Southern Chautauqua Credit Union Lakewood NY

Introduction

Welcome to Southern Chautauqua, your trusted financial partner located at 110 Mall Blvd, Lakewood, NY 14750. Established in 1954, we have proudly served our community for nearly seven decades, building a strong foundation of trust and reliability with our 19,487 members. With total assets reaching an impressive $148,727,191, we are committed to helping you achieve your financial goals. At Southern Chautauqua, we understand the importance of financial security. That's why we offer a range of services designed to meet your needs from savings accounts to loans. Currently, we manage over $4,710,914 in deposits and have provided 8,889 loans to our members. With a net worth of $23,817,206, you can rest assured that your money is in good hands. Our dedicated team is led by CEO John Felton and Board President William Caldwell, who are passionate about fostering a supportive environment for all members. Together with our staff of 74 employees, they work diligently to ensure that every interaction is positive and beneficial. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 168 E Fairmount Ave, Lakewood, NY 14750. We invite you to explore our services further by visiting our website at 665-7000.com or giving us a call at 716-665-7000. Join us in securing your financial future today!

Branch History & Mission

Our Journey

From the very beginning, Southern Chautauqua was founded on the principles of community support and member-focused service. We have navigated through decades of change while remaining steadfast in our mission to provide accessible financial services that cater to the needs of our diverse membership. Our total assets now stand at an impressive $148,727,191, reflecting not only growth but also the trust our members place in us. Over the years, we've implemented various initiatives aimed at enhancing member experience. From introducing online banking to offering mobile payment options, we continually strive to meet the evolving needs of our members while ensuring compliance with ADA standards. We believe that everyone deserves access to financial services that are easy to use and understand.

Our Mission

At Southern Chautauqua, our mission is clear: to empower our members financially while actively contributing to the well-being of our community. We offer a wide range of products and services designed to support your financial goals from auto loans and savings accounts to educational resources aimed at promoting financial literacy. We also recognize the importance of giving back. Our partnerships with local organizations allow us to engage in community outreach efforts that make a real difference. Whether it's sponsoring local events or participating in charity drives, we are dedicated to being more than just a credit union; we aim to be a vital part of Lakewood's fabric. While members can visit us at 110 Mall Blvd, official correspondence should be sent to 168 E Fairmount Ave, Lakewood, NY 14750. We invite you to explore all that Southern Chautauqua has to offer. Join us today and become part of a community-focused credit union committed to your financial success! For more information or assistance, please call us at 716-665-7000 or visit our website at Southern Chautauqua.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We ensure that everyone can easily access our services. You'll find ADA-compliant features and ramps to make your visit as smooth as possible. Plus, there's ample parking available for your convenience.

Call to Action

If you're looking for a friendly place where banking feels personal, come visit us at Southern Chautauqua! Have questions? Give us a call at 716-665-7000. We can't wait to welcome you into our branch and help you achieve your financial goals!

Operating Hours & Services

We understand that life gets busy, which is why we strive to offer flexible hours that work for you. Our dedicated team is ready to assist during our operating hours, ensuring you receive the support you need when you need it. Although we currently do not offer drive-thru service or ATM availability at this location, we're committed to providing personalized service that meets your financial needs.

Member Eligibility

At Southern Chautauqua, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming, designed for individuals who share our values. If you live, work, or attend school in Chautauqua County, you're already eligible to join us! We also invite family members of existing members to enjoy the benefits of membership. This means you can easily tap into our range of services tailored just for you. For more detailed eligibility criteria, feel free to check out this link: https://www.shareteccu.com/app/scfcu/viewapp?id=491 . Once you're ready to join, opening an account is a breeze! Just visit us at 110 Mall Blvd Lakewood Ny 14750, or give us a call at (716) 665-7000 to learn more about the steps involved. With memberships like yours, we can grow together and create a stronger community. Explore all the advantages waiting for you at Southern Chautauqua! To start your journey today, check out this link for account opening details: https://www.shareteccu.com/app/scfcu/viewapp?id=491 .

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that streamline your payment processes. Imagine having the ability to accept payments from customers seamlessly whether they're shopping online or at your storefront. Our services can make transactions easier for both you and your customers, enhancing their experience while improving your cash flow. If you're located in Lakewood, NY, visit us at 110 Mall Blvd Lakewood Ny 14750 or give us a call at (716) 665-7000. Let's work together to build the future of your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not funded any commercial loans, we recognize the importance of flexible financing solutions. We're here to help when you're ready to take the next step.

Comprehensive List Of Services

Join Us Today!

Ready to explore what we can do for you? Whether it's learning more about how our ATM services can assist you or discovering future offerings, we invite you to become part of the Southern Chautauqua family. Visit us today at 110 Mall Blvd Lakewood Ny 14750 in Lakewood, NY, and take the first step toward a better banking experience!

Our Services Tailored for You

Our commitment to you is reflected in the services we offer. While we currently provide ATM Services Only, this option ensures that you have easy access to your funds whenever you need them. Picture yourself on the go, needing cash for a spontaneous outing or an unexpected expense; our ATMs are conveniently located to help you retrieve your money quickly and safely. In addition to cash access, we also prioritize digital convenience. We understand that life can get busy, and that's why we encourage members to take advantage of online banking features. From checking your account balance to transferring funds, managing your finances has never been easier. Our mobile app allows you to perform these tasks right from your phone, so whether you're at home or out and about, you'll always be connected.

Why Choose {{branch_name}}?

Choosing Southern Chautauqua means choosing a credit union that puts its members first. With personalized service and community-oriented values, we aim to foster long-term relationships with all our members. We believe in empowering you with the tools and resources needed for financial success. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at (716) 665-7000 for more information about our services or visit us online at https://www.665-7000.com/ .

Digital & Online Banking

Key Services

With just a few clicks on our website, available at https://www.665-7000.com/ , you can access 24/7 online banking services. This means no more waiting in lines or rushing to the bank before closing time. You can check your account balance, transfer funds, and pay bills all from the comfort of your home or on-the-go. For those who prefer convenience, our mobile application makes banking even easier. It's user-friendly and allows you to complete transactions quickly, ensuring you're always in control of your finances. Plus, if you're a fan of modern payment methods, our mobile payments feature lets you make quick purchases right from your phone.

Security and Accessibility

Your security is our top priority. We utilize electronic signature authorization for safe transactions, making sure that every action taken on your account is protected. Additionally, e-statements are available, allowing you to view your financial documents securely online without the clutter of paper statements. While person-to-person transfers aren't currently offered, we're continually looking to enhance our services based on member feedback. Our aim is to provide an accessible experience that meets all your banking needs. In summary, whether you're using our website or mobile app, managing your accounts has never been easier or more secure. Experience the freedom of modern banking with Southern Chautauqua today!

Financial Strength

Commitment to Growth

With $17,433,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,440 in used auto loans and $116,863,727 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

We have achieved a strong member base with a total of 41,663 accounts. This trust is what drives us to continually improve our services for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Chautauqua is your trusted partner. Visit us at 110 Mall Blvd Lakewood Ny 14750 or call (716) 665-7000 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $27,848,290 in share certificates and $13,146,574 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,515,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $23,817,206, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,601 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in refinancing options or want to learn more about eligibility requirements, please feel free to reach out. You can contact us at (716) 665-7000 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We believe in transparency and are dedicated to ensuring our members make informed financial decisions. Visit us at 110 Mall Blvd Lakewood Ny 14750 in Lakewood, NY, or explore more about our offerings online at https://www.665-7000.com/ . Your journey towards better financial health starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $53,544,597 in used vehicle loans and $11,859,649 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have financing solutions tailored just for you.

Credit Lines and Unsecured Loans

For those who need flexible funding solutions, we also offer credit lines with a total of $20,900,000 available. This can be an excellent way to manage unexpected expenses or finance larger purchases without the stress of high-interest rates. We also provide unsecured credit card loans to help our members manage their finances effectively. Although there are currently no unsecured credit card loans available, we're committed to offering this option when it becomes feasible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,720,225, make buying or refinancing simple. Owning a home is an important step towards financial security, and our team is here to guide you through every stage of the process.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory guidelines ensures that all offers presented are fair and transparent, allowing users to make informed choices without the worry of hidden fees or misleading terms.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make well-informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how LendMesh can lead to significant savings for everyday borrowers. Ready to find your best loan rates? Compare real-time loan offers today at LendMesh and discover the options that fit your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION