Southern Security Credit Union Bartlett TN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Southern Security in Bartlett, TN! Located at 8058 Us Highway 64, our credit union has been serving the community since 1949, building a legacy of trust and reliability. With a strong commitment to our members, we proudly support over 19,600 individuals who call Southern Security their financial home. Our dedication to providing excellent service is evident in our impressive assets totaling $238,734,879 and total deposits of $14,980,666. At Southern Security, we understand that every member's financial journey is unique. That's why we offer a variety of services ranging from personal banking and auto loans to business loans and online banking solutions. Under the leadership of our CEO, Dawn Graeter, and Board President, Roland Wilks, our team of 55 employees works tirelessly to ensure that your needs are met with care and expertise. While members can visit us at 8058 Us Highway 64, official correspondence should be sent to PO Box 310, Collierville, TN 38027. We invite you to reach out anytime at 901-388-3637 or explore more about our offerings on our website at southernsecurity.org. Join us in making a positive impact on our community through financial empowerment. Whether you're looking for assistance with loans or simply want to open a new account, we're here for you every step of the way. Come visit us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. At Southern Security, we embrace digital advancements that enhance member experiences. Our online banking platform allows you to manage your finances conveniently from anywhere. Plus, with features such as mobile payments and electronic signatures, managing your money has never been easier. We also prioritize accessibility; our branch is compliant with ADA standards, ensuring that everyone can benefit from our services without barriers. For those who prefer face-to-face interactions, our drive-thru service provides quick assistance for deposits and withdrawals.

Join Us!

With operating hours designed for your convenience Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 1:00 PM we are here when you need us most. We invite you to visit us at Southern Security in Bartlett today! Experience firsthand how we can help you secure a brighter financial future. For more information or assistance, feel free to call us at 901-388-3637 or explore our website at Southern Security. Join our family today and see the difference personalized service can make!

Our Mission

Our mission at Southern Security is clear: we strive to provide exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to quality banking products that empower them to achieve their financial goals. From personal banking services like checking and savings accounts to auto loans and mortgages, we are dedicated to helping our members make informed financial decisions. In addition to offering various financial services, we actively engage in community outreach efforts and partnerships. We understand the importance of giving back and supporting local initiatives that enrich the lives of those we serve.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is nestled near several local landmarks, making it a familiar spot for residents. You can find us just a short drive away from the popular shopping areas, ensuring your banking needs are met conveniently while you're out and about. We prioritize accessibility for all members; our location features ADA-compliant entrances and parking spaces so everyone can visit us with ease.

Operating Hours

At Southern Security, we understand that life can get busy. That's why we're open Monday through Thursday from 8:30 AM to 5:00 PM, extending our hours on Friday until 5:30 PM. Need to swing by on Saturday? We're here for you from 9:00 AM to 1:00 PM! Our dedicated staff is ready to assist you during these hours.

Services Offered

We offer a range of services designed to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For those who prefer convenience, we also provide online and mobile banking solutions. Plus, enjoy the ease of drive-thru banking for quick deposits or withdrawals without leaving your vehicle. As a member of Southern Security, you can also take advantage of shared branch transactions if you're part of one of our partner credit unions.

Visit Us Today!

We invite you to experience the friendly service at Southern Security in Bartlett! If you have any questions or need assistance before your visit, feel free to call us at 901-388-3637. We look forward to welcoming you into our branch soon!

Member Eligibility

At Southern Security, we believe that everyone deserves the chance to be part of a caring and supportive community. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in certain areas of Tennessee, you may qualify for membership. We encourage you to check our detailed eligibility criteria on our website at for the most current information. Once you're ready to join us at our branch located at 8058 Us Highway 64 Bartlett Tn 38133, opening an account is simple and can be done online or in person. Our friendly staff is always here to help if you have questions just give us a call at (901) 388-3637. Join us today and start enjoying the many benefits of being part of the Southern Security family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,383,980, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make everyday transactions easier for business owners. Imagine having a reliable partner that simplifies payment processing and helps you manage cash flow effectively. Whether you're selling products online or in-store, our services are designed to meet your needs and enhance customer satisfaction. Located at 8058 Us Highway 64 Bartlett Tn 38133 in Bartlett, TN, we invite you to discover how our business banking and commercial services can help your enterprise thrive. Reach out to us today at (901) 388-3637 to learn more about how we can work together for your business's success!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored Business Banking solutions including merchant services and business loans that help you grow and thrive in today's competitive landscape. Whether you need funds for expansion or tools for efficient cash flow management, we're here to support your entrepreneurial journey.

Convenient Access Options

We understand that convenience is key when it comes to banking. That's why we provide ATM & Cash Withdrawal Services along with basic drive-thru banking for quick deposits and withdrawals. Our shared branch transactions allow members from partner credit unions to perform essential banking tasks like deposits and withdrawals right here at Southern Security.

Credit Cards with Rewards

Our Credit Cards with Rewards are perfect for those who want to earn while they spend. With every purchase, you can accumulate points towards exciting rewards. This means that everyday expenses can contribute towards something special for you!

Get Started Today!

With all these great services available at Southern Security, there's no better time to join our community-focused credit union! If you have any questions or would like more information about how we can assist you, feel free to call us at 901-388-3637. Visit us during our convenient operating hours Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 1:00 PM or check out our website at southernsecurity.org for more details. We look forward to serving you!

Loans for Every Need

If you're in the market for a new car or looking to refinance your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options provide competitive rates and flexible terms. Picture yourself cruising down the road in that new vehicle or enjoying lower monthly payments on your mortgage. Additionally, our Personal Loans & Debt Consolidation services can help you consolidate multiple debts into one manageable payment, making it easier to achieve financial peace of mind.

Personal Banking Solutions

For individuals seeking to manage their day-to-day finances, our Personal Banking options include checking and savings accounts designed to fit various lifestyles. You can effortlessly set up your account online or visit us in person. We know life can be busy, which is why our online and mobile banking services let you manage your accounts anytime, anywhere. Imagine checking your balance while waiting in line at the grocery store or transferring money between accounts with just a few taps on your phone.

Digital & Online Banking

Always Available Support

Our commitment to you doesn't stop when the branch closes. With 24/7 online banking services available, you can check your accounts whenever it suits you best. Whether it's day or night, you have complete control over your finances. At Southern Security, we're dedicated to ensuring that managing your money is as easy as possible. Experience the freedom and flexibility of digital banking today!

Key Features of Our Digital Banking Services

You can easily enroll in e-statements, making it simple to keep track of your transactions without the clutter of paper statements. Plus, if you're on the move, our mobile application lets you manage your accounts directly from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or paying for goods has never been easier. For those who value efficiency, our electronic signature authorization means no more printing or mailing documents. Sign up for loans or agreements quickly and securely online.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 39,798, show a strong and growing member base that trusts us with their finances. This growth reflects our commitment to delivering high-quality services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Security is your trusted partner. Visit us at 8058 Us Highway 64 Bartlett Tn 38133 or call (901) 388-3637 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Members

With $22,462,573 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,240 in used auto loans and $152,241,322 in total loans and leases, we support your financial goals across various sectors.

Member Savings Secured

Members' savings are secured through $29,749,814 in share certificates and $19,413,948 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to operate effectively is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $23,493,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $20,786,036 in used vehicle loans and $11,183,351 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options tailored just for you.

Business Loans

For business owners seeking capital to grow and expand their ventures, our outstanding commercial loans total $6,383,980. These loans can provide the necessary funding for equipment purchases or operational costs. We also offer various refinancing options and eligibility assessments tailored to fit your needs. Whether you're considering refinancing an existing loan or exploring new opportunities, our team is here to assist you every step of the way. Our commitment extends beyond just providing loans; it's about building relationships with our members and supporting their financial well-being. For more information on any of our loan products or to discuss which option might be best for you, please reach out at 901-388-3637. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Southern Security, we are ready to partner with you on your financial journey!

Credit Options

For those needing flexible spending solutions, we also offer unsecured credit card loans with a total of $2,727,931 available. These cards can help manage everyday expenses while allowing you to build credit effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to make buying or refinancing straightforward. We provide Junior Lien 1-4 Family Residential Properties loans totaling $8,878,675. This means that whether you're a first-time buyer or looking to refinance your current mortgage, we have the tools and expertise to guide you through the process.

Loan Aggregator

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SOUTHERN SECURITY FEDERAL CREDIT UNION - Bartlett, TN