SOUTHERN LAKES CREDIT UNION

Welcome to Southern Lakes, your trusted credit union located at 5001 60Th St, Kenosha, WI 53144. Since our establishment in 1935, we have proudly served our community and built lasting relationships with our members. With a total membership of over 10,000, we are dedicated to providing personalized financial services that meet your needs. At Southern Lakes, we understand the importance of financial stability. That's why we manage total assets of $103,963,467 and offer various products such as auto loans, mortgages, and personal loans. With $15,979,805 in total deposits and a net worth of $9,984,512, you can trust us to safeguard your finances while helping you achieve your financial goals. Our experienced team is led by CEO John Lyon and Board President John Morrissey, who are committed to ensuring that every member receives exceptional service. Whether you're looking to open a new account or explore loan options, our friendly staff is here to assist you every step of the way. While members can visit us at our branch for in-person assistance, official correspondence should be sent to the same address: 5001 60th Street, Kenosha, WI 53144. You can also reach us at 262-694-1600 for any inquiries or support. Join us at Southern Lakes today and experience the difference a community-focused credit union can make in your life! Visit our website at southernlakescu.org to learn more about our services or apply for membership online. Your financial journey starts here!

At Southern Lakes, we believe that becoming a member is more than just opening an account; it's about joining a community that cares about your financial well-being. To become part of our welcoming family, you'll find that eligibility is designed to be straightforward and inclusive. Generally, anyone who lives or works in our local area can join us. Whether you're looking for personal banking solutions, auto loans, or even business services, we're here to support you every step of the way. If you're curious about the specific requirements for membership, feel free to check out our detailed eligibility criteria at https://www.southernlakescu.org/membership/ . Once you're ready to take the next step, opening an account is quick and easy! You can start the process by visiting us at https://www.southernlakescu.org/loans/ or simply give us a call at (262) 694-1600. We're located at 5001 60Th St Kenosha Wi 53144, and our friendly staff is excited to help you get started on your journey with us!

At Southern Lakes, we understand that managing your finances should be simple and secure. Our digital and online banking services are designed with your convenience in mind, allowing you to handle your banking needs anytime, anywhere. With our robust online banking platform available at https://www.southernlakescu.org/ , you can access your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. Plus, our e-statements feature allows you to view your account statements electronically, making it easier to keep track of your financial activities without the hassle of paper. If you're always on the go, our mobile application has got you covered. You can manage your accounts directly from your smartphone or tablet. Although we currently do not offer mobile payments, rest assured that our app provides essential features like person-to-person transfers. This means sending money to friends or family is quick and easy perfect for splitting bills or sharing expenses! Security is a top priority for us. While we do not offer electronic signature authorization at this time, our online banking services use advanced security measures to keep your information safe. You can have peace of mind knowing that your transactions are protected. Overall, Southern Lakes strives to provide a user-friendly experience so that you can take control of your finances with ease. Whether it's through our website or mobile app, we are here to support you every step of the way!

At Southern Lakes, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that a strong financial foundation is essential for you to feel secure in your banking decisions. That's why we are proud to share our financial strength with you. With a net worth of $9,984,512, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,238,813 in share certificates and $22,150,751 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,283,611 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $26,650 in used auto loans and a total of $70,658,155 in loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $282,316, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 17,000, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Lakes is your trusted partner. Visit us at 5001 60Th St Kenosha Wi 53144 or call 262-694-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.