need it.

Mobile Convenience

For those always on the go, our mobile application makes banking even easier. You can perform many tasks right from your smartphone, including person-to-person transfers. Imagine being able to send money to friends or family in seconds no more waiting for checks to clear! And if you're looking for quick ways to pay, while we currently do not support mobile payments, our app offers plenty of features that make up for it. With all these tools at your disposal, managing your finances has never been more straightforward. At Southwest, we're committed to providing accessible and user-friendly solutions that empower you to take control of your financial journey. Visit us online today at https://www.sfcunm.org/ and experience the convenience of digital banking!

Financial Strength

A Strong Foundation

With a net worth of $5,290,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $697 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Efficiency and Growth

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 3 part-time employees ready to assist you with knowledgeable service.

Members First

We prioritize our members above all else. With $18,373,443 in share certificates and $9,558,199 in money market shares, your savings are secured while offering stable and rewarding financial growth opportunities. Unlike traditional banks, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

Our commitment to our members is further illustrated by having $4,301,370 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $304 in used auto loans and $33,766,593 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Trust Built on Numbers

Our success is reflected in the trust of our growing member base with a total of 8,488 share accounts. This shows that more people are choosing Southwest as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southwest is your trusted partner. Visit us at 8111 Harper Dr Ne Albuquerque Nm 87111 or call (505) 243-6751 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $4,085,586 in used vehicle loans and $2,163,560 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we have flexible financing options tailored just for you.

Credit Lines

For those looking for additional flexibility, our total credit lines amount to $2,800,000. This option provides an excellent way to access funds as needed without the hassle of applying for multiple loans. If you're interested in refinancing options or checking your eligibility for any of our products, don't hesitate to reach out! You can contact us at (505) 243-6751 or visit us at our branch located at 8111 Harper Dr Ne Albuquerque Nm 87111 in Albuquerque, NM. Explore how our loan offerings can work for you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,745,667, making it easier for you to secure your dream home without overwhelming financial stress.

Unsecured Credit Card Loans

Managing everyday expenses is crucial, and our flexible terms on unsecured credit card loans allow you to do just that. With a total of $2,196,771 in loans, we help members manage their finances effectively while enjoying the convenience of using credit when they need it most.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key advantages that build trust with its users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the tool's effectiveness in finding competitive rates quickly. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information ensures that all loan offers are fair and transparent.

SOUTHWEST FEDERAL CREDIT UNION