Southern Security Credit Union Collierville TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Southern Security, your trusted financial partner in Collierville, TN! Established in 1949, we have proudly served our community for over seven decades. Located at 765 W Poplar Ave, our branch is not just a place to bank; it's a hub where members come together to achieve their financial goals. With a strong commitment to providing exceptional service, we currently support a vibrant membership of 19,639 individuals and families, helping them navigate their financial journeys with confidence. At Southern Security, we're dedicated to building a brighter future for our members. Our total assets stand at an impressive $238,734,879, reflecting our stability and growth. We offer a variety of services designed to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards. Our community-driven approach ensures that every member feels valued and supported. Under the leadership of our CEO, Dawn Graeter, and Board President Roland Wilks, we strive to foster an environment of trust and transparency. Our team of 55 employees is always ready to assist you with any questions or concerns you may have. You can reach us at 901-861-1703 during our lobby hours from Monday to Friday, 8:30 AM to 5:00 PM. While members can visit us at 765 W Poplar Ave, official correspondence should be sent to our mailing address at P O Box 310, Collierville, TN 38027. Join us in making a positive impact in our community explore how we can help you today by visiting our website at Southern Security. Whether you're looking for loans or savings options, we are here for you every step of the way!

Branch History & Mission

Embracing Innovation

In today's fast-paced world, we embrace technology while ensuring accessibility for all. With features like online banking, mobile payments, and e-statements available for our members, managing finances has never been easier. We prioritize ADA compliance so that everyone can enjoy our services without barriers. With ATM availability at our branch and shared service centers nearby, accessing funds is convenient for all members. Although we currently do not offer drive-thru banking services, our lobby hours from Monday to Friday (8:30 AM - 5:00 PM) ensure that you can get personalized assistance whenever you need it.

Join Us Today

As we look toward the future, Southern Security remains steadfast in its commitment to serving our community with integrity and care. We invite you to become part of our family! Experience the benefits of membership by visiting us at 765 W Poplar Ave or calling us at 901-861-1703. Together, let's build a brighter financial future! For more information about our services or to start your membership journey today, please visit our website.

Mission Statement

At Southern Security, our mission is clear: we are dedicated to empowering our members through comprehensive financial education and personalized support. We understand that each member's journey is unique, and we aim to provide not just financial products but also guidance that helps them navigate their choices confidently. Our goal is to foster long-lasting relationships built on trust and mutual respect. We are also committed to community support beyond banking. Through various outreach programs and partnerships with local organizations, we actively contribute to enhancing the quality of life in Collierville. Whether it's sponsoring local events or offering financial literacy workshops, we believe in giving back and making a positive impact.

Our Evolution

From humble beginnings, Southern Security has evolved into a trusted financial partner for many individuals and families in the area. Our journey began with a small group of members who shared a vision of accessible banking services for everyone. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, business banking solutions, and more. We believe that everyone deserves the opportunity to achieve their financial goals, and we strive to make this possible through our diverse range of services. Our branch address places us right in the heart of Collierville, a vibrant community known for its friendly atmosphere and rich history. While members can visit us at 765 W Poplar Ave, official correspondence should be sent to our mailing address: P O Box 310, Collierville, TN 38027.

Branch Location & Accessibility

A Convenient Spot

Our branch is situated near local landmarks, making it easy to find us. As you make your way to our location, you'll notice that we're just a short drive from the vibrant heart of Collierville. With ample parking available, you can visit us without the hassle of searching for a spot.

Accessibility Features

At Southern Security, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps to ensure that everyone can access our services comfortably. We want your visit to be as smooth as possible.

Banking Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed to fit into your routine. You can visit us Monday through Friday from 8:30 AM to 5:00 PM. Whether you're stopping by during your lunch break or after work, we're here to assist you with all your banking needs.

Get in Touch!

Have questions or need assistance? Don't hesitate to reach out! You can call us at 901-861-1703. Our friendly team is ready to help you navigate your financial journey. We look forward to welcoming you to Southern Security soon!

Services Tailored Just for You

At Southern Security, we offer a range of services to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're in need of basic shared branch transactions like deposits or withdrawals for partner credit union members, we can help with that too! Plus, enjoy the convenience of ATM access right at our location. While members can visit us at 765 W Poplar Ave, official correspondence should be sent to P O Box 310, Collierville, TN 38027.

Member Eligibility

Joining the Southern Security family means stepping into a supportive community that values your financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in our local area, you're likely eligible to join us. We believe in providing access to financial services for everyone, and we're here to help you every step of the way. For more detailed eligibility criteria, feel free to visit this link. Once you confirm your eligibility, opening an account at Southern Security is a breeze! Just head over to our account opening page at http://www.southernsecurity.org/auto or give us a call at (901) 861-1703 if you have any questions. We can't wait to welcome you to our branch located at 765 W Poplar Ave Collierville Tn 38017, where we offer personalized service and a range of financial products designed just for you.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,383,980, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine a local café that just opened its doors. With our merchant services, they can easily accept payments from customers, manage inventory, and track sales all vital for success. Our tailored solutions help streamline everyday operations so you can focus on what truly matters: growing your business. Located at 765 W Poplar Ave Collierville Tn 38017 in Collierville, TN, we invite you to explore how our business banking services can make a real impact on your company's future. Reach out today at (901) 861-1703 to learn more!

Comprehensive List Of Services

ATM & Shared Branch Transactions

For those who prefer face-to-face interactions or need quick access to cash, we have an ATM on-site for withdrawals and balance checks. Plus, as part of our commitment to community banking, we offer basic shared branch transactions for partner credit union members, making it simple for everyone involved. At Southern Security in Collierville, TN, we strive not only to meet but exceed your financial expectations. Our friendly team is ready to assist you call us today at 901-861-1703 or visit us online at southernsecurity.org to learn more about how we can support your financial journey. Your future starts here!

Business Banking Services

If you're a business owner, Southern Security is ready to assist with our business banking services. We provide essential tools like merchant services and business loans, helping your business thrive in today's competitive landscape.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts from anywhere at any time. With capabilities like mobile payments, e-statements, and the ability to conduct basic transactions through ATMs, accessing your money has never been easier.

Credit Cards and Rewards

We also understand the importance of using credit wisely. That's why we offer credit cards with rewards, allowing you to earn points or cash back on your purchases, which can be redeemed for various benefits.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that provide easy access to your funds while helping you save for future goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can make that dream a reality with competitive rates and flexible terms. For those planning to buy a home, our mortgage loans and refinancing services can guide you through the process, ensuring you find the best fit for your budget. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation solutions can provide the support you need.

Digital & Online Banking

Key Features

With 24/7 online banking services, you have the flexibility to access your accounts whenever you need to. Whether you're checking your balance, transferring funds, or paying bills, it's all just a click away. Our online platform also supports electronic signature authorization, allowing you to complete transactions securely without the need for paper forms.

Real-Time Account Management

Our features like person-to-person transfers and mobile payments make it easy for you to send money to friends or pay for purchases directly from your phone. Imagine splitting dinner bills with friends or buying coffee without needing cash it's that simple! In a world where time is precious, Southern Security is committed to offering accessible and efficient banking solutions. Experience the ease of real-time account management today!

Security and User-Friendly Experience

We prioritize your security while ensuring a user-friendly experience. With e-statements available, you can keep track of your account activity without the clutter of paper statements. Our mobile application enhances this experience further, giving you the power to manage your finances on-the-go.

Financial Strength

At Southern Security, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust in us is built on our ability to provide reliable services and sound financial management. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $23,493,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $29,749,814 in share certificates and $19,413,948 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,462,573 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our portfolio: we have $1240 used auto loans and a total of $152,241,322 in loans and leases available for our members' various financial needs. Our operational efficiency shines through with a reported net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand strong at 39,798, showing a solid and growing member base that trusts us with their finances. Our net shares available for lending currently sit at $0, reflecting our focus on member benefits over external borrowing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Security is your trusted partner. Visit us at 765 W Poplar Ave Collierville TN 38017 or call 901-861-1703 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,786,036 in used vehicle loans and $11,183,351 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process and find the right terms for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $6,383,980 provide the capital needed to grow and expand. We work closely with local businesses to ensure they have the financial resources necessary for success. At Southern Security, located at 765 W Poplar Ave Collierville Tn 38017 in Collierville, TN, we're committed to providing exceptional service and support for all your lending needs. If you have questions about our loan offerings or want assistance with the application process, don't hesitate to call us at (901) 861-1703. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you turn your financial aspirations into reality!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,878,675, make buying or refinancing simple. We offer competitive rates and flexible terms that can be tailored to fit your unique situation. If you're considering refinancing your current mortgage, we can help you explore eligibility options that could lower your monthly payments or shorten your loan term.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,727,931 in loans helping members manage their finances effectively. These cards provide an excellent way to handle unexpected expenses while enjoying rewards and benefits tailored to your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh ensures that users have access to reliable information when making important financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that all offers are fair and transparent, allowing users to compare rates with confidence. One of the standout features of LendMesh is its focus on verified data. Loan offers come exclusively from legitimate financial institutions, ensuring that users receive accurate and trustworthy information. Furthermore, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. This means you can trust that the comparisons are based solely on your needs and preferences. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. With up-to-date loan rates at your fingertips, you can make informed decisions about which loan option best fits your financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.