Southland Credit Union Crockett TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Southland, your trusted community credit union located at 1524 E Houston Ave, Crockett, TX 75835. Since our establishment in 1963, we have been dedicated to providing exceptional financial services tailored to meet the needs of our members. With a proud membership base of 6,789, we're more than just a credit union; we're a pillar of support for our local community. At Southland, our commitment goes beyond banking. We prioritize your financial well-being, offering a wide range of services from checking and savings accounts to auto loans and personal loans. Currently, we manage total assets of $78,408,573 and hold deposits amounting to $3,895,709. Our net worth stands strong at $11,337,251, showcasing our stability and reliability. Led by our CEO Kathy Harvey and Board President Tommy Edmonson, our team of 18 employees is here to assist you with personalized service. Whether you're looking for help with loans or simply want advice on managing your finances, we are ready to provide the support you need. While you can visit us at the Crockett Branch for all your banking needs, please note that official correspondence should be sent to the same address: 1524 E Houston Ave, Crockett, TX 75835. With features like online banking and mobile applications available at your fingertips, accessing your account has never been easier! If you have any questions or would like to learn more about what we can do for you, don't hesitate to reach out by calling us at 936-544-3164. Join us today and experience how Southland can help you achieve your financial goals! Visit us online at southlandfcu.com for more information.

Branch History & Mission

Commitment to Excellence

At Southland, we prioritize innovation and accessibility. Our branch features convenient ATM availability and drive-thru banking for easy transactions. Additionally, we offer online and mobile banking solutions so you can manage your finances anytime, anywhere. We are committed to ensuring that all members have access to services that meet their needs effectively. While members can visit us at 1524 E Houston Ave for all their banking needs, official correspondence should be sent to the same address for consistency.

Join Us Today!

If you're looking for a credit union that puts its members first while actively contributing to community growth, look no further than Southland. We invite you to join us and experience firsthand how our dedicated team can help you reach your financial goals. For more information about membership or services offered at our Crockett branch, please call us at 936-544-3164 or visit our website at southlandfcu.com. Together, let's build a brighter financial future!

Our Mission

The mission of Southland is straightforward: we are here to help our members achieve their financial goals while enhancing the community's well-being. We believe in offering more than just banking services; we strive to build lasting relationships that enrich lives. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, our services are designed with you in mind. We also recognize the importance of community outreach. Over the years, Southland has partnered with local organizations to support various initiatives aimed at improving life in Crockett. By investing in our community's future, we can make a real difference together.

Our Story

Located at 1524 E Houston Ave, Crockett, TX 75835, our branch has been a cornerstone of the local area for decades. As we've evolved over the years, we've expanded our services while maintaining a focus on personal relationships and community support. The growth we've experienced is reflected in our total assets of $78,408,573 and a commitment to providing accessible financial services tailored to individual needs. Our headquarters are situated in Lufkin, TX, where our leadership team works tirelessly to ensure that every member receives exceptional service. Under the guidance of CEO Kathy Harvey and Board President Tommy Edmonson, Southland continues to foster an environment where members feel valued and empowered.

Branch Location & Accessibility

Convenient Access and Parking

Finding us is simple! Our branch is located just off the main road, ensuring easy access for everyone. Whether you're driving in or walking over from nearby businesses, you'll find plenty of parking available right outside. We also prioritize accessibility; our location is equipped with ADA-compliant features, including ramps and clear pathways, so everyone can visit us comfortably.

Full Range of Services

When you step into our Crockett Branch, you'll find a welcoming environment where our dedicated team is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, and more. If you prefer to handle transactions quickly, take advantage of our drive-thru service for deposits and withdrawals without leaving your car.

Get in Touch!

If you have any questions or would like more information about our services, don't hesitate to give us a call at 936-544-3164. We are here to help you every step of the way! Come visit us at Southland's Crockett Branch your financial journey starts here!

Operating Hours That Fit Your Schedule

At Southland, we understand that life can get busy. That's why our lobby hours are designed to accommodate your schedule: we're open Monday through Thursday from 8:30 AM to 4:30 PM and on Fridays from 8:30 AM to 5:30 PM. We're closed on Saturdays, but rest assured that our ATM is available around the clock for your convenience.

Member Eligibility

At Southland, we believe that everyone deserves to be part of a supportive community, and becoming a member is just the first step. If you live, work, or worship in the area, you're likely eligible to join us. We welcome individuals who share our values and are ready to take advantage of a range of financial services designed to help you thrive. Whether you're looking for checking accounts, auto loans, or personal banking solutions, being a member means accessing favorable rates and personalized service. Joining is simple! To get started, just visit us at our branch located at 1524 E Houston Ave Crockett Tx 75835, or give us a call at (936) 544-3164 for more information. You can also explore detailed eligibility requirements on our website at https://www.joinmycu.com/mop/824/newmember/eligibility . Once you're ready, opening your account is easy; check out the process here: https://loans.itsme247.com/824/home/start/ . We can't wait to welcome you into the Southland family!

Business Banking & Commercial Services

Merchant Services

Imagine having a payment system that works as hard as you do. Our merchant services simplify transactions so you can focus on what really matters growing your business. From credit card processing to point-of-sale solutions, we provide tools that help streamline your operations and enhance customer satisfaction. Located at 1524 E Houston Ave Crockett Tx 75835 in Crockett, TX, we're here to assist you every step of the way. Visit us or call (936) 544-3164 today to explore how our business banking services can fuel your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide essential resources such as merchant services and business loans. We know running a business comes with its own set of challenges, so our team is dedicated to helping you navigate financial solutions that support growth and sustainability.

Convenient Digital Banking Features

In today's fast-paced world, access to your accounts should be easy. That's why at Southland, we offer robust online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anytime, anywhere making it easier than ever to stay on top of your finances.

Credit Options That Reward You

Don't forget about our credit cards with rewards! These cards not only provide convenience but also reward you for your everyday purchases. From travel perks to cash back, they're designed to enhance your spending power while offering benefits that suit your lifestyle.

Easy Access Through ATMs and Drive-Thru Services

Need quick cash or want to make deposits? Our ATM & cash withdrawal services are available whenever you need them. Plus, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without having to leave your vehicle. We invite you to visit us at 1524 E Houston Ave Crockett Tx 75835, call us at (936) 544-3164, or check out our website at Crockett Branch for more information about our comprehensive services. Whether you're looking for personal banking solutions or business financing options, we are here to help you achieve your financial goals. Join us today!

Home Ownership Assistance

Dreaming of owning a home? Our mortgage loans and refinancing options are tailored to guide you through the buying process. Whether you're looking for your first home or refinancing your current mortgage for better rates, we have knowledgeable staff ready to assist you in making informed decisions.

Personal Banking Solutions

For those looking to manage their everyday finances, we offer a variety of personal banking services. You can open a checking or savings account with us, allowing you to keep your funds secure while earning interest. If you find yourself needing extra cash for an unexpected expense or simply want to consolidate debt, our personal loans can provide the assistance you need.

Vehicle Financing Made Simple

If you're in the market for a new car or truck, our auto loans and vehicle financing options are here to help. We understand that purchasing a vehicle is a significant investment, so we strive to make the loan process as straightforward as possible. Imagine driving off in your dream car without the stress of complicated paperwork our team is here to support you every step of the way.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://southlandfcu.com/ , you can check balances, pay bills, and transfer money whenever you need to. No more rushing to the bank before closing time! Plus, our user-friendly platform makes it simple for everyone, regardless of tech-savviness.

Conclusion

Embrace the convenience of modern banking with Southland. Our digital services empower you to take control of your finances anytime, anywhere. For more information about our offerings, visit us online at https://southlandfcu.com/ or give us a call at (936) 544-3164. Your financial journey just got a lot easier!

E-Statements and Security

Say goodbye to paper clutter with our e-statements feature! Enjoy the same important information in a digital format that's easy to access and environmentally friendly. Rest assured knowing that your data is protected with high-level security measures, keeping your personal information safe.

Mobile Application and Payments

For those who prefer banking on-the-go, our mobile application is here to help. It's designed for easy navigation so you can manage your accounts from anywhere. Although we currently don't offer mobile payments, you can still enjoy hassle-free person-to-person transfers right from your smartphone.

Financial Strength

Member-Centric Savings

Members' savings are secured through $28,672,893 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,189,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

With $10,664,208 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth means you can trust us to adapt and improve as your needs change.

Solid Financial Health

With a net worth of $11,337,251, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,446 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $1,517 in used auto loans and $42,849,988 in total loans and leases. Our operational efficiency is reflected in our $673,043, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees ready to serve you with a knowledgeable, committed team. In total, we have 12,053 accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southland is your trusted partner. Visit us at 1524 E Houston Ave Crockett Tx 75835 or call (936) 544-3164 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,486,363 in used vehicle loans and $4,207,097 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have flexible financing options to suit your budget.

Credit Lines

For those looking for additional flexibility, we also offer credit lines totaling $4,000,000. This allows members to draw funds as needed while only paying interest on what they use ideal for managing cash flow or unexpected expenses. At Southland, we're dedicated to providing accessible and straightforward loan solutions tailored to your needs. If you're interested in refinancing or exploring eligibility options, don't hesitate to reach out. You can contact us at (936) 544-3164 or visit us at 1524 E Houston Ave Crockett Tx 75835, Crockett, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take control of your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0. This means you can secure funding for your dream home with ease, knowing we're here to assist you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's where our unsecured credit card loans come in. We provide flexible terms with a total of $7,489 in loans to help our members manage their finances effectively. Enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

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SOUTHLAND FEDERAL CREDIT UNION