Southland Credit Union Carson CA | Best Auto Loans & Business Banking

Introduction

Welcome to Southland, your trusted financial partner right here in Carson, CA. Located at 510 W Carson St, our Carson Branch has been serving the community since 1944. With a commitment to your financial well-being, we proudly support over 70,221 members and manage total assets exceeding $1.2 billion. At Southland, we prioritize making banking accessible and convenient for you. Whether you need personal banking services, auto loans, or business financing, our team is ready to assist you with friendly service and expert advice. Our current financial standing reflects our dedication; we have a net worth of $105,311,035 and total deposits amounting to $67,234,140, ensuring that your money is safe and growing. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 510 W. Carson Street, Carson, CA 90745. We understand that each member's journey is unique, which is why we offer personalized solutions tailored just for you. Under the leadership of CEO Thomas Lent and Board President Thomas Willingham, our team of dedicated employees totaling 190 is here to help you navigate your financial goals with confidence. We take pride in being an integral part of the Carson community and strive to make a positive impact every day. Ready to experience banking with a personal touch? Reach out to us at 310-816-0440 or explore more about our services by visiting our website at Southland Credit Union. We look forward to welcoming you!

Branch History & Mission

Community Engagement

Southland isn't just about transactions; it's about building relationships. Our shared service center allows us to collaborate with other credit unions, enhancing the services available to our members even further. With ATM availability at our branch and basic shared branch transactions for partner credit union members, we strive to make banking easy and efficient. Our commitment extends beyond financial products. We actively participate in local events and initiatives aimed at supporting education, health, and economic development within Carson and surrounding areas. As we look ahead, we invite you to join the Southland family. Experience firsthand how being part of a member-focused credit union can benefit you financially while contributing positively to your community. Reach out today at 310-816-0440 or visit us at https://www.southlandcu.org/ to learn more about how we can assist you on your financial journey.

Mission Statement

Our mission at Southland is clear: we aim to enhance the financial well-being of our members while making a positive impact in the communities we serve. We offer a wide range of services including personal banking accounts, auto loans, mortgage financing, and business banking solutions. Beyond just banking, we focus on community support through various outreach programs and partnerships that uplift those around us. In an ever-evolving world, we embrace digital advancements to ensure our services are accessible and user-friendly. From online banking to mobile payments, our goal is to make managing finances as convenient as possible for our members. We also prioritize accessibility by ensuring compliance with ADA standards across all platforms.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ADA-compliant features to ensure everyone can easily access our services. Plus, there's ample parking available so you can visit us without any hassle.

Call-to-Action

We invite you to come by and see how we can support your financial journey! If you have any questions or would like more information, don't hesitate to give us a call at 310-816-0440. We're excited to welcome you at the Southland branch!

Operating Hours

We understand that your time is valuable. That's why we keep our doors open from 9 AM to 6 PM on weekdays and also welcome you on Saturdays from 9 AM to 1 PM. Whether you need a quick transaction or have questions about your account, we're ready to assist during these hours.

Services Offered

At Southland, we offer a variety of banking services tailored for your needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Our ATM services are also available for easy cash withdrawals or balance checks anytime you need them.

Member Eligibility

At Southland, becoming a member is like joining a close-knit community where your financial well-being is our priority. If you're looking to join us, you'll be glad to know that membership is open to anyone who lives, works, or worships in the area surrounding our branch. We believe everyone deserves access to quality financial services, and we're here to support you every step of the way. Not only will you gain access to competitive rates on loans and savings accounts, but you'll also enjoy personalized service tailored just for you. To get started, simply visit us at our branch located at 510 W Carson St Carson Ca 90745 or give us a call at (310) 816-0440 for more information. You can find detailed eligibility criteria and updates at this link. We can't wait to welcome you into the Southland family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,804,907, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, efficient payment processing is crucial. Our merchant services simplify transactions for you and your customers. Imagine a local café using our services to accept card payments seamlessly allowing them to serve more customers quickly. This not only enhances customer experience but also boosts sales. When you're ready to take the next step in your business journey, visit us at 510 W Carson St Carson Ca 90745, Carson, CA or call us at (310) 816-0440. Together, we can achieve remarkable growth!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have solutions designed just for you. From Merchant Services that streamline transactions to flexible Business Loans that help you grow, we understand what it takes to run a successful business.

Convenient Digital Banking

In today's fast-paced world, having access to your finances anytime and anywhere is essential. That's why we offer robust Online & Mobile Banking features. You can manage your accounts, pay bills, transfer funds, and even deposit checks right from your smartphone. Our secure ATM & Cash Withdrawal Services ensure that cash is always within reach.

Member Support

Our branch staff is ready to assist you with all these services and more! For any questions or assistance, don't hesitate to call us at (310) 816-0440 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. At Southland, we pride ourselves on being more than just a bank; we are part of your community and committed to helping you achieve your financial goals. Visit us today at 510 W Carson St Carson Ca 90745, or check out our website at https://www.southlandcu.org/ to learn more about how we can serve you!

Personal Banking Solutions

Managing your finances should be easy, which is why we offer a variety of personal banking services. With our Checking and Savings Accounts, you can effortlessly keep track of your money while enjoying competitive interest rates. If you're thinking about buying a car, our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel. Need a home? Our Mortgage Loans & Refinancing services can guide you through purchasing your dream house or refinancing your current mortgage for better terms. For those unexpected expenses, consider our Personal Loans & Debt Consolidation options that provide quick access to funds when you need them most. Plus, our Credit Cards with Rewards let you earn points on everyday purchases, making every dollar work harder for you.

Shared Branching Options

We also provide basic shared branch transactions for members of partner credit unions. This means you can easily make deposits and withdrawals at various locations if you're away from home.

Digital & Online Banking

Always Available

Our 24/7 online banking services mean you can access your accounts whenever it suits you best. No more rushing to the bank before closing time; everything you need is right at your fingertips. At Southland, we are committed to providing services that enhance your banking experience while keeping everything secure and straightforward. Explore all these great features today!

Key Features

With our online banking services available at https://www.southlandcu.org/ , you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our platform is designed with your safety in mind, ensuring that your information remains secure while providing you with real-time access to your accounts. One of the standout features of our digital banking is electronic signature authorization. This means you can sign documents electronically without needing to visit a branch, making transactions smoother and faster. Plus, for those who prefer paperless options, we offer e-statements that keep your financial records organized and easily accessible.

Mobile Banking Convenience

For added flexibility, our mobile application allows you to bank from your smartphone. You can take advantage of mobile payments to make purchases quickly and securely. Whether you're out shopping or grabbing a coffee, managing your finances has never been easier. Need to send money to a friend? With our person-to-person transfer feature, sending cash is as simple as a few taps on your phone. You can rest assured knowing these transactions are handled safely and securely.

Financial Strength

Committed Team

We also take pride in having 173 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we strive to make your experience at Southland as smooth as possible.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southland is your trusted partner. Visit us at 510 W Carson St Carson Ca 90745 or call (310) 816-0440 to learn more about how we can help you achieve your financial goals.

Lending Capacity

With $8,014 in used auto loans and $891,863,390 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Focused Savings

Members' savings are secured through $258,881,465 in share certificates and $78,729,812 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $114,124, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $73,252,715 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to support your financial goals with confidence.

Strong Financial Health

With a net worth of $105,311,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to our standard loan offerings, we provide refinancing options for existing loans, making it easier for you to adjust your payment plans as needed. Our team is ready to assist you with eligibility options tailored to your individual circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to reach out to us at (310) 816-0440 if you have any questions or would like more information about our loan products. We're located at 510 W Carson St Carson Ca 90745, Carson, CA, and we're here to help you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $146,723,406 in used vehicle loans and $89,453,904 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $48,804,907 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $149,621,054, make buying or refinancing simple. We are dedicated to guiding you through the process and helping you find a mortgage solution that fits your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,943,226 in loans helping members manage their finances effectively. This product is perfect for those who want to maintain flexibility in their spending while keeping control of their budget.

Loan Aggregator

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Ensuring Accurate Comparisons

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SOUTHLAND CREDIT UNION