SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION

Welcome to Southern Chautauqua, your trusted financial partner in the heart of Falconer, NY. Located at 2 East Ave N, we have been serving our community since 1954, growing alongside our members to create a foundation built on trust and support. With a strong commitment to providing personalized banking solutions, we currently boast a membership of 19,487 and total assets exceeding $148 million. At Southern Chautauqua, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our total deposits stand at an impressive $4,710,914, reflecting our members' confidence in us as their go-to credit union. While you can visit us at our Falconer location, please note that official correspondence should be directed to our mailing address at 168 E Fairmount Ave, Lakewood, NY 14750. This ensures that your communications reach us promptly. Under the leadership of CEO John Felton and Board President William Caldwell, we are dedicated to fostering financial wellness within our community. Our team of 74 employees is here to assist you with a personal touch, ensuring that every interaction is meaningful. Whether you're looking for competitive loan rates or robust online banking options, we are here for you. Explore what makes Southern Chautauqua special by visiting our website at 665-7000.com or give us a call at 716-665-7000. We're excited to help you achieve your financial goals!

Becoming a member of Southern Chautauqua is like joining a close-knit family that truly cares about your financial well-being. If you're in the Falconer area, you'll find it easy to qualify for membership. Generally, anyone who lives, works, worships, or attends school in Chautauqua County can join us! We believe that everyone deserves access to personalized financial services designed to help you thrive. For more details on the specific eligibility requirements, feel free to check out our website at https://www.shareteccu.com/app/scfcu/viewapp?id=491 . Opening an account is just as straightforward. You can visit us at our branch located at 2 East Ave N Falconer Ny 14733, where our friendly staff is ready to assist you. Alternatively, you can start your application online anytime by visiting https://www.shareteccu.com/app/scfcu/viewapp?id=491 . If you have questions or need assistance, don't hesitate to call us at (716) 665-7000. We're here to help you every step of the way as you embark on your journey with Southern Chautauqua!

At Southern Chautauqua, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and sound banking environment where your money is secure and can grow. With a net worth of $23,817,206, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,601 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,848,290 in share certificates and $13,146,574 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,515,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,433,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,440 in used auto loans and a total of $116,863,727 in loans and leases. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our community is evident in the 41,663 total share accounts we maintain. This shows a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments stand at $221,591. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Chautauqua is your trusted partner. Visit us at 2 East Ave N Falconer Ny 14733 or call (716) 665-7000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*