Southwest Airlines Phoenix AZ Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Southwest Airlines, your trusted partner in financial well-being! Located at 4645 E Cotton Center Blvd Ste 115, Phoenix, AZ 85040, our Phoenix Branch has proudly served the community since 1975. With a total membership of 59,494 and total assets reaching an impressive $798,545,985, we are committed to providing our members with exceptional service and financial solutions tailored to their needs. At Southwest Airlines, we understand that each member's journey is unique. Whether you're looking for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, we've got you covered. Our dedicated team of 117 employees, led by CEO Cynde Jones and Board President Scott Johnson, works tirelessly to ensure you feel valued and supported. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address at 2330 E Jones Ave Ste 6, Phoenix, AZ 85040-1472. We invite you to explore the wide array of services we offer from personal loans and credit cards with rewards to business banking solutions. With total deposits of $31,096,102 and a net worth of $95,289,349, we have built a strong foundation that allows us to invest back into our community while ensuring your money is safe and secure. Join us as we continue to grow together! For more information or to get started on your financial journey with us today, please call us at 602-225-5000 or visit our website at swacu.org. We look forward to welcoming you!

Branch History & Mission

At Southwest Airlines, we take pride in our rich history and commitment to serving the community of Phoenix, Arizona. Established in 1975, our branch has grown from humble beginnings into a trusted financial partner for nearly 60,000 members. Located at 4645 E Cotton Center Blvd Ste 115, Phoenix, AZ 85040, we are ideally situated to serve the local community with a range of financial services. Since opening our doors, our mission has been clear: to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to quality banking options and support, which is why we have dedicated ourselves to creating a welcoming environment for all. Over the years, Southwest Airlines has achieved significant milestones, including amassing total assets of over $798 million. This growth reflects our commitment to not only serving our members but also supporting their financial journeys through various offerings such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our membership base continues to expand as more individuals discover the benefits of joining us. While members can visit us at 4645 E Cotton Center Blvd Ste 115, official correspondence should be sent to 2330 E Jones Ave Ste 6, Phoenix, AZ 85040-1472. We aim to ensure easy access and convenience for all our members. Our operating hours are designed with your busy schedule in mind: Monday through Friday from 8:30 a.m. to 5:00 p.m. Although we currently do not offer drive-thru or ATM services at this branch, we are committed to providing online and mobile banking options that allow you to manage your finances anytime and anywhere. Southwest Airlines also places great importance on community outreach and partnerships. We actively engage in initiatives that benefit local organizations and contribute positively to the neighborhoods we serve. This dedication reflects our belief that banking is not just about transactions; it's about building relationships and empowering individuals. We invite you to join the Southwest Airlines family today! Experience firsthand the personalized service and community-focused approach that sets us apart from traditional banks. Visit us online or call us at 602-225-5000 for more information on how you can become a member and start benefiting from everything we offer!

Branch Location & Accessibility

Accessibility and Convenience

At our Phoenix branch, we prioritize accessibility for all our members. With ADA-compliant features and ample parking available right outside, you can visit us with ease. While we currently do not offer drive-thru banking or ATM services on-site, our friendly staff is here to assist you during lobby hours from Monday to Friday, opening at 8:30 a.m. and closing at 5:00 p.m. Should you need to send official correspondence, please note that our mailing address is different: 2330 E Jones Ave Ste 6, Phoenix, AZ 85040-1472.

Join Us Today!

We invite you to stop by our Phoenix branch to explore how we can help you achieve your financial goals. If you have any questions or would like more information about our services, feel free to give us a call at 602-225-5000. We look forward to welcoming you into our community!

Services Offered

As part of the Southwest Airlines credit union family, we provide a wide range of services tailored to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts or looking for auto loans and mortgage refinancing, we have something for everyone. Plus, with online and mobile banking options available, managing your finances has never been easier.

Member Eligibility

Becoming a member of Southwest Airlines is like joining a family that truly cares about your financial well-being. If you're interested in joining us, you'll find that our membership is open to anyone who meets a few simple criteria. Generally, if you are an employee or a retiree of Southwest Airlines or a family member of someone who works here, you can easily become a member. It's a welcoming community where your needs come first, and we're here to help you every step of the way. To get started with the membership process, just visit our eligibility page at https://www.swacu.org/save/personal-savings/membership-savings-account.html, where you can find all the detailed information and any updates regarding the criteria. When you're ready to open an account, it's as easy as clicking on this link: https://swacu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow. If you have any questions or need assistance, don't hesitate to give us a call at (602) 225-5000. We look forward to welcoming you into our community at Southwest Airlines, located at 4645 E Cotton Center Blvd Ste 115 Phoenix Az 85040!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that help businesses streamline their operations. Imagine a local café being able to process payments quickly and efficiently, ensuring customer satisfaction while managing cash flow effectively. Our merchant services are crafted with your day-to-day needs in mind, allowing you to focus on what matters most growing your business. For more information about how we can help your business thrive, visit us at 4645 E Cotton Center Blvd Ste 115 Phoenix Az 85040 or call us at (602) 225-5000. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

Business Banking

For entrepreneurs, we provide robust Business Banking services including Merchant Services and Business Loans. Your business deserves tailored financial solutions that foster growth and efficiency.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! They come with perks that can make everyday purchases more rewarding. Whether it's cashback on groceries or travel points for your next vacation, our credit cards are designed to fit into your lifestyle seamlessly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our digital banking features such as online account access and mobile payments. With these tools at your fingertips, managing your finances has never been easier! You can even send money to friends through our person-to-person payment services without leaving home. At Southwest Airlines, we strive to create a welcoming environment where every member feels valued. Our friendly staff is always ready to assist you with any questions or needs you may have.

Get in Touch

Ready to explore how we can help you achieve your financial goals? Call us at (602) 225-5000 during lobby hours from 8:30 a.m. to 5:00 p.m., Monday through Friday, or visit us at Phoenix Branch. Together, let's build a brighter financial future!

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts designed to help you manage your day-to-day finances effortlessly. Our accounts come with user-friendly online and mobile banking features that allow you to check balances, transfer funds, and pay bills anytime, anywhere. Imagine being able to handle all your banking needs right from your smartphone! If you're considering a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates to help get you on the road faster. We also offer Mortgage Loans & Refinancing solutions for those ready to buy their dream home or looking to lower their current mortgage payments. With personalized service from our team, financing your home can be a smooth experience. For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation programs can be just what you need. We're here to help simplify your financial life so that you can focus on what matters most.

Digital & Online Banking

Key Features

With our user-friendly online banking platform available at https://www.swacu.org/, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your own device. Plus, enjoy the convenience of e-statements, which means you can say goodbye to paper clutter and access your statements anytime. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with a few taps on your screen. And if you're into mobile payments, you'll be pleased to know that we support that too! This way, you can pay for your purchases quickly and securely without fumbling for cash or cards.

Mobile Application

Our mobile application brings all these features right to your fingertips. Download it today and experience banking that fits seamlessly into your busy life. You'll find managing your finances straightforward and efficient whether you're checking transactions or making payments.

Security and Accessibility

We prioritize your security with robust measures in place to protect your information. While we currently don't offer electronic signature authorization, rest assured that our systems are designed with safety in mind. Our 24/7 online banking service ensures you have access whenever you need it because we believe banking should be as flexible as your lifestyle. Join us at Southwest Airlines where modern banking meets personal service, ensuring you have everything you need right when you need it!

Financial Strength

At Southwest Airlines, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to safeguarding your financial well-being, we work hard to ensure that you can trust us with your resources. With a net worth of $95,289,349, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $140,602,454 in share certificates and $72,518,661 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,481,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $94,830,968 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,546 in used auto loans and a total of $587,534,083 in loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is evident with a reported net income of $0, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 110,514, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southwest Airlines is your trusted partner. Visit us at 4645 E Cotton Center Blvd Ste 115 Phoenix AZ 85040 or call 602-225-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Accessibility

Our branch is conveniently located at 4645 E Cotton Center Blvd Ste 115 Phoenix Az 85040 in Phoenix, AZ. If you have any questions or need assistance with our loan products, feel free to give us a call at (602) 225-5000. Our friendly staff is ready to help you understand your options and find the best solution for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We also encourage you to explore refinancing options if you're considering consolidating debt or lowering your monthly payments. At Southwest Airlines, we are committed to supporting our members with personalized service and competitive loan offerings tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $122,631,206 in used vehicle loans and $52,077,258 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find an option that suits your budget.

Credit Lines and Unsecured Credit Cards

For those who prefer flexibility, we also offer comprehensive credit lines totaling $271,300,027. This allows you to access funds as needed while only paying interest on what you use. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $36,494,748 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $48,539,424, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

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