Southern Coastal Credit Union | Basic ATM & Drive-Thru Banking

Introduction

Welcome to southern-coastal, a trusted financial partner established in 1973 and headquartered in the vibrant city of Biloxi, MS. Under the leadership of CEO Alison Crawford and Board President Harold Windom, our mission is to empower our members through comprehensive financial services that foster community development and support for military members. We are proud to be federally insured by NCUA since 1/7/1974 0:00, ensuring your deposits are safe and secure.

At southern-coastal, we believe in making banking accessible and straightforward. Our modern banking tools, including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, and e-signature authorization, provide you with the flexibility to manage your finances at your convenience. Although we currently do not offer mobile payments, our commitment to member-first service remains unwavering. Explore more about us at https://socofcu.org/, or feel free to reach out via fax at (228) 435-6364. Join us as we continue to build a financially empowered community together.

Financial Services

At Southern Coastal Credit Union, we pride ourselves on offering a diverse range of financial services designed to meet the unique needs of our members. With our ATM services, basic drive-thru banking for deposits and withdrawals, and easy access to balance checks through our ATMs, managing your everyday banking has never been more convenient. In addition to these traditional services, we have embraced digital innovation, providing robust online banking options that allow you to manage your finances anytime, anywhere. Our mobile app further enhances this experience, enabling you to make person-to-person transfers effortlessly while staying on top of your e-statements and utilizing electronic signatures for quick document processing.

Whether you're planning for life's milestones or looking to grow your small business, our range of financial solutions is tailored to support you every step of the way. We understand that accessibility is crucial; therefore, we invite potential members to explore eligibility at . For those interested in financing options, comparing loans or checking rates can be easily accomplished through https://www.lendmesh.com. Our dedicated team is here to provide personalized support—feel free to reach out at (228) 435-6364 for any inquiries. At Southern Coastal Credit Union, we are committed to empowering our members with the tools they need for financial success.

Financial Highlights

Southern Coastal Credit Union has established itself as a trusted financial partner for its members in the Biloxi area and beyond. With a robust total membership of 1,552, this credit union fosters a sense of community and belonging, ensuring that every member’s voice is heard. The institution boasts impressive total assets amounting to 12,942,979, reflecting its solid financial foundation and capacity to serve its members effectively.

With a net worth of 2,408,088 and a strong net worth ratio of 1,861, Southern Coastal demonstrates exceptional stability and resilience in today’s dynamic financial landscape. These metrics are not just numbers; they signify the credit union's commitment to safeguarding member interests while promoting growth and sustainability. The net income of 27,829 further illustrates the credit union's ability to generate value for its members, paving the way for enhanced services and products tailored to meet diverse financial needs.

In terms of deposits, Southern Coastal has amassed an impressive total of 2,455,064, showcasing member trust and confidence in the institution. Furthermore, with a portfolio that includes 1,107 loans and leases, Southern Coastal is dedicated to supporting its members through various financing options, whether it's for auto loans or personal needs. The credit card loan volume stands at 530, illustrating the availability of flexible credit solutions for members looking to manage their spending efficiently.

The strength of Southern Coastal Credit Union is reinforced by its dedicated workforce of 6 employees who are committed to providing exceptional service. This level of personalized attention ensures that members receive not only competitive rates but also guidance tailored to their unique circumstances.

As a member-focused institution, Southern Coastal takes pride in transparency, community engagement, and fostering long-term relationships with its members. Insights into performance metrics like these are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, providing assurance that you are partnering with a credible institution grounded in sound financial practices.

For those seeking to explore financing options or compare loan offers, look no further than Southern Coastal Credit Union. Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.

Southern Coastal CU

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