Southwest Research Center Credit Union San Antonio TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Southwest Research Center, your trusted partner in financial well-being! Located at 6220 Culebra Rd Bldg 132, San Antonio, TX 78238, we have proudly served our community since 1956. With a strong commitment to our members, we currently boast a membership of over 5,300 individuals who rely on us for their personal and business banking needs. At Southwest Research Center, we believe in building lasting relationships with our members. Whether you're looking for competitive auto loans, flexible savings options, or personalized financial advice, we are here to help you every step of the way. Our total assets stand at an impressive $81,659,730, which reflects our stability and capability to support your financial goals. Our dedicated team of 15 employees, led by CEO Karen Mathias and Board President Jorge Lopez, works tirelessly to provide exceptional service tailored to your needs. We understand that each member's financial journey is unique, and we're committed to helping you achieve success through a range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and more. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 7215 Culebra Rd, San Antonio, TX 78251-1305. We invite you to explore our website at swrcfcu.com for more information on how we can assist you. Feel free to reach out by calling us at 210-684-0352 during our operating hours from Monday to Friday, 9:00 AM to 5:30 PM. Experience the difference with Southwest Research Center where your financial success is our top priority!

Branch History & Mission

Advancements and Accessibility

As part of our commitment to modern banking practices, we have embraced technology to make banking more convenient for you. With online and mobile banking options available, accessing your accounts has never been easier. We also prioritize accessibility by ensuring ADA compliance at our locations. Members can count on us for ATM availability and basic cash withdrawal services without any hassle. Although we do not currently offer drive-thru banking or shared service centers, our lobby hours are designed to accommodate your busy schedule: Monday through Friday from 9:00 AM to 5:30 PM. For any inquiries or assistance, please feel free to reach out at (210) 684-0352. While you can visit us at our main location for all your banking needs, official correspondence should be sent to our mailing address: 7215 Culebra Rd, San Antonio, TX 78251-1305.

Join Us Today!

We invite you to experience the difference at Southwest Research Center. Become a member today and enjoy the benefits of personalized service tailored just for you. Visit us online at swrcfcu.com or check out our membership eligibility page here. Together, let's build a brighter financial future!

Our Mission

Our mission goes beyond just banking. We aim to empower our members by offering personalized financial solutions that help them achieve their goals. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we are here to support you every step of the way. Our focus on customer service means that your needs come first always. In addition to providing essential financial services, we believe in giving back to the community. We actively engage in outreach programs and partnerships that enhance the lives of those around us. From local charities to educational initiatives, we're dedicated to making a positive impact in San Antonio.

Branch Location & Accessibility

Convenient Access and Services

At Southwest Research Center, we prioritize your convenience. Our parking lot offers ample space for both cars and those with mobility needs. The branch is fully ADA compliant, ensuring that everyone can access our services without difficulty. We're here to serve you during our lobby hours from Monday to Friday, opening at 9:00 AM and closing at 5:30 PM. If you need cash quickly, our ATM is available for your use right outside the branch. Unfortunately, we do not offer drive-thru banking; however, our friendly staff is always ready to assist you inside. Our range of services includes everything from checking and savings accounts to auto loans and mortgages. Whether you're looking to refinance or secure a credit card with rewards, we have options tailored just for you! You can also take advantage of our online and mobile banking features for added convenience.

Reach Out Today!

If you have any questions or need assistance with your banking needs, don't hesitate to give us a call at 210-684-0352. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of Southwest Research Center means joining a friendly community that truly cares about your financial well-being. If you're interested in joining us, you'll be happy to know that eligibility is open to individuals who are associated with our community, whether through employment or other connections. This includes employees of specific organizations or residents in certain areas, making it easy for many to become part of our supportive family. To get all the details about eligibility requirements, check out our comprehensive guide at https://www.swrcfcu.com/join-now . Once you see that you qualify, opening an account is a breeze! You can visit us at 6220 Culebra Rd Bldg 132 San Antonio Tx 78238 or give us a call at (210) 684-0352 for more information on how to start your journey with us. At Southwest Research Center, we're excited to offer you personalized service and a range of financial products designed to help you achieve your goals. Join us today and experience the benefits of being part of a credit union that prioritizes its members!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer tailored merchant services designed to simplify your payment processes and enhance customer experience. Imagine accepting payments seamlessly at your store or online our solutions make it easy for you to focus on what you do best: running your business. Whether you're a startup or an established company, Southwest Research Center is here to provide the support you need every step of the way. Visit us at 6220 Culebra Rd Bldg 132 San Antonio Tx 78238 in San Antonio, TX, or call us at (210) 684-0352 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive Business Banking services including merchant services and business loans. We understand the unique challenges faced by businesses today, and we're here to support your growth with tailored solutions.

Convenient Access Anytime

At Southwest Research Center, convenience is key. We provide easy access to your funds with our ATM & Cash Withdrawal Services available right at the branch. If you need basic ATM access for withdrawals or balance checks, we have you covered there too. In addition to in-branch services, our Online & Mobile Banking platforms give you control over your finances wherever life takes you. Need assistance? Feel free to reach out at 210-684-0352, and one of our friendly staff members will be happy to help. In summary, whether it's managing daily finances or planning for the future, Southwest Research Center has the right solutions for you. Visit us today or explore more about our offerings at https://www.swrcfcu.com . We're excited to partner with you on your financial journey!

Credit Cards with Rewards

Our credit cards come with rewards that add value to every purchase you make. Enjoy cash back on everyday spending while building your credit score at the same time. It's a win-win!

Financing Options Tailored to You

When it comes to financing your dreams, we've got you covered with our Auto Loans & Vehicle Financing. Whether you're buying a new car or refinancing an existing loan, our competitive rates make it easier than ever. We also provide Mortgage Loans & Refinancing, helping you secure a home that suits your lifestyle while ensuring your monthly payments remain manageable. If you're facing unexpected expenses or want to consolidate debt, consider our Personal Loans & Debt Consolidation options. Our team is here to guide you through the application process and help you choose a plan that works best for your financial situation.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are straightforward and user-friendly. We understand that managing finances can be challenging, which is why we offer tools that simplify this process. With features like online and mobile banking, you can check your balance, transfer funds, and pay bills anytime from the comfort of your home or on the go.

Digital & Online Banking

Enhanced Features

Need to send money to a friend or family member? While person-to-person transfers are not currently available No, our team is always looking for ways to enhance our services based on member feedback. Our commitment to security means that you can trust us with your financial information while enjoying the convenience of online banking. With real-time account management, you're always in control of your funds. In short, the digital banking services at Southwest Research Center provide a secure and straightforward way to manage your finances. Join us today and experience the ease of banking at your fingertips!

Key Services

With our user-friendly online banking platform available at https://www.swrcfcu.com/ , you can access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, with electronic signature authorization Yes, signing documents online is a breeze no need for paper or in-person visits. Stay organized with our e-statements feature Yes. You'll receive your statements directly to your inbox, making it easier to track your spending and manage your finances without the clutter of paper. For those who prefer mobile banking, our dedicated mobile application Yes allows you to perform all these tasks right from your phone. You can even make payments on the go with our mobile payments feature Yes, ensuring that you never miss a deadline again.

Financial Strength

A Trusted Partner for Your Financial Journey

Total Share and Deposit Accounts stand at 8,479, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southwest Research Center is your trusted partner. Visit us at 6220 Culebra Rd Bldg 132 San Antonio Tx 78238 or call (210) 684-0352 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $8,600,197 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,477 in used auto loans and $39,642,953 in total loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $8,281,186 in share certificates and $7,175,947 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $8,666,328, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,060 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,420,911 in used vehicle loans and $7,101,715 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles that fit your budget and lifestyle. Plus, if you're considering refinancing your existing auto loan, we can help you explore eligibility options to potentially lower your payments.

Credit Card Loans

Managing day-to-day expenses is made easier with our flexible terms on unsecured credit card loans. With a total of $1,831,647 in loans helping members manage their finances effectively, our credit cards come with various features to suit different spending habits.

Credit Lines

Need extra cash for unexpected expenses? Our total credit lines amounting to $10,000,000 provide quick access to funds when you need them most. This line of credit can be used for various purposes from home repairs to emergency medical expenses helping you stay prepared for life's surprises. We are committed to providing exceptional service and support throughout your borrowing experience. If you're interested in any of our loan products or want more information about refinancing options, don't hesitate to reach out! For assistance or inquiries regarding our loan offerings at Southwest Research Center, located at 6220 Culebra Rd Bldg 132 San Antonio Tx 78238, give us a call at 210-684-0352. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,516,128, make buying or refinancing simple. We work with you every step of the way to ensure you understand your choices and find a loan that meets your needs.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that all offers are fair and transparent, allowing users to trust the information they receive.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh's reliable service can lead to significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SOUTHWEST RESEARCH CENTER FEDERAL CREDIT UNION - San Antonio, TX