SOUTHWEST MONTANA COMMUNITY FEDERAL CREDIT UNION

Welcome to Southwest Montana Community, your trusted partner in financial services since 1941. Located at 1925 Elizabeth Warren Ave, Butte, MT 59701, our branch has been dedicated to serving our community with integrity and commitment. With a robust membership of 8,089 members and total assets reaching an impressive $148,845,359, we are here to support you through every financial journey. At Southwest Montana Community, we pride ourselves on being more than just a credit union; we are a vital part of the Butte community. Our experienced team of 31 employees, led by CEO Teri Krakowka and Board President Michael Hahm, is committed to providing personalized service tailored to your needs. We understand that each member has unique financial goals, and we are here to help you achieve them. Whether you're looking for auto loans, mortgages, or personal banking services, we've got you covered. Our total loans amount to 6,823, while our total deposits stand at $8,937,028 a testament to the trust our members place in us. Additionally, with a net worth of $19,053,370 and cash in hand totaling $1,330,241, we maintain a strong financial foundation to serve you better. While members can visit us at our branch location for various services including basic drive-thru banking and ATM access official correspondence should be sent to the same address. Our team is available to assist you during lobby hours: Monday through Friday from 8:30 AM to 5:30 PM (Tuesday opens at 9:00 AM). Explore what Southwest Montana Community can do for you! Visit our website at www.swmcfcu.org or give us a call at 406-782-8337 today. Together, let's build a brighter financial future!

Becoming a member of Southwest Montana Community is like joining a welcoming family where your financial well-being is the top priority. If you're looking to become part of our community, you'll find that eligibility is straightforward and inclusive. We invite individuals who live, work, worship, or attend school in certain areas of Southwest Montana to join us. This means if you're a local resident or have ties to our beautiful region, you're likely eligible to enjoy the benefits of membership. At Southwest Montana Community, we offer a range of services designed to support you in achieving your financial goals, from checking and savings accounts to loans tailored just for you. To get started on your membership journey, simply visit us at our branch located at 1925 Elizabeth Warren Ave Butte Mt 59701 or give us a call at (406) 782-8337 for more information. For detailed eligibility criteria, please check out this resource: http://www.swmcfcu.org/about/become-a-member . Ready to open an account? It's easy! Head over to https://my.swmcfcu.org/enroll to begin the process today. We can't wait to welcome you into our community!

At Southwest Montana Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, ensuring that your trust in us is well-placed. With a net worth of $19,053,370, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $16,099,189 in share certificates and $22,027,948 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,637,381 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $24,418,487 in total loans and leases and 2,418 used auto loans available for those looking to invest in reliable transportation. Our operational efficiency is highlighted by our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 16,585, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southwest Montana Community is your trusted partner. Visit us at 1925 Elizabeth Warren Ave Butte MT 59701 or call 406-782-8337 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.