SOUTHERN SECURITY FEDERAL CREDIT UNION

Welcome to Southern Security, your trusted financial partner located at 6717 Airways Blvd Ste 100, Southaven, MS 38671. Since our establishment in 1949, we have dedicated ourselves to providing exceptional service and financial solutions tailored to meet the needs of our community. With a total membership of 19,639 and assets exceeding $238 million, we stand as a pillar of support for individuals and families in Southaven and beyond. At Southern Security, we believe that banking should be personal. Our friendly team is committed to helping you navigate your financial journey with confidence. Whether you're looking for auto loans, mortgage options, or personal banking services, we have a variety of products designed just for you. Our total deposits amount to an impressive $14,980,666, reflecting the trust placed in us by our valued members. Under the leadership of CEO Dawn Graeter and Board President Roland Wilks, we continuously strive to enhance our offerings while ensuring that every member feels valued and heard. We are proud to maintain a robust net worth of $23,493,414 and cash reserves of $3,778,257, which allows us to invest in our services and community. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P O Box 310, Collierville, TN 38027. Feel free to reach out to us at 901-452-7900 or explore more about what we offer on our website here. Join us today and experience the Southern Security difference where your financial success is our priority!

At Southern Security, we take pride in our rich legacy and commitment to the community. Founded in 1949, our branch has been a cornerstone of financial support for residents in Southaven, Mississippi. Over the years, we have grown alongside our members, adapting to their needs while staying true to our mission of providing accessible financial services. Located at 6717 Airways Blvd Ste 100, Southaven, MS 38671, our branch is not only a place for banking but also a hub for community engagement. As we celebrate over seven decades of service, we are proud to have cultivated a membership base of 19,639 individuals who trust us with their financial goals. Our total assets now exceed $238,734,879, demonstrating our stability and commitment to serving our members effectively. Southern Security's mission is clear: we aim to empower our members through personalized financial solutions while fostering a sense of community. We believe in offering more than just banking services; we strive to make a positive impact on the lives of those we serve. Whether it's through competitive auto loans, mortgage options, or credit cards with rewards, we focus on helping our members achieve their dreams. While you can visit us at 6717 Airways Blvd Ste 100, any official correspondence should be directed to P O Box 310, Collierville, TN 38027. Our operating hours are Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to reach us at your convenience. For immediate assistance or inquiries, feel free to call us at 901-452-7900. In addition to traditional banking services, we prioritize modern conveniences like online and mobile banking. Our commitment extends beyond just financial transactions; we actively participate in community outreach programs and partner with local organizations to uplift those around us. As technology advances and member needs evolve, we remain dedicated to ensuring that everyone can access our services easily. With features such as ATM availability and shared service centers nearby, we are here for you when you need us most. Join us at Southern Security and experience the difference that comes from being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future!

Joining the Southern Security community opens up a world of financial opportunities and support tailored just for you. If you're looking to become a member, it's simpler than you might think! Generally, eligibility extends to those who live, work, worship, or attend school in the Southaven area. This means that if you're part of our vibrant local community, you likely qualify for membership. Plus, being a member comes with fantastic benefits like competitive loan rates and personalized service that really makes a difference in your financial journey. For detailed eligibility criteria and any updates, feel free to check out our website at . Getting started is easy! You can open an account online or visit us directly at 6717 Airways Blvd Ste 100, Southaven, MS 38671. If you have questions or need assistance, don't hesitate to call us at (901) 452-7900. We're here to help you every step of the way as you take this exciting step towards becoming part of our family at Southern Security!

At Southern Security, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for achieving your goals. With a net worth of $23,493,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $29,749,814 in share certificates and $19,413,948 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,462,573 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $152,241,322 in total loans and leases available to help you meet your financial needs. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 39,798, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Security is your trusted partner. Visit us at 6717 Airways Blvd Ste 100 Southaven MS 38671 or call 901-452-7900 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

At Southern Security, we understand that life comes with its own set of financial needs, whether it's purchasing a car, buying a home, or managing everyday expenses. That's why we offer a variety of loan products designed to help our members achieve their goals. Located at 6717 Airways Blvd Ste 100, Southaven, MS 38671, you can reach us at 901-452-7900 for more information about our offerings. With over 6126 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly noteworthy; if you're looking to buy a new car, our auto loans feature some of the lowest rates in the industry. We have already issued over $20,786,036 in used vehicle loans and $11,183,351 in new vehicle loans to help our members get on the road. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $8,878,675, making buying or refinancing simple and accessible. If you're a business owner, consider our outstanding commercial loans that total $6,383,980, providing the capital needed to grow and expand your business. In addition to these offerings, we also provide flexible terms on unsecured credit card loans. We have issued a total of $2,727,931 in unsecured credit card loans to assist our members in effectively managing their finances. We recognize that refinancing options can be beneficial for many borrowers. If you're considering refinancing your existing loans or exploring eligibility for any of our products, please don't hesitate to contact us. Our team is here to guide you through the process and find the best solutions tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or check out our website at Southern Security for more information on how we can help you with your financial journey!