SOUTHEASTERN CREDIT UNION - Valdosta, GA

Welcome to Southeastern, your trusted partner in financial services located at 3501 N Valdosta Rd, Valdosta, GA 31602. Since our establishment in 1953, we have proudly served our community with integrity and commitment. With a growing membership of 24,180, we're more than just a credit union; we're a family that believes in empowering each member on their financial journey. At Southeastern, we understand that every financial decision matters. That's why we've built a solid foundation with total assets of $376,573,868 and total deposits reaching $11,000,581. Our diverse range of services includes personal banking solutions like checking and savings accounts, auto loans, mortgage financing, and business banking options designed to meet your needs. We currently manage 8,588 loans and leases, ensuring that our members have access to the funds they require for their dreams and aspirations. Our leadership team is dedicated to providing you with exceptional service. Led by CEO E Michael Gudely and Board President Charles Eidson, our staff of 93 employees is always ready to assist you. If you're looking for a reliable place to grow your finances or need guidance on loans and investments, our doors are open. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 2067, Valdosta, GA 31604. With a net worth of $40,216,549 and cash in hand totaling $4,475,095, we stand strong in our mission to support our members' financial health. We invite you to explore all that Southeastern has to offer by visiting our website at southeasterncu.com or calling us directly at (229) 244-2732. Join us today and experience the difference of being part of a credit union that truly cares about its members!

At Southeastern, we take pride in our rich legacy and commitment to serving the Valdosta community since our establishment in 1953. Located at 3501 N Valdosta Rd, Valdosta, GA 31602, our branch has grown alongside our members, evolving to meet their financial needs while fostering a supportive environment. Over the years, we have expanded our services to include personal banking, auto loans, mortgage options, and business banking solutions, all designed to empower our members on their financial journeys. Our mission is clear: we are dedicated to providing exceptional financial services while uplifting our community. With a total membership of 24,180 and assets reaching $376,573,868, we focus on building strong relationships with each member. We understand that financial success is not just about numbers; it's about people. Our team is committed to offering personalized guidance and support tailored to your individual goals. As we continue to adapt in a rapidly changing world, Southeastern embraces digital advancements to enhance your banking experience. We provide online banking, mobile payments, and electronic statements for added convenience. Our facilities are ADA compliant, ensuring everyone can access our services without barriers. In addition to serving our members' financial needs, we actively engage in community outreach initiatives. From partnering with local organizations to hosting events that benefit those in need, we strive to make a positive impact beyond the walls of our branch. While you can visit us at 3501 N Valdosta Rd, official correspondence should be sent to PO Box 2067, Valdosta, GA 31604 if you prefer mail communication. Our operating hours are Monday through Thursday from 9 AM - 5 PM and Friday from 9 AM - 6 PM. We also offer ATM access and drive-thru services for your convenience. Join us at Southeastern and discover the many benefits of being a member of our credit union family. Whether you're looking for checking accounts, savings options or loans tailored to your needs, we're here for you every step of the way. Together, let's build a brighter financial future! For more information or to become a member today, call us at 229-244-2732 or visit us online at Southeastern CU.

At Southeastern, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and open to those who live, work, or worship in our area, as well as their family members. It's our way of welcoming you into a financial family that prioritizes your needs and aspirations. We offer a range of services tailored to help you thrive, from personal banking to loans and credit options that suit your lifestyle. To learn more about the specific eligibility requirements, feel free to check out the details at http://www.southeasterncu.com/become-a-member . When you're ready to take the next step, opening an account is just as easy! You can start the process online at https://applynow.southeasterncu.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad6tvgtsd8clrbbn-tfxejnyxgtm0de8dcpvtnrw9s-juqsgtuaqlkqyvzedbtdy9_h2tyxlev8mxz9bpxvfi9l4qmfhswomkdaxithoehyzq or give us a call at (229) 244-2732 if you have any questions. We're located at 3501 N Valdosta Rd Valdosta Ga 31602, and we can't wait to welcome you through our doors!

At Southeastern, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health and commitment to serving you better. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $40,216,549, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $83,964,833 in share certificates and $54,047,335 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,010,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $2,242 in used auto loans and $278,381,749 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The funds available for lending and investments stand at $868,142, showing our capacity to support your needs effectively. With a total of 47,686 share accounts, we have built a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeastern is your trusted partner. Visit us at 3501 N Valdosta Rd Valdosta Ga 31602 or call (229) 244-2732 to learn more about how we can help you achieve your financial goals.