SOUTHLAND FEDERAL CREDIT UNION - Lufkin, TX

At Southland, our mission is simple yet powerful: to provide exceptional financial services while uplifting our community. We strive to empower our members by offering personalized banking solutions that cater to their unique needs. From checking and savings accounts to auto loans and credit cards with rewards, we are here to help you achieve your financial goals. We believe in giving back to the community that supports us. Through various outreach programs and partnerships, we actively contribute to local initiatives aimed at enhancing the quality of life for all residents of Lufkin and surrounding areas. Our commitment extends beyond banking; we aim to foster relationships built on trust and mutual support. As technology advances, we remain dedicated to enhancing your experience with user-friendly online banking options and mobile accessibility. Whether you're applying for a loan or managing your account, we ensure that our services are accessible and efficient for all members. While members can visit us at our branch location for all their banking needs during our operating hours Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to Noon official correspondence should be sent to our mailing address: 2601 S John Redditt Dr, Lufkin, TX 75904-5624. Join us at Southland today! Experience the benefits of being part of a community-focused credit union where your financial well-being is our top priority. Let's build a brighter future together! For more information or assistance, feel free to call us at 936-639-2311 or visit our website at southlandfcu.com.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

In today's fast-paced environment, efficient payment processing can make all the difference. Our merchant services streamline transactions so you can focus on what truly matters growing your business. Imagine being able to accept payments quickly and securely, giving your customers a seamless shopping experience while boosting your bottom line. Located at 2601 S John Redditt Dr Lufkin Tx 75904 in Lufkin, TX, our dedicated team is ready to help you explore how our business banking and commercial services can support your vision. Reach out to us at (936) 639-2311 to learn more!

In today's fast-paced world, we know how important it is to have banking access whenever you need it. That's why we offer robust online and mobile banking solutions. With these features, you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our ATMs are available for quick cash withdrawals and balance checks whenever needed.

For those who prefer face-to-face interactions, our branch provides basic drive-thru banking services for deposits and simple transactions. Our friendly staff is here during operating hours Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to Noon to assist you with all your banking needs. At Southland, we believe that managing your finances should be straightforward and stress-free. Whether you're just starting out or looking for advanced financial products, we're here to guide you every step of the way. Ready to experience personalized service? Call us today at (936) 639-2311 or visit us online at Main Office to learn more about how we can help meet your financial goals!

If credit cards are what you seek, look no further! Our credit cards with rewards not only provide convenience but also allow you to earn while spending. For business owners, our business banking services include essential tools like merchant services and business loans, helping you grow your venture without the hassle.

When it comes to personal banking, we offer checking and savings accounts tailored for everyone. If you're planning a new purchase or need to consolidate debt, our personal loans can help ease your financial stress. For those eyeing their dream car, our auto loans and vehicle financing options make it simple to drive away with confidence. We also provide competitive rates on mortgage loans and refinancing, ensuring that owning a home is within reach.

We know how important it is to have the tools you need right at your fingertips. Our mobile application lets you carry your bank in your pocket. You can easily view transactions, deposit checks, and even send money with person-to-person transfers. For those who prefer going paperless, we offer e-statements that provide a secure way to keep track of your finances without cluttering your mailbox. It's an eco-friendly option that gives you instant access to your account statements. When it comes to security, rest assured that your information is protected. Although we do not currently use electronic signature authorization, we take every measure to keep your data safe while you enjoy the convenience of our online services. While we currently don't support mobile payments, our commitment to enhancing your banking experience remains strong. We're continuously looking for ways to improve and expand our offerings. Experience the ease of managing your finances from the comfort of your home or on-the-go with Southland's digital banking solutions! If you have questions or need assistance, feel free to reach out at (936) 639-2311. Your financial well-being is just a click away!

Total Share and Deposit Accounts: 12,053 showcase a strong and growing member base that trusts us with their finances. This trust is crucial as it allows us to keep improving our services for everyone who walks through our doors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southland is your trusted partner. Visit us at 2601 S John Redditt Dr Lufkin Tx 75904 or call (936) 639-2311 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Members' savings are secured through $28,672,893 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your assets is further supported by our focus on member benefits over non-member interests; with non-member deposits at $2,189,000, we ensure that our resources are primarily directed toward enhancing your banking experience.

Our operational efficiency is reflected in our $673,043, which empowers us to continually offer competitive loan rates and reliable financial products tailored to your needs. We also take pride in having 18 full-time employees dedicated to providing you with knowledgeable service every day.

With $10,664,208 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is illustrated by $1,517 in used auto loans and $42,849,988 in total loans and leases, supporting your financial goals across various sectors.

With a net worth of $11,337,251, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,446 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

For those looking for extra cash flow, we have credit lines available totaling $4,000,000. These lines of credit can provide peace of mind by offering access to funds when you need them most. At Southland, our goal is to support you in achieving financial stability and growth. If you're interested in refinancing any existing loans or want to explore eligibility options for our various loan products, feel free to reach out. You can contact us at (936) 639-2311 for more information or visit us at our branch located at 2601 S John Redditt Dr Lufkin Tx 75904 in Lufkin, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey let's make it happen together!

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,486,363 in used vehicle loans and $4,207,097 in new vehicle loans already helping members get on the road. We provide flexible financing options that can be tailored to your budget, making it easier for you to drive away with a vehicle that fits your lifestyle.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

We also offer flexible terms on unsecured credit card loans, with a total of $7,489 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can enhance your spending power while keeping your finances in check.

Verified Data: All loan offers on LendMesh come from legitimate financial institutions. This guarantees transparency and helps users trust the information provided. No Sponsored Listings: Unlike other comparison tools that may prioritize lenders based on paid promotions, LendMesh does not accept sponsorships. Our goal is to provide unbiased results that put the user's needs first. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature allows individuals to see how different lenders stack up against one another, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for the best rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users receive fair and transparent offers that reflect current market conditions.