SOUTHEASTERN CREDIT UNION

Welcome to Southeastern, your trusted financial partner located at 1514 Baytree Rd, Valdosta, GA 31602. Since our establishment in 1953, we have proudly served our community with dedication and a commitment to helping our members achieve their financial goals. With over 24,180 members and total assets of $376,573,868, we are here to provide you with the personalized banking services that you deserve. At Southeastern, we understand that every member's financial journey is unique. Whether you're looking to secure an auto loan, open a savings account, or explore mortgage options, our experienced team is ready to assist you. We currently manage $11,000,581 in deposits and offer a variety of loans totaling 8,588 showing our strong commitment to supporting both personal and business needs. Our leadership team, including CEO E Michael Gudely and Board President Charles Eidson, is dedicated to ensuring that your experience with us is nothing short of exceptional. We believe in transparency and trustworthiness, which is why we maintain a strong net worth of $40,216,549 and have cash on hand amounting to $4,475,095. While members can visit us at our branch location for all their banking needs during our convenient hours Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM official correspondence should be sent to the same address: 1514 Baytree Rd, Valdosta, GA 31602. Join us today and discover how Southeastern can help you navigate your financial landscape with confidence. For any questions or assistance, feel free to call us at (229) 244-2732. We look forward to serving you!

Welcome to Southeastern at the Baytree Rd Branch, your friendly neighborhood credit union located at 1514 Baytree Rd in beautiful Valdosta, GA. Our branch is situated conveniently near key landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're visiting us after a trip to nearby Valdosta State University or heading back from shopping at the local mall, we are here to serve you. At Southeastern, we understand that accessibility is important. Our branch features ADA-compliant facilities, ensuring that everyone can enjoy our services comfortably. Plus, we offer ample parking right outside our door, so you can park with ease when you visit us. We are proud to provide a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got your financial needs covered. You can also take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your vehicle perfect for those busy days! Our operating hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We are always here when you need us! If you're looking for convenient access to cash, our ATM is available on-site for quick withdrawals and balance checks whenever you need it. While members can visit us at 1514 Baytree Rd, official correspondence should be sent to the same address as well. For any questions or assistance, feel free to give us a call at 229-244-2732. Ready to experience great service? We invite you to come by the Southeastern Baytree Rd Branch today!

At Southeastern, we believe that everyone deserves a supportive financial community. Becoming a member is simple and open to anyone who lives, works, or worships in our area, as well as their family members. Whether you're looking to save for the future or finance a new vehicle, joining us means gaining access to personalized service and a range of financial products tailored just for you. We pride ourselves on being approachable and inclusive, ensuring that every member feels valued. To learn more about the specific eligibility requirements, feel free to check out our detailed information at this link. If you're ready to take the next step towards membership, opening an account is easy! You can start the process online by visiting this page. If you have any questions along the way, don't hesitate to call us at (229) 244-2732. We're here to help you on your journey!

At Southeastern, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that supports our community and ensures your peace of mind. With a net worth of $40,216,549, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $83,964,833 in share certificates and $54,047,335 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,010,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we currently have $27,838,1749 in total loans and leases, including 2,242 used auto loans that support your financial goals across various sectors. Our commitment to operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $868,142. Total Share Accounts reach 47,686, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeastern is your trusted partner. Visit us at 1514 Baytree Rd Valdosta Ga 31602 or call 229-244-2732 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.