SOUTHWEST HERITAGE CREDIT UNION - Wink, TX

Welcome to Southwest Heritage, your trusted partner in financial wellness since 1949. Located at 309 E Hendricks Blvd, Wink, TX 79789, we are dedicated to serving our community with personal banking solutions tailored just for you. With a proud membership of 12,936 and total assets exceeding $240 million, we are more than just a credit union; we are a cornerstone of the Wink community. At Southwest Heritage, we understand that financial needs vary from person to person. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Our total deposits stand at $26,415,784, reflecting our commitment to providing secure and reliable financial options for all our members. Under the leadership of CEO Ronny Haynes and Board President Edgar Baiza Jr, our team of 71 dedicated employees is here to ensure you receive exceptional service every time you visit or call us at 432-527-3365. If you need to send official correspondence, please note that it should be directed to our mailing address: PO Box 4898, Odessa, TX 79760. We invite you to explore our website at southwestheritagecu.com for more information about our services or to start your journey with us today! Whether you're looking to apply for a loan or simply want to learn more about how we can help you achieve your financial goals, we are here for you. Join us and experience the difference that a member-focused credit union can make in your life!

At Southwest Heritage, we believe that everyone deserves a chance to be part of a supportive community focused on financial well-being. Becoming a member is simple and welcoming, especially if you live, work, worship, or attend school in the Wink area. Our doors are open to you! We invite individuals and families looking for personalized banking experiences and great services tailored just for you. By joining us at Southwest Heritage, not only do you gain access to a variety of financial products like checking accounts, loans, and credit cards, but you also become part of a cooperative where your voice matters. To learn more about the specific eligibility criteria or to check for any updates, feel free to visit our detailed resource at . And when you're ready to open your account, the process is straightforward just visit our account opening page at https://www.secure-quotes.com/southwestheritagecu/secure_loan .asp or give us a call at (432) 527-3365. Join us today at our branch located at 309 E Hendricks Blvd Wink Tx 79789, where we can't wait to welcome you into the family!

At Southwest Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your finances are in good hands with us. With a net worth of $29,819,638, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $61,977,194 in share certificates and $22,049,391 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,220,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $27,374,417 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,977 in used auto loans and $164,526,316 in total loans and leases. Our operational efficiency is reflected in our net income of $2,390,664, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts: 23,346, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southwest Heritage is your trusted partner. Visit us at 309 E Hendricks Blvd Wink Tx 79789 or call 432-527-3365 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.