Southwest Montana Community Credit Union Anaconda MT | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Southwest Montana Community, your trusted partner in financial well-being since 1941. Located at 1035 W Park Ave, Anaconda, MT 59711, our credit union is dedicated to serving our community with a personal touch that larger banks often overlook. With a proud membership of over 8,089 individuals, we offer a wide array of services tailored to meet the unique needs of our members. At Southwest Montana Community, we believe in empowering our members through sound financial solutions. Our total assets amount to an impressive $148,845,359, ensuring that we have the resources to support your financial journey. We are committed to fostering growth and stability within our community, evident from our total loans reaching 6,823 and deposits totaling $8,937,028. Our leadership team is passionate about making a positive impact. Under the guidance of CEO Teri Krakowka and Board President Michael Hahm, we strive to create an environment where every member feels valued and supported. Our dedicated staff of 31 employees is always ready to assist you with personalized service and expertise. While members can visit us at our branch location for all banking needs from checking accounts to auto loans official correspondence should be sent to 1035 West Park, Anaconda, MT 59711 if different from our physical address. Explore how Southwest Montana Community can be your financial ally today! Whether you're looking for competitive rates on loans or convenient online banking options, we're here for you. Don't hesitate to give us a call at 406-563-8484 or visit us online at swmcfcu.org for more information. Join us in building a brighter financial future together!

Branch History & Mission

Welcome to the heart of Anaconda, Montana, where the Southwest Montana Community Credit Union has been serving its members since 1941. With a rich history spanning over eight decades, our branch has grown and evolved alongside our community, becoming a trusted financial partner for many families and businesses in the area. Located at 1035 W Park Ave, Anaconda, MT 59711, we are proud to have established ourselves as a cornerstone of local support. Our journey began with a simple mission: to provide accessible and affordable financial services to everyone in our community. Over the years, we've expanded our offerings and now serve over 8,000 members with total assets exceeding $148 million. At Southwest Montana Community Credit Union, we believe that our mission goes beyond just banking. We aim to empower our members by providing them with the tools and knowledge they need to achieve their financial goals. Whether it's through personal banking, auto loans, or business financing, we are dedicated to making a positive impact in the lives of those we serve. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address: 1035 West Park, Anaconda, MT 59711. Our team is available during lobby hours from Monday to Friday between 8:30 AM - 5:30 PM (and Tuesday from 9:00 AM) to assist you with any questions or services you may require. We take pride in being part of this vibrant community. Throughout our history, we've partnered with various local organizations and initiatives aimed at improving the lives of residents in Anaconda and beyond. Our commitment to community outreach is evident in every project we undertake and every member we assist. In addition to traditional banking services, we understand the importance of keeping up with modern advancements. We offer online and mobile banking options that allow you to manage your finances anytime, anywhere. With features like ATM access and drive-thru service available for your convenience, we're here to make banking easier for you. Join us at Southwest Montana Community Credit Union and experience firsthand what it means to be part of a supportive financial family that puts its members first. We invite you to discover how we can help you reach your financial aspirations while making a meaningful difference in our community together! For more information or to become a member today, please visit our website or call us at 406-563-8484.

Branch Location & Accessibility

Accessibility Features

At Southwest Montana Community, we prioritize accessibility for all of our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can easily access our services. There's ample parking available right outside, so you won't have to worry about finding a spot during your visit.

Get in Touch

Ready to experience convenient banking? We invite you to visit us at the Southwest Montana Community branch in Anaconda. If you have questions or would like to know more about our services before stopping by, feel free to give us a call at 406-563-8484. We look forward to welcoming you!

Operating Hours and Services

We understand that life gets busy, which is why our lobby hours are designed for your convenience. We're open Monday through Friday from 8:30 AM to 5:30 PM, except for Tuesdays when we open at 9:00 AM. Whether you need personal banking services like checking and savings accounts or loans for vehicles and mortgages, our friendly staff is ready to help. For those on the go, we offer ATM services as well as drive-thru banking for quick deposits and withdrawals without leaving your vehicle. Our drive-thru is perfect for simple transactions when you're short on time.

Member Eligibility

At Southwest Montana Community, we believe in creating a community where everyone feels welcomed and supported. Becoming a member is not just about opening an account; it's about joining a family that genuinely cares for your financial well-being. If you live, work, or worship in the areas we serve, you are likely eligible to join us! We also welcome family members of current members and those who share our commitment to community growth. To get all the details on eligibility criteria, check out our website at http://www.swmcfcu.org/about/become-a-member. The membership process at Southwest Montana Community is straightforward and user-friendly. You can easily open your account online by visiting https://my.swmcfcu.org/enroll, or if you prefer a personal touch, feel free to give us a call at (406) 563-8484. Our dedicated team is here to guide you every step of the way as you embark on this exciting journey with us at our branch located at 1035 W Park Ave Anaconda Mt 59711. Join us today and experience the benefits of being part of a credit union that prioritizes your needs!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services that help streamline your operations. Imagine being able to accept payments seamlessly from customers, whether they're using credit cards or mobile payments. This not only enhances customer satisfaction but also improves your cash flow. Visit us at our location: 1035 W Park Ave Anaconda Mt 59711 in Anaconda, MT or call us at (406) 563-8484 to learn how our business banking and commercial services can help you thrive!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,922,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local businesses looking for support, we offer comprehensive business banking services including merchant services and business loans. We believe in empowering local entrepreneurs because their success fuels our community's growth.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make deposits right from your smartphone. Need cash? Our ATM services are available for quick withdrawals and balance checks without stepping into the branch.

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why our personal banking options are designed with you in mind. Whether you're looking to open a checking or savings account, we offer competitive interest rates and no monthly fees to help you grow your savings effortlessly. If you're planning to purchase a new car, our auto loans and vehicle financing options come with flexible terms that fit your budget. Imagine driving home in your dream car without the stress of hefty payments! For those considering buying a home, our mortgage loans and refinancing services can guide you through the process, making homeownership a reality.

Streamlined Transactions

We know that sometimes you just need to get things done quickly. That's why we offer basic drive-thru banking for deposits, withdrawals, and simple transactions perfect for those on the go! At Southwest Montana Community, we're committed to serving our members with warmth and care. If you're ready to experience personalized service and comprehensive financial solutions, don't hesitate to reach out! You can call us at 406-563-8484 or visit our website at swmcfcu.org to learn more about how we can help you achieve your financial goals today!

Support for Your Financial Needs

Sometimes life throws unexpected challenges your way. That's where our personal loans and debt consolidation options come into play. We provide tailored solutions to help you manage debts effectively, giving you peace of mind. Plus, with our credit cards that offer rewards, you can earn points on everyday purchases, making every dollar spent work for you.

Digital & Online Banking

Access Anytime with Online Banking

With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills without stepping foot in the branch. Just visit us at https://www.swmcfcu.org/ to get started. It's easy to navigate and puts all your banking needs right at your fingertips.

Effortless Transfers

Need to send money to a friend or family member? With our person-to-person transfer feature, sending money is simple. Just enter their details, and you can transfer funds instantly.

Mobile Convenience at Your Fingertips

Our mobile application makes banking on the go a breeze. Whether you want to make payments or check your balance, it's all just a tap away. Plus, with our mobile payments feature, paying for everyday purchases is quick and hassle-free.

Security You Can Trust

We prioritize your security with robust measures in place so that you can bank confidently. While we do not currently offer electronic signature authorization, rest assured that your personal information remains safe as you enjoy the ease of digital banking. At Southwest Montana Community, we aim to empower you with the tools needed for real-time account management while ensuring that convenience meets security. Experience the future of banking today!

Stay Organized with E-Statements

Say goodbye to paper clutter! We provide e-statements that allow you to view and manage your financial documents securely online. This not only helps keep things organized but also adds an extra layer of security to your information.

Financial Strength

Committed Team Ready to Serve

We also take pride in having 28 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our staff is dedicated to making your experience seamless as you manage your finances.

Growing Member Base

Total Share Accounts: 16,585, showing a strong and growing member base that trusts us with their finances. Our commitment to excellent service and community involvement strengthens these relationships every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southwest Montana Community is your trusted partner. Visit us at 1035 W Park Ave Anaconda MT 59711 or call 406-563-8484 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings Solutions

Members' savings are secured through $16,099,189 in share certificates and $22,027,948 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Future Growth

With $17,637,381 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement helps us adapt to your needs while ensuring the safety of your funds.

Solid Financial Foundation

With a net worth of $19,053,370, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $24,187,418 in total loans and leases. This includes $9,151,387 in used auto loans alone. Our ability to provide diverse loan options means you can find the right financing solution tailored to your circumstances.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,151,387 in used vehicle loans and $10,047,512 in new vehicle loans already helping members get on the road. We provide competitive terms and flexible repayment options to make your car-buying experience smooth and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $2,922,957 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and are committed to helping you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,007,951. Whether you are looking to purchase your first home or refinance an existing mortgage, our team is ready to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our various products, our knowledgeable staff is here to help you navigate those choices. We will work with you to ensure you find the best fit for your financial situation. At Southwest Montana Community, we are dedicated to providing personalized service and support for all your borrowing needs. For more information or to discuss which loan product may be right for you, please contact us at 406-563-8484 or visit our website at www.swmcfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,452,362 in loans helping members manage their finances effectively. This option can provide you with the freedom to make purchases while enjoying low-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate through various loan offers with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the information you receive is not only current but also reliable, as it is based on the latest results (Source: https://www.ncua.gov). You can trust that each offer reflects the true nature of what these institutions provide. One of the standout features of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions; there are no sponsored listings here. Their goal is to deliver unbiased results so you can make informed decisions without any hidden agendas. With real-time rate comparisons available, users benefit from up-to-date information across multiple institutions. This allows you to see how different lenders stack up against one another, helping you secure the best possible deal for your needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the real-world impact that LendMesh can have on your financial choices. Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*