Southeastern Credit Union Tifton GA | Affordable Auto Loans & ATM Access

Introduction

Welcome to Southeastern, your trusted financial partner located at 2212 Tift Ave N, Tifton, GA 31794. Since our establishment in 1953, we have proudly served our community, growing to a membership of over 24,180 individuals. Our commitment is not just to provide banking services but to empower our members with the financial tools they need to achieve their goals. At Southeastern, we understand that financial decisions can shape futures. With total assets exceeding $376,573,868 and deposits reaching $11,000,581, we are dedicated to ensuring your money works hard for you. Whether you're looking for personal loans, auto financing, or business banking services, our diverse offerings can meet your unique needs. We currently manage a robust loan portfolio of 8,588 loans and leases, reflecting our dedication to supporting our members' dreams. Our team of 93 employees, led by CEO E Michael Gudely and Board President Charles Eidson, is here to provide personalized service with a smile. We are proud to offer accessible services such as online banking and mobile payments for your convenience. If you're interested in reaching out or visiting us, please feel free to call us at (229) 387-6400 during our business hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. While members can visit us at our Tifton branch location, official correspondence should be sent to the same address: 2212 Tift Ave N, Tifton, GA 31794. Join us in making a positive impact on our community your financial success is our mission! For more information about how we can assist you today, explore our website at southeasterncu.com, or consider becoming a member here. Let's work together towards a brighter financial future!

Branch History & Mission

Welcome to the Southeastern Tifton Branch, a cornerstone of our community since 1953. Nestled in the heart of Tifton, Georgia, at 2212 Tift Ave N, our branch has a rich history of supporting local families and businesses. With a commitment to fostering financial well-being, we have grown alongside our members, expanding our services and outreach to meet their evolving needs. Over the years, Southeastern has evolved from a small credit union into a robust financial institution with over 24,180 members and total assets exceeding $376,573,868. Our mission is clear: to provide exceptional financial services while actively contributing to the community's growth. We aim to empower our members through personalized banking solutions that include checking and savings accounts, auto loans, mortgages, and business banking services. Our journey has been marked by significant milestones, including the introduction of innovative digital banking options that enhance member experience. Today, we offer online banking and mobile payment services that allow our members to manage their finances conveniently from anywhere. We also ensure accessibility for everyone by maintaining ADA compliance in all our facilities. At Southeastern, we believe in giving back. Our partnerships with local organizations enable us to support various community initiatives and outreach programs that make a real difference in people's lives. Whether it's sponsoring local events or providing financial education workshops, we are dedicated to uplifting those around us. While you can visit us at 2212 Tift Ave N, official correspondence should be sent to the same address as our mailing address. Our branch is equipped with an ATM for your convenience and features drive-thru banking services for quick transactions. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9 am to 5 pm and Friday from 9 am to 6 pm. Join us today at Southeastern Credit Union and experience firsthand the benefits of membership! Discover how we can help you achieve your financial goals while being part of a community-focused organization. For more information or to become a member, feel free to call us at 229-387-6400 or visit our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Southeastern, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and wide doorways to ensure everyone can access our services comfortably. Whether you prefer visiting us inside or using our drive-thru service for simple transactions like deposits and withdrawals, we've got you covered.

Operating Hours

We understand that life gets busy. That's why we're open Monday through Thursday from 9 AM to 5 PM and extend our hours on Friday until 6 PM. This gives you plenty of time to come in during the week or swing by after work on Fridays!

Services Offered

Our Tifton Branch offers a variety of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, you'll find everything under one roof. We also provide online and mobile banking options so you can manage your finances on the go. If you need cash quickly, feel free to use our ATM available on-site for hassle-free withdrawals and balance checks. Ready to experience friendly service combined with community-focused banking? Give us a call at 229-387-6400 or stop by today! Our dedicated team is eager to assist you with all your banking needs at Southeastern's Tifton Branch.

Member Eligibility

At Southeastern, we believe that joining our community is about more than just banking it's about being part of a supportive family that truly cares. Becoming a member is straightforward and welcoming. If you live, work, worship, or go to school in Tift County, you're already eligible! We invite you to explore the many advantages of membership, from personalized service to competitive rates on loans and savings accounts. For the full eligibility criteria, feel free to check out our website at http://www.southeasterncu.com/become-a-member. Opening an account with us is easy and convenient. You can begin your journey towards membership online by visiting https://applynow.southeasterncu.com/apply.aspx?enc=kw21wblm1yxpjjabdozad6tvgtsd8clrbbn-tfxejnyxgtm0de8dcpvtnrw9s-juqsgtuaqlkqyvzedbtdy9_h2tyxlev8mxz9bpxvfi9l4qmfhswomkdaxithoehyzq or simply give us a call at (229) 387-6400 if you have any questions. We're here to help you every step of the way! Come visit us at our branch located at 2212 Tift Ave N Tifton Ga 31794, where you'll find a friendly team ready to assist you with all your financial needs.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $449 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,949,543, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine processing payments quickly and securely, giving your customers peace of mind while you focus on what you do best growing your business. Our merchant services offer easy-to-use tools that help you manage transactions efficiently, ensuring you never miss a sale. Visit us at 2212 Tift Ave N, Tifton, GA 31794, or call us at 229-387-6400 to learn how our tailored business banking solutions can help your enterprise thrive.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we've got you covered too! Our business banking services, including merchant services and business loans, can help take your company to the next level. Imagine having the right support to manage cash flow and invest in growth.

Credit Cards with Benefits

Our credit cards with rewards are designed to make every purchase count. Whether you're buying groceries or booking travel, earn points that can be redeemed for exciting rewards!

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our online and mobile banking, managing your finances has never been easier. Pay bills, transfer funds, or check balances all from the palm of your hand. Plus, enjoy access to ATMs for quick cash withdrawals or balance checks anytime you need.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions, our basic drive-thru banking allows you to conduct deposits, withdrawals, and simple transactions without leaving your car. Our ATMs are also available for easy access whenever you're on the go. We invite you to visit us at our branch located at 2212 Tift Ave N Tifton Ga 31794, or give us a call at (229) 387-6400 if you have any questions about our services or how we can assist you further. Ready to take the next step? Explore what we have to offer by visiting our website at Tifton Branch or start your membership journey today! Your financial well-being is our priority at Southeastern!

Loans Made Easy

Need a new car? Our auto loans and vehicle financing options are here for you. Picture driving off in a reliable vehicle without the stress of complicated loan terms. We also provide mortgage loans and refinancing options, making homeownership more accessible than ever. If you're looking to consolidate debt, our personal loans are perfect for simplifying your finances.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services like checking and savings accounts designed to help you reach your financial goals. Imagine easily tracking your spending and saving for that dream vacation with our user-friendly online and mobile banking platforms.

Digital & Online Banking

Key Features

Our online banking features include electronic signature authorization, allowing you to securely sign documents without the hassle of printing or mailing them. You can also opt for e-statements, which not only help reduce paper clutter but also give you instant access to your statements anytime. Are you looking to simplify payments? With our mobile payments feature, making transactions has never been easier. Whether you're splitting a dinner bill with friends or paying for groceries, just use your smartphone for quick and easy payments. For those who prefer mobile access, our user-friendly mobile application puts banking right in your pocket. You can manage your accounts, view transactions, and even make person-to-person transfers effortlessly. It's all about providing you with real-time account management so that you're always in control.

Security and Ease of Use

Your security is paramount at Southeastern. We utilize advanced security measures to keep your information safe while offering a smooth user experience. This means you can bank with peace of mind knowing that your data is protected. In summary, our digital and online banking services are tailored to meet your needs providing accessibility, ease-of-use, and real-time financial management all in one place. Experience the difference today with Southeastern!

Financial Strength

Commitment to Innovation

With $38,010,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive: we have $278,381,749 in total loans and leases including 2,242 used auto loans. This supports our members' financial goals across various sectors.

Growing Together

Our commitment to growth is evident with 47,686 total share accounts, showing a strong and growing member base that trusts us with their finances. Additionally, net shares (funds available for lending and investments) stand at $868,142. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeastern is your trusted partner. Visit us at 2212 Tift Ave N Tifton GA 31794 or call (229) 387-6400 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $83,964,833 in share certificates and $54,047,335 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a reported net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $40,216,549, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,387,490 in used vehicle loans and $25,643,155 in new vehicle loans already helping members get on the road. We provide flexible financing options that can accommodate various budgets and credit situations.

Business Financing

For business owners, our outstanding commercial loans totaling $74,949,543 provide the capital needed to grow and expand. Our team is dedicated to understanding your unique business needs and helping you find the right financing solution. In addition to these offerings, if you're considering refinancing or exploring eligibility options for any of our products, we encourage you to reach out. Our friendly staff is available at (229) 387-6400 during our operating hours: Monday - Thursday from 9 AM - 5 PM and Friday from 9 AM - 6 PM. No matter what type of loan you're interested in auto financing, mortgages, credit cards, or business loans Southeastern is here to support you every step of the way. Visit us today and discover how we can assist you in making your financial dreams a reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $20,060,835, allowing you to take that important step toward owning your own home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,006,148 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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Southeastern