Southwest Montana Community Credit Union Butte MT | Best Auto Loans & Business Banking

Introduction

Welcome to Southwest Montana Community, your trusted partner in financial services since 1941. Located at 1925 Elizabeth Warren Ave, Butte, MT 59701, our branch has been dedicated to serving our community with integrity and commitment. With a robust membership of 8,089 members and total assets reaching an impressive $148,845,359, we are here to support you through every financial journey. At Southwest Montana Community, we pride ourselves on being more than just a credit union; we are a vital part of the Butte community. Our experienced team of 31 employees, led by CEO Teri Krakowka and Board President Michael Hahm, is committed to providing personalized service tailored to your needs. We understand that each member has unique financial goals, and we are here to help you achieve them. Whether you're looking for auto loans, mortgages, or personal banking services, we've got you covered. Our total loans amount to 6,823, while our total deposits stand at $8,937,028 a testament to the trust our members place in us. Additionally, with a net worth of $19,053,370 and cash in hand totaling $1,330,241, we maintain a strong financial foundation to serve you better. While members can visit us at our branch location for various services including basic drive-thru banking and ATM access official correspondence should be sent to the same address. Our team is available to assist you during lobby hours: Monday through Friday from 8:30 AM to 5:30 PM (Tuesday opens at 9:00 AM). Explore what Southwest Montana Community can do for you! Visit our website at www.swmcfcu.org or give us a call at 406-782-8337 today. Together, let's build a brighter financial future!

Branch History & Mission

Accessibility and Convenience

We understand that convenience matters. That's why we offer drive-thru banking and ATM availability for easy access to your funds. Our lobby hours are designed with your schedule in mind: Monday, Wednesday through Friday from 8:30 AM to 5:30 PM, and Tuesday from 9:00 AM to 5:30 PM. While you can visit us at 1925 Elizabeth Warren Ave, any official correspondence should be sent to the same address.

Commitment to Community

Community outreach is at the heart of what we do. We actively participate in local events and foster partnerships that uplift our neighbors. Whether it's through educational workshops or sponsoring local initiatives, Southwest Montana Community aims to make a positive impact on the lives of those around us.

Join Us Today!

As we continue our journey of growth and service in Butte and beyond, we invite you to become part of our family at Southwest Montana Community. Experience the difference a member-focused credit union can make in your life! For more information about becoming a member or to open an account today, visit our website or call us at 406-782-8337. Join us in building a brighter financial future together!

Our Mission

Our mission is clear: to provide exceptional financial services while nurturing a strong sense of community. We strive to help our members achieve their financial goals through personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We believe that when our members thrive financially, our entire community benefits. In addition to traditional banking services, we are proud to offer modern conveniences such as online and mobile banking. Our commitment extends beyond just transactions; we aim to support our members through education and guidance on their financial journeys.

Branch Location & Accessibility

Convenient Access and Features

At Southwest Montana Community, we prioritize accessibility for all our members. Our branch is designed to be welcoming and user-friendly, featuring ADA-compliant entrances and ramps for those who may require additional assistance. Parking is ample and conveniently located right outside, making it easy for you to pop in whether you're on foot or driving. Our operating hours are designed to fit your busy schedule. You can visit us Monday, Wednesday, Thursday, and Friday from 8:30 AM to 5:30 PM. On Tuesdays, we open a bit later at 9:00 AM but still close at 5:30 PM. Need to get in touch? Feel free to give us a call at 406-782-8337 we're always here to help!

Services Just for You

While you're here, take advantage of our full suite of personal banking services. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you prefer banking on the go, check out our ATM services available right at the branch. Plus, with drive-thru banking options available, managing your finances has never been easier! While members can visit us at 1925 Elizabeth Warren Ave for all their banking needs, official correspondence should be sent to our mailing address at 1925 Elizabeth Warren in Butte. We invite you to stop by and experience the welcoming atmosphere of Southwest Montana Community. Whether you're looking for financial advice or simply want to chat with one of our friendly team members, we look forward to seeing you soon!

Member Eligibility

Becoming a member of Southwest Montana Community is like joining a welcoming family where your financial well-being is the top priority. If you're looking to become part of our community, you'll find that eligibility is straightforward and inclusive. We invite individuals who live, work, worship, or attend school in certain areas of Southwest Montana to join us. This means if you're a local resident or have ties to our beautiful region, you're likely eligible to enjoy the benefits of membership. At Southwest Montana Community, we offer a range of services designed to support you in achieving your financial goals, from checking and savings accounts to loans tailored just for you. To get started on your membership journey, simply visit us at our branch located at 1925 Elizabeth Warren Ave Butte Mt 59701 or give us a call at (406) 782-8337 for more information. For detailed eligibility criteria, please check out this resource: http://www.swmcfcu.org/about/become-a-member. Ready to open an account? It's easy! Head over to https://my.swmcfcu.org/enroll to begin the process today. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. This means more local jobs and a stronger community. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,922,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment solution that works seamlessly for your customers while giving you insights into your sales. Our merchant services are built with real-world needs in mind. From accepting credit cards to managing transactions efficiently, we provide tools that simplify your financial processes so you can focus on what matters most: running your business. Located at 1925 Elizabeth Warren Ave Butte Mt 59701 in Butte, MT, our team is ready to partner with you on your journey to success. For more information, give us a call at (406) 782-8337 or visit our website at https://www.swmcfcu.org/. Let's grow together!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we offer business banking services including merchant services and business loans. We understand the unique challenges faced by businesses today, so we strive to provide solutions that help you grow and succeed.

Convenient Access

Your convenience matters to us! At Southwest Montana Community, we provide ATM services for quick cash withdrawals and balance checks. If you prefer face-to-face interaction for simple transactions, our basic drive-thru banking is available for deposits and withdrawals.

Credit Cards with Rewards

Don't forget about our credit cards! With rewards that fit your spending habits, you can earn points on purchases while enjoying the security and convenience that come with our credit card options.

Join Our Community

Ready to experience all these benefits? We invite you to become a member of Southwest Montana Community! Visit this link to see if you're eligible and learn how easy it is to join. Let us help you achieve your financial goals today!

Loans for Every Need

Need a new car? Our auto loans and vehicle financing options make it easier for you to hit the road in style. If you're looking to buy a home or refinance an existing mortgage, we offer competitive mortgage loans that can help make your dreams a reality. For those unexpected expenses or consolidating debt, our personal loans provide the flexibility you need without breaking the bank.

Personal Banking

When it comes to personal banking, we have you covered with checking and savings accounts tailored for your lifestyle. Imagine being able to manage your finances effortlessly through our user-friendly online and mobile banking platforms. Whether you're checking your balance, transferring funds, or setting up automatic payments, everything is just a click away.

Reach Us Anytime

We're here for you! Have questions or need assistance? Give us a call at 406-782-8337 during our lobby hours: Monday, Wednesday through Friday from 8:30 AM to 5:30 PM and Tuesday from 9:00 AM to 5:30 PM. You can also explore more about what we offer by visiting our website at swmcfcu.org.

Digital & Online Banking

E-Statements

No more waiting for paper statements in the mail! At Southwest Montana Community, we provide e-statements that are not only environmentally friendly but also allow you to access your account history whenever you want. You'll enjoy the added security of knowing your information is kept safe and sound.

Mobile Application

Take your banking on the go with our mobile application. It's perfect for those busy days when you need to make transactions quickly. Our app allows for mobile payments, so whether you're splitting a dinner bill or paying for groceries, it's as easy as a few taps on your smartphone. Plus, if you prefer to send money directly to friends or family, our person-to-person transfer feature makes that simple too.

Online Banking Services

With our 24/7 online banking services, you can access your account from anywhere at any time. Whether you're checking your balance or transferring funds, everything you need is just a click away. For a seamless experience, visit us at https://www.swmcfcu.org/ to get started today.

Security and Convenience

While convenience is key, security is paramount. Although we currently don't offer electronic signature authorization, rest assured that all our digital services use top-notch security measures to protect your personal information. Your peace of mind matters to us. Experience the freedom of managing your finances anytime and anywhere with the digital banking tools available at Southwest Montana Community. We're here to support your financial journey every step of the way!

Financial Strength

At Southwest Montana Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, ensuring that your trust in us is well-placed. With a net worth of $19,053,370, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $16,099,189 in share certificates and $22,027,948 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,637,381 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $24,418,487 in total loans and leases and 2,418 used auto loans available for those looking to invest in reliable transportation. Our operational efficiency is highlighted by our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 16,585, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southwest Montana Community is your trusted partner. Visit us at 1925 Elizabeth Warren Ave Butte MT 59701 or call 406-782-8337 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,151,387 in used vehicle loans and $10,047,512 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new model or a reliable used car, we can help you secure financing that fits your budget.

Credit Lines

For those needing a little extra flexibility with their finances, our total credit lines amounting to $8,000,000 give you access to funds when you need them most. This option is perfect for managing cash flow or unexpected expenses without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,007,951, making buying or refinancing simple. We guide you through the process to ensure you have the information you need to make an informed decision.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is here to assist you every step of the way. We want to ensure that you make the best financial decisions tailored to your unique situation. For more details about our loan offerings and how we can assist you further, feel free to reach out at 406-782-8337 or visit us at 1925 Elizabeth Warren Ave Butte MT 59701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today with Southwest Montana Community and take confident steps towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,452,362 in loans helping members manage their finances effectively. These cards provide a convenient way to handle everyday expenses while offering rewards and benefits that suit your lifestyle.

Loan Aggregator

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