Welcome to Southernmost Federal Credit Union, where our mission is to provide community-focused, member-first financial services across the beautiful state of Florida. Under the leadership of CEO Gladys Bethel and Board President Bruce Winegarden, we are dedicated to creating a welcoming environment that prioritizes your financial well-being. Our members enjoy a range of modern conveniences designed to make banking easier and more accessible, including e-statements, online banking, and person-to-person payment support. While we currently do not offer electronic signature authorization or mobile payments, our commitment to innovation is unwavering. For those who prefer managing their finances on-the-go, our dedicated mobile app is in development, further enhancing your banking experience. To learn more about how we can assist you or to access your account online, visit us at https://smfcu.net/ . If you need to reach us via fax, our number is unavailable at this time. Join us today and experience the Southernmost difference!

At Southernmost Federal Credit Union in Florida, we understand that managing your finances should be as seamless and stress-free as possible. That’s why we offer a range of everyday personal banking services designed to meet your unique needs. Whether you’re looking to open a checking or savings account, our friendly staff is here to guide you through every step of the process. With online banking available, you can easily manage your accounts from the comfort of your home or on the go. Our e-statements simplify tracking your finances, while person-to-person payment options allow for quick and easy transfers between friends and family.

When it comes to financing major life events—like buying a home or purchasing a new vehicle—Southernmost Federal Credit Union has got you covered with competitive auto loans and mortgage options. Our personalized approach means that you’ll receive tailored solutions that fit your financial situation, helping you secure the best rates possible. We also support local businesses with merchant services and business loans, ensuring that entrepreneurs have the resources they need to thrive in our community. Plus, with convenient mobile app features on the horizon, managing your finances will become even more accessible, giving you the flexibility to handle everything from payments to transactions right from your smartphone. At Southernmost Federal Credit Union, we’re committed to empowering our members by providing accessible financial solutions that make everyday life just a little bit easier.

At Southernmost Federal Credit Union in FL, we believe that banking should be simple and accessible for everyone. Becoming a member is a breeze, and opening an account takes just a few minutes! You can check your eligibility and start your journey with us by visiting http://www.smfcu.net/membership-application . Our values are rooted in trust, community engagement, personalized service, and financial reliability—everything you need to feel secure in your financial decisions. We pride ourselves on treating every member like family, ensuring that you receive tailored advice and support every step of the way. Plus, you can always rely on us for competitive rates and services designed with you in mind. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Join us at Southernmost Federal Credit Union today and experience the difference of a truly member-focused credit union!