Southwest Louisiana Credit Union Lake Charles LA | Best Auto Loans & Business Banking

Introduction

Welcome to Southwest Louisiana, your trusted partner in financial growth and community support. Located at 2255 E Mcneese St, Lake Charles, LA 70607, we have been proudly serving our members since 1952. With a commitment to fostering financial wellness, we currently boast a membership of 18,954 individuals and families who rely on us for a wide range of services. At Southwest Louisiana, we understand that financial needs can vary greatly from person to person. That's why we offer a comprehensive suite of products including checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Our total assets stand strong at $175,347,384, ensuring that we have the resources to support our members effectively. Under the guidance of our dedicated CEO, Chad Miller, and Board President, Robert Collins, our team of 69 employees is committed to providing exceptional service tailored to your unique needs. Whether you're seeking personal loans or exploring options for business financing, we are here to help you make informed financial decisions. While you can reach us directly at 337-477-9190, please note that any official correspondence should be sent to our mailing address: 2255 E McNeese St, Lake Charles, LA 70607. We invite you to visit our website at swlacu.com for more information about our services and how we can assist you on your financial journey. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members and the community!

Branch History & Mission

A Legacy of Growth

Our branch is located at 2255 E Mcneese St, Lake Charles, LA 70607, a central location that makes it easy for our members to access our services. Whether you're stopping by for a loan consultation or simply to ask questions about your account, you'll find us ready to help. We also offer drive-thru banking and ATM services for added convenience. As we evolved through the decades, we've embraced technology while keeping our mission at heart: providing personalized financial services while supporting our community. Our headquarters in Lake Charles is not just a place of business; it's where relationships are built and dreams are realized.

Community Engagement

Beyond banking, we are deeply committed to giving back to the Lake Charles area. We actively engage in local outreach programs and partnerships that uplift and strengthen our neighborhoods. By supporting local initiatives and charities, we strive to make a positive impact where it matters most. While members can visit us at 2255 E Mcneese St Lake Charles La 70607, official correspondence should be sent to 2255 E McNeese St, Lake Charles, LA 70607 if different from our physical address. Feel free to reach out at (337) 477-9190 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM for lobby services or enjoy extended hours at our drive-thru until 6:00 PM.

Join Us Today

If you're looking for a credit union that truly values its members and community engagement, look no further than Southwest Louisiana. Join us today and experience firsthand the benefits of being part of an institution that puts people before profits. Visit us online at www.swlacu.com or check out how you can become part of our family!

Our Mission

At Southwest Louisiana, our mission is simple yet powerful: We aim to enhance the financial well-being of our members while fostering a sense of community. This means offering more than just banking services; it means being there during life's important moments whether it's buying your first car, purchasing a home, or starting a new business. We believe that everyone deserves access to quality financial products without barriers. Our focus on member service includes an array of offerings such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also pride ourselves on being compliant with ADA standards so everyone can access our facilities and services comfortably.

Branch Location & Accessibility

Accessibility Features

At Southwest Louisiana, we prioritize accessibility for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking to ensure a comfortable experience for all visitors. Plus, we are proud to offer drive-thru banking services for quick and convenient transactions without leaving your vehicle.

Get in Touch

Our dedicated team is ready to assist you with any questions or concerns you may have. Feel free to give us a call at 337-477-9190 or drop by during our operating hours! We look forward to welcoming you into the Southwest Louisiana family come see how we can support your financial goals today!

Operating Hours

We understand that life gets busy, which is why our lobby hours are designed to fit your schedule. You can visit us Monday through Friday from 8:30 AM to 5:00 PM. If you need assistance outside of these hours, our drive-thru is available from 8:00 AM to 6:00 PM on weekdays.

Services Offered

When you step into our branch or utilize our drive-thru services, you'll find a range of financial options tailored to meet your needs. From personal banking services like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you navigate your financial journey. Plus, with ATM availability on-site, accessing cash or checking balances is quick and easy.

Member Eligibility

At Southwest Louisiana, becoming a member is like joining a family that genuinely cares about your financial well-being. We welcome individuals who live, work, worship, or attend school in our community of Lake Charles and the surrounding areas. This means if you're part of our vibrant neighborhood, you're likely already eligible to enjoy all the benefits we offer! Being a member comes with perks like personalized service, competitive rates on loans, and access to a range of financial products designed just for you. If you want to learn more about eligibility requirements or check if you qualify, feel free to visit this link. Opening an account is straightforward and convenient just head over to our website at this page to get started! If you have any questions or need assistance, don't hesitate to reach out at (337) 477-9190. We're excited to help you take this step towards securing your financial future!

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $53 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,182,121, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's fast-paced marketplace, having the right tools can set your business apart. Our merchant services enable you to accept payments easily and securely, so you can focus on what you do best serving your customers. Imagine processing transactions quickly at your storefront or online, all while benefiting from competitive rates that keep your costs low. Visit us at 2255 E Mcneese St Lake Charles La 70607 in Lake Charles, LA, or call us at (337) 477-9190 to learn how we can partner with you on your business journey. Your success is our priority!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our offerings extend beyond personal finance. We provide essential Merchant Services & Business Loans to help your business grow and thrive. Whether you're just starting or looking to expand, we're here to support you every step of the way.

Contact Us

If you have any questions or would like to learn more about how we can assist you further, please don't hesitate to reach out! Call us at 337-477-9190 or visit us at our branch. We invite you to experience firsthand how Southwest Louisiana is committed to serving its members with care and dedication. Explore all of our services today at Southwest Louisiana and take the first step towards achieving your financial goals!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Southwest Louisiana, we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, our digital tools simplify banking so you can focus on what matters most. Additionally, we provide ATM & Cash Withdrawal Services for those times when you need cash on the go. With basic drive-thru banking available for deposits and withdrawals during our operating hours (M-F 8:30 AM - 5:00 PM), getting the assistance you need has never been easier.

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking options are designed with you in mind. Open a Checking or Savings Account to start building your financial foundation. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing can help you get behind the wheel without stretching your budget. Additionally, if you're considering buying a home, explore our Mortgage Loans & Refinancing options that can make homeownership more accessible than ever. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services provide flexible solutions tailored to meet your needs. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn while you spend on everyday purchases.

Digital & Online Banking

Key Features

With our online banking platform available at https://www.swlacu.com/ , you can access your accounts 24/7. This means you can view your balances, pay bills, and transfer funds whenever it suits you. Plus, for those who enjoy paperless options, we provide e-statements that allow you to keep track of your finances without the clutter. Our mobile application enhances your banking experience even further. It's packed with features that let you manage your accounts right from your smartphone. From person-to-person transfers to electronic signature authorization for added security when signing documents, we've made sure that every transaction is straightforward and safe.

Security and Accessibility

We take security seriously at Southwest Louisiana. Our digital banking services are protected with robust security measures so you can bank confidently. You also have the flexibility of making mobile payments directly through our app though it's worth noting that this feature isn't available at this time. Accessibility is key in today's fast-paced world, which is why we ensure our online services are not only easy to use but also designed for real-time account management. With just a few clicks or taps, you can stay on top of your financial goals without any hassle. For anyone looking for a reliable partner in their financial journey, Southwest Louisiana offers the tools and support you need to navigate your finances easily and securely. Join us today and discover how simple banking can be!

Financial Strength

A Solid Foundation

With a net worth of $27,428,241, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,562 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $20,934,466 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,067 in used auto loans and $136,577,961 in total loans and leases.

Efficient Operations

Our $345,128 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share and Deposit Accounts stand at 33,480, showing a strong and growing member base that trusts us with their finances. This reflects not just our stability but also your confidence in us as your trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southwest Louisiana is your trusted partner. Visit us at 2255 E Mcneese St Lake Charles La 70607 or call (337) 477-9190 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $38,239,802 in share certificates and $1,209,504 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,849,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,879,624 in used vehicle loans and $12,823,120 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $6,182,121 provide the capital needed to grow and expand your operations. We support local businesses by offering tailored financing solutions that empower them to thrive. At Southwest Louisiana, we believe in transparency and accessibility. If you're considering refinancing options or want to know about eligibility criteria for any of our loan products, please reach out to us directly at 337-477-9190. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our commitment is to serve you better. Visit us at our branch located at 2255 E Mcneese St Lake Charles La 70607, where our friendly staff is ready to assist you with all your borrowing needs!

Credit Lines and Unsecured Credit Cards

For those looking to manage everyday expenses or consolidate debt, we also offer flexible terms on unsecured credit card loans. With a total of $5,572,548 in unsecured credit card loans, our products help members handle their finances effectively while providing the convenience they need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,448,164, make buying or refinancing simple. We help streamline the process so you can focus on making your house a home.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to recognized standards guarantees that all offers presented are fair and transparent.

SOUTHWEST LOUISIANA CREDIT UNION