Southern Teachers & Parents CU Thibodaux LA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Southern Teachers & Parents, your trusted partner in financial wellness since 1937. Located at 1271 Saint Charles St, Thibodaux, LA 70301, our credit union is dedicated to serving the needs of our members with a personal touch and community focus. With a proud membership of over 4,311 individuals, we are committed to offering a wide range of financial services tailored just for you. At Southern Teachers & Parents, we understand that managing finances can be overwhelming. That's why we offer not only competitive rates on loans and deposits but also personalized support from our friendly staff. Our total assets stand at an impressive $29,152,445, demonstrating our strong position in the community and our ability to provide you with reliable banking solutions. While members can visit us at our branch location, official correspondence should be sent to 1271 Saint Charles St, Thibodaux, LA 70301-4833. Whether you're looking for auto loans, mortgage options, or personal banking services, we're here to guide you through every step of your financial journey. Under the leadership of our CEO Jama Haynes and Board President David Hall, we pride ourselves on fostering a welcoming environment where every member feels valued. With a dedicated team of 12 employees, we ensure that your experience with us is smooth and efficient. Our commitment extends beyond just banking; we strive to positively impact the community we serve. We invite you to explore how we can help you achieve your financial goals. Feel free to reach out by calling us at 985-446-5842 or visiting our website at www.stpfcu.com. Join us today and discover the difference that a member-focused credit union can make!

Branch History & Mission

Welcome to Southern Teachers & Parents, a credit union with a rich history and a mission deeply rooted in community support. Since our founding in 1937, we have proudly served the Thibodaux area, providing financial services tailored to the needs of our members. Located at 1271 Saint Charles St, Thibodaux, LA 70301, our branch has become a trusted resource for families and educators alike. Over the years, Southern Teachers & Parents has grown significantly, now boasting over 4,311 members and total assets amounting to $29,152,445. This growth reflects our commitment to serving not just our members' financial needs but also fostering a sense of community. Our journey began with a simple idea: to create a financial institution that prioritizes its members over profits. Today, we continue to uphold this principle by offering a range of services that include personal banking, auto loans, mortgages, and business banking solutions. Our mission is straightforward yet impactful: we strive to provide accessible financial services while empowering our community through education and support. We understand that financial decisions can be daunting; therefore, we focus on building strong relationships with our members. Whether you need assistance with managing your savings or navigating loan options, our dedicated staff is here to help you every step of the way. While members can visit us at 1271 Saint Charles St, official correspondence should be sent to 1271 Saint Charles St, Thibodaux, LA 70301-4833 if needed. Our branch operates from 9:00 AM to 4:30 PM Monday through Friday, ensuring convenience for those who wish to speak directly with our team. In addition to traditional banking services, we embrace technology with online and mobile banking features that make managing finances easier than ever. Our ADA-compliant facilities ensure that everyone can access our services comfortably. Plus, with an ATM available on-site and drive-thru service for quick transactions, we've made it simple for you to bank on your terms. Southern Teachers & Parents also believes in giving back. We partner with local organizations and schools to support educational initiatives and community events. These partnerships help us stay connected and responsive to the needs of those around us. We invite you to join us at Southern Teachers & Parents and experience firsthand the benefits of membership. Together, we can build a brighter future for ourselves and our community. If you're ready to take the next step towards achieving your financial goals or simply want more information about what we offer, please don't hesitate to reach out at (985) 446-5842 or visit us online at www.stpfcu.com. Your journey towards better financial health starts here!

Branch Location & Accessibility

Comprehensive Banking Services

At Southern Teachers & Parents, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have everything under one roof. Need cash? Enjoy the convenience of our ATM services available on-site for quick withdrawals and balance checks.

Get in Touch!

Have questions or want more information? Feel free to give us a call at 985-446-5842. Our dedicated staff is eager to provide assistance and ensure you have a positive experience with us. We invite you to stop by and see how we can help you achieve your financial goals!

Operating Hours Tailored for You

We understand that life gets busy, which is why our lobby hours are set from 9:00 AM to 4:30 PM, Monday through Friday. Whether you need assistance with opening an account or have questions about our loan products, our friendly team is ready to assist you during these hours.

Visit Us with Ease

Our location is designed with your convenience in mind. You'll find ample parking available right outside our doors, making it simple to drop by during your busy day. Plus, we're proud to be ADA compliant, ensuring that everyone can access our services comfortably. While members can visit us at 1271 Saint Charles St, official correspondence should be sent to the same address for your convenience. We also have a drive-thru service available for quick transactions without leaving your vehicle.

Member Eligibility

Joining the family at Southern Teachers & Parents is not just about opening an account; it's about becoming part of a supportive community that truly cares about its members. To be eligible, you simply need to be a teacher, parent of a student in the local school system, or affiliated with education in some way. This means that if you're someone who values education and supports it, you're already on the right track! We believe that everyone deserves access to financial resources that can help them thrive, and that's exactly what we offer at Southern Teachers & Parents. Opening an account is straightforward and welcoming just visit us at 1271 Saint Charles St Thibodaux La 70301, or check out our online account opening details here. If you have any questions or need assistance, feel free to give us a call at (985) 446-5842. For more detailed information about eligibility criteria, please visit our website here. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy Saturday at your local shop customers are lining up, but you need a reliable way to process payments. Our merchant services make transactions smooth and easy, so you can focus on what you do best: serving your customers. From credit card processing to online payment solutions, we've got you covered. Visit us at 1271 Saint Charles St Thibodaux La 70301 or call us at (985) 446-5842 to learn more about how our business banking and commercial services can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick cash? Our ATM services are available for easy withdrawals and balance checks whenever you need them. Plus, if you're in a hurry, our drive-thru banking allows for simple transactions like deposits or withdrawals without leaving your vehicle.

Business Banking Services

For our business members, we offer essential services such as merchant services and business loans to help you grow your enterprise. We believe in supporting local businesses and providing them with the financial tools they need to succeed.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why Southern Teachers & Parents offers robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and more all from the comfort of your home or on-the-go.

Get Started Today!

At Southern Teachers & Parents, we strive to make banking accessible and straightforward for everyone in Thibodaux, LA. To learn more about any of our services or to speak with a member of our team, give us a call at 985-446-5842. We look forward to helping you achieve your financial goals! Visit us online at stpfcu.com for additional information or to start an account today!

Personal Banking Solutions

We understand that every member has unique financial goals. That's why we offer checking and savings accounts tailored to fit different lifestyles. Need extra funds for a new car? Our auto loans and vehicle financing options can help you hit the road without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing services are designed to guide you through the process with ease. If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation solutions provide quick access to cash when you need it most. And don't forget about our credit cards with rewards, perfect for everyday purchases while earning points toward future rewards!

Digital & Online Banking

Access Anytime with Our Mobile Application

For even more convenience, our mobile application allows you to manage your accounts directly from your smartphone or tablet. Whether you're making person-to-person transfers or checking out e-statements, everything is just a tap away. And since our app supports real-time notifications, you'll always be updated on your account activity.

Convenient Online Services

With our robust online banking platform available at https://www.stpfcu.com, you can check your account balance, transfer funds, pay bills, and more all from the comfort of your home or on the go. Our 24/7 online banking services mean that your money is always within reach, providing peace of mind no matter where life takes you.

Easy Transfers and More

Need to send money to a friend? With our person-to-person transfer feature, it's simple and quick. Just enter their details, and the money is sent right away no need for cash or checks. Plus, if you prefer going paperless, e-statements are readily available to help you stay organized and reduce clutter. In today's fast-paced world, having reliable digital banking options is essential. At Southern Teachers & Parents, we are proud to provide services that enhance accessibility while prioritizing security. Explore everything we have to offer and take control of your finances today!

Security You Can Trust

Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are safe and verified. Plus, our commitment to keeping your information secure means you can focus on what matters most your financial well-being.

Financial Strength

At Southern Teachers & Parents, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to serving your needs. With a net worth of $2,335,209, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 801% showcases a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $2,362,528 in share certificates, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates and exclusive perks. With $2,335,209 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports members' financial goals across various sectors, with $14,700,892 in total loans and leases available. Our performance also reflects operational efficiency with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 12 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 5,648, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Teachers & Parents is your trusted partner. Visit us at 1271 Saint Charles St Thibodaux La 70301 or call 985-446-5842 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,942,729 in used vehicle loans and $3,568,814 in new vehicle loans already helping members get on the road. We offer flexible financing options whether you're purchasing a brand-new model or a reliable used vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand your business operations. We are committed to supporting local entrepreneurs and helping businesses thrive in our community. If you're interested in any of these loan products or want to explore refinancing options, don't hesitate to reach out. You can contact us at (985) 446-5842 for more information or visit us at our branch located at 1271 Saint Charles St Thibodaux La 70301 in Thibodaux, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Southern Teachers & Parents can help you take the next step towards your financial future!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $179,122 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can help you earn while you spend.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we encourage you to check back as our offerings may change. Our team is here to guide you through the mortgage process when you're ready.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh helps users navigate the lending landscape with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This compliance is based on the latest results (Source: https://www.ncua.gov), ensuring that users receive fair and transparent offers. By relying on verified information, LendMesh builds trust among its users who seek clarity in their loan options. One of the standout features of LendMesh is its use of Verified Data. All loan offers are sourced from legitimate financial institutions, which guarantees transparency throughout the comparison process. Additionally, there are No Sponsored Listings on LendMesh; lenders are not prioritized based on paid promotions. This focus on unbiased results reinforces the platform's mission to provide users with genuine choices. With Real-Time Rate Comparisons, LendMesh presents up-to-date loan rates from multiple institutions, empowering users to make informed decisions tailored to their unique financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.