Southern Security Credit Union Bartlett TN | Top Auto Loans & Business Banking

Introduction

At Southern Security, we believe that financial services should be as welcoming and supportive as the community we serve. Established in 1949, our branch located at 2795 Kirby Whitten Rd, Bartlett, TN 38134 has proudly grown to serve over 19,600 members. With a strong commitment to our members' needs, we have accumulated assets exceeding $238 million and total deposits of $14,980,666. Our dedicated team of 55 employees, led by CEO Dawn Graeter and Board President Roland Wilks, is here to provide personalized banking solutions tailored just for you. Whether you're seeking auto loans with competitive rates or looking for reliable savings accounts, we have a variety of products designed to meet your financial goals. Currently, we offer a total of 6,126 loans and leases, ensuring that our members have access to the funds they need when they need them. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P O Box 310, Collierville, TN 38027. We invite you to explore our services online at southernsecurity.org or call us at 901-452-7900 during our lobby hours on Tuesday and Thursday from 10:30 AM to 12:30 PM. At Southern Security Credit Union, we're not just about numbers; we are about building lasting relationships with our members and making a positive impact in their lives. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Southern Security has been a cornerstone of the Bartlett community since it first opened its doors in 1949. Founded on the principles of member service and community support, this credit union has grown alongside its members, adapting to their needs while maintaining a strong focus on financial wellness. Over the years, Southern Security has built a reputation for reliability and trust, boasting a total membership of 19,639 individuals who rely on its services. Located at 2795 Kirby Whitten Rd, Bartlett, TN 38134, Southern Security is conveniently situated near local landmarks that make it accessible to all. While members can visit us at this address for in-person assistance, official correspondence should be sent to P O Box 310, Collierville, TN 38027 if needed. The mission of Southern Security is clear: to provide exceptional financial services while fostering a supportive community environment. This commitment extends beyond just banking; it involves actively participating in local initiatives and partnerships that uplift our neighbors and improve the quality of life in Bartlett. From personal banking services like checking and savings accounts to auto loans and mortgage refinancing, we aim to empower our members with tools that help them achieve their financial goals. At Southern Security, we embrace modern advancements to better serve our members. Our online banking platform ensures that you can manage your finances conveniently from anywhere. We also offer mobile payments and e-statements for those who prefer digital solutions. Despite not having ATM or drive-thru services available at this branch, our commitment to accessibility remains strong through friendly staff who are always ready to assist during our operating hours on Tuesdays and Thursdays from 10:30 AM to 12:30 PM. As we look towards the future, Southern Security continues to prioritize community outreach efforts and financial education programs designed to help our members make informed decisions. With total assets amounting to $238,734,879, we are well-positioned to support you through all stages of your financial journey. Join us at Southern Security today and become part of a credit union that cares about your success as much as you do! For more information or assistance, feel free to call us at 901-452-7900 or visit our website at southernsecurity.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Southern Security, we strive to make our branch accessible to everyone. Our facility is compliant with ADA standards, ensuring that all members can navigate our space comfortably. Parking is available right outside the entrance, making it convenient for you to pop in during our lobby hours on Tuesdays and Thursdays from 10:30 AM to 12:30 PM.

Services Offered

Our branch offers a variety of services designed with you in mind. From checking and savings accounts to auto loans and mortgage refinancing, we're dedicated to helping you achieve your financial goals. While we currently don't have ATM or drive-thru services available at this location, our friendly staff is always ready to assist you inside the branch. If you're interested in learning more about what we offer or have specific questions, feel free to give us a call at 901-452-7900. We look forward to welcoming you into Southern Security where your financial well-being is our priority!

Member Eligibility

Becoming a member of Southern Security is like joining a close-knit family where everyone supports one another. If you live, work, or worship in the area, you're already eligible to join us! Whether you're just starting out or looking for a better financial home, our community welcomes you with open arms. At Southern Security, we pride ourselves on offering personalized services that cater to your unique needs, helping you achieve your financial goals with ease. To learn more about the specific eligibility requirements and see if you qualify, check out our detailed information at . When you're ready to open an account and take advantage of our great services, simply visit us at http://www.southernsecurity.org/auto or give us a call at (901) 452-7900. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

Alongside our loan offerings, we provide robust merchant services tailored for everyday operations. Imagine running your retail store or service-based business with ease our payment processing solutions help you accept payments swiftly, whether online or in-person. This means you can focus on what you do best: serving your customers and growing your brand. Located at 2795 Kirby Whitten Rd Bartlett Tn 38134 in Bartlett, TN, we're here to partner with you every step of the way. Let us help you turn your business dreams into reality! For more information, call us at (901) 452-7900 or visit our website at https://southernsecurity.org/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,383,980, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

While we currently do not have ATM services or drive-thru facilities at our branch, we're committed to ensuring you have easy access to your funds through our digital platforms. Our team is always ready to assist you during lobby hours on Tuesday and Thursday from 10:30 AM to 12:30 PM. At Southern Security, we are more than just a credit union; we're part of the community. We invite you to visit us at our Bartlett branch or call us at 901-452-7900 to learn more about how we can assist you in achieving your financial goals. Let us partner with you on this journey!

Business Banking Services

For those managing businesses, we offer comprehensive business banking services, including merchant services and business loans. We know how important it is for you to have reliable financial support while running your operations smoothly.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! These cards not only give you the purchasing power you need but also reward you for every dollar spent. Imagine earning points for travel, dining, or shopping just by using your card for everyday expenses!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Southern Security provides robust online and mobile banking options. You can easily manage your accounts from anywhere using our mobile app or website. With features like online bill pay, e-statements, and person-to-person payment options, staying on top of your finances has never been easier.

Personal Banking Solutions

Managing your personal finances should be straightforward and convenient. At Southern Security, we offer checking and savings accounts that fit your lifestyle, whether you're saving for a special occasion or simply want easy access to your funds. Our auto loans and vehicle financing options make purchasing your dream car easier than ever, with competitive rates designed to help you save. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans are crafted to suit various budgets and situations. We understand that life can throw challenges your way; that's why we provide personal loans and debt consolidation solutions to help you regain control of your finances.

Digital & Online Banking

Key Features

With our online banking services, available at https://southernsecurity.org/, you can easily check your account balances, view transaction history, and transfer funds without stepping foot in a branch. Our 24/7 online banking ensures that you are always in control of your money. Whether it's day or night, your finances are just a click away. For those who prefer using their smartphones, our mobile application makes banking on the go simple and efficient. You can make mobile payments with ease and even send money directly to friends or family through our person-to-person transfer feature. Need to sign documents quickly? We offer electronic signature authorization for added convenience.

Security and Accessibility

Security is a top priority at Southern Security. Our systems are designed to protect your information while providing easy access to all the services you need. Plus, with e-statements available, you'll receive monthly statements right in your inbox no more waiting for paper copies to arrive. Managing your accounts has never been easier or safer. Explore the possibilities of digital banking with us today and experience the freedom that comes with real-time account management. Join us at Southern Security and take advantage of these modern banking tools!

Financial Strength

At Southern Security, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to have confidence in your financial institution, and we strive to deliver that peace of mind every day. With a net worth of $23,493,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $29,749,814 in share certificates and $19,413,948 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,462,573 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,240 in used auto loans and $152,241,322 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 39,798, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Security is your trusted partner. Visit us at 2795 Kirby Whitten Rd Bartlett Tn 38134 or call (901) 452-7900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $20,786,036 in used vehicle loans and $11,183,351 in new vehicle loans, helping members get on the road with confidence. We provide flexible terms and competitive rates that make financing your vehicle straightforward and stress-free.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $6,383,980 provide the capital needed to expand your operations or invest in new projects. We are committed to supporting local businesses as they thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options are here to support you. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,878,675, making buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is ready to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your current loans for better rates or terms, our team can assist you with various refinancing options tailored specifically for you. We believe that everyone deserves a chance at better financial health. We invite you to visit us at our branch located at 2795 Kirby Whitten Rd Bartlett TN 38134 or give us a call at 901-452-7900 during our lobby hours on Tuesday and Thursday from 10:30 AM to 12:30 PM. Discover how we can help you secure the right loan product for your needs today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $2,727,931 in loans available, our credit cards come with rewards that can help you save money while managing your finances effectively.

Loan Aggregator

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