Southeastern Credit Union Quitman GA | Affordable Auto Loans & ATM Services

Introduction

Welcome to Southeastern, your trusted partner in financial well-being since 1953. Located at 205 E Screven St, Quitman, GA 31643, we pride ourselves on being more than just a credit union; we're a community hub dedicated to helping you achieve your financial goals. With a strong membership base of over 24,180 individuals and total assets exceeding $376 million, we are committed to providing personalized service tailored to your unique needs. At Southeastern, our dedicated team, led by CEO E Michael Gudely and Board President Charles Eidson, works tirelessly to ensure that every member feels valued and supported. Whether you're looking for a new auto loan, savings account, or business financing options, we offer a comprehensive range of services designed to empower you financially. Our total loans stand at an impressive 8,588, while our deposits reflect a solid foundation with $11,000,581 held securely for our members. For those who prefer managing their finances online or on-the-go, we provide modern solutions such as mobile banking and online account access. Our commitment to innovation is matched only by our dedication to community impact; we believe in investing in the local economy while supporting our members' aspirations. While members can visit us at our branch for face-to-face support during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM, official correspondence should be sent to PO BOX 2067, Valdosta, GA 31604. We invite you to explore what Southeastern has to offer by visiting our website at southeasterncu.com or calling us at 229-244-2732. Join us today and discover how we can help you thrive financially!

Branch History & Mission

Community Connections

We are proud to stand alongside local organizations and initiatives aimed at enriching the lives of those around us. Through partnerships and community outreach efforts, we aim not only to provide exceptional financial services but also to foster growth and resilience within Quitman and beyond. As you consider your financial future, we invite you to join Southeastern. Experience firsthand how we can help you achieve your goals while being part of a caring community dedicated to your success. Visit us today or explore more about membership options at our website!

Our Evolution

From our humble beginnings, we have celebrated numerous milestones that highlight our commitment to providing excellent service. As technology advanced, so did we. Today, we offer online banking and mobile payment options to ensure that our members can access their accounts conveniently and securely. Despite these digital advancements, we remain rooted in our mission: to empower our community through accessible financial services while fostering meaningful relationships with our members. Our dedicated team operates Monday through Friday from 9 AM to 5 PM, ready to assist you with services ranging from personal banking to business loans. While members can visit us at our branch address, official correspondence should be sent to PO BOX 2067, Valdosta, GA 31604.

Our Mission

At Southeastern, our mission is clear: we strive to enhance the financial well-being of our members and make a positive impact in the communities we serve. We believe in the power of community support and are committed to giving back through various outreach programs. Whether it's helping families secure home loans or providing businesses with the financing they need to grow, we take pride in being part of your journey.

Branch Location & Accessibility

Accessibility Features

At Southeastern, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. We also have ample parking available so you can park close to the entrance without any hassle.

Call to Action

We invite you to come visit us at the Southeastern Quitman Branch! If you have questions or need assistance before your visit, feel free to give us a call at 229-244-2732. We look forward to serving you!

Operating Hours and Services

We are open Monday through Friday from 9:00 AM to 5:00 PM, providing you with plenty of time to handle your banking tasks during the week. While we currently do not have ATM services or drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch with a range of services including personal banking accounts, auto loans, mortgage loans, and credit cards with rewards.

Member Eligibility

At Southeastern, we believe that becoming a member means joining a warm and welcoming community that truly cares about your financial well-being. If you're looking to join us, the good news is that eligibility is simple! We welcome anyone who lives, works, worships, or attends school in our local area. You can find all the specific details about who qualifies on our website at http://www.southeasterncu.com/become-a-member. By becoming a member of Southeastern, you'll enjoy personalized service and a range of financial products designed with your needs in mind. Ready to take the next step? Opening an account with us is easy! Just visit https://applynow.southeasterncu.com/apply.aspx?enc=kw21wblm1yxpjjabdozad6tvgtsd8clrbbn-tfxejnyxgtm0de8dcpvtnrw9s-juqsgtuaqlkqyvzedbtdy9_h2tyxlev8mxz9bpxvfi9l4qmfhswomkdaxithoehyzq to get started. If you have any questions or need assistance along the way, don't hesitate to reach out at (229) 244-2732. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $449 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,949,543, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easier for you to accept payments seamlessly. Whether you're running a small shop or managing a larger operation, having reliable payment processing can enhance your customer experience and streamline your cash flow. Located at 205 E Screven St Quitman, GA 31643, our team is ready to partner with you on your journey to success. For more information or to get started, give us a call at 229-244-2732.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch location, rest assured that you have access to cash withdrawal services through various partner networks in the area. For any questions or assistance regarding these services, please feel free to call us at (229) 244-2732 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. Ready to take the next step in achieving your financial goals? Visit us at Southeastern or check out our website at https://southeasterncu.com/ for more information on how we can assist you today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? We offer competitive auto loans and vehicle financing that can make your dream ride a reality. With flexible terms and affordable rates, you'll find that financing your vehicle is easier than ever.

Business Banking

If you own a business or are looking to start one, our business banking services are here for you too! We provide merchant services that help streamline transactions for your business along with business loans that can fuel growth and expansion.

Credit Cards with Rewards

For those who enjoy rewards for their purchases, our credit cards come with fantastic rewards programs. Every time you use your card, you're earning points that can go towards travel, merchandise, or cash back making every purchase more rewarding!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance for better rates, our knowledgeable staff will guide you through the process. You'll appreciate how we simplify what can often feel like a daunting experience.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features. With online and mobile banking at Quitman Branch, managing your finances is just a few clicks away whether it's checking balances or transferring funds.

Personal Banking

Managing your finances should be straightforward and hassle-free. Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine easily tracking your spending with an account that offers great features and benefits. Plus, with our online and mobile banking options, you can manage your accounts anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans designed to meet those needs head-on. If you're juggling multiple debts, consider our debt consolidation solutions to help simplify your payments while potentially lowering your interest rates.

Digital & Online Banking

Key Services Available

With our robust online banking platform available at https://southeasterncu.com/, you can take control of your financial life. Our services include 24/7 Online Banking, which means you can manage your money on your schedule, without any hassle. Need to send money quickly? Our Person-to-Person Transfers feature allows you to send funds to friends and family with just a few taps on your phone or computer. For those who prefer mobile banking, our Mobile Application provides a user-friendly experience that puts banking at your fingertips. You can view e-statements, make payments, and even set up Mobile Payments for quick transactions on the go. Plus, with Electronic Signature Authorization, signing important documents has never been easier or more secure.

Security and Accessibility

We prioritize the security of your personal information. Our systems are designed with state-of-the-art security measures to keep your data safe while you enjoy the ease of online banking. You can feel confident knowing that managing your finances digitally is both safe and straightforward. In addition, our availability of E-Statements helps reduce paper clutter while allowing you to access your statements whenever needed. With real-time account management features, you'll always know where you stand financially. At Southeastern, we believe that banking should be simple and accessible for everyone. Explore our digital services today and experience the freedom of managing your money on your terms!

Financial Strength

At Southeastern, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to you, providing peace of mind in every transaction. With a net worth of $40,216,549, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $83,964,833 in share certificates and $54,047,335 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,010,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $27,838,1749 in total loans and leases and 2,242 used auto loans, we support your financial goals across various sectors. While our reported net income stands at $0 this period due to strategic investments for future growth, it reflects our operational efficiency that allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeastern is your trusted partner. Visit us at 205 E Screven St Quitman Ga 31643 or call 229-244-2732 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,387,490 in used vehicle loans and $25,643,155 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles that can fit any budget. Plus, if you're considering refinancing your current auto loan, we can assist with that too.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $74,949,543 provide the capital needed to expand operations or invest in new ventures. We understand the challenges businesses face and are committed to supporting local entrepreneurs through tailored financing solutions. At Southeastern Credit Union in Quitman, GA, we strive to make financing accessible and straightforward for everyone. If you're interested in learning more about eligibility options or wish to explore refinancing possibilities for any of our loan products, please reach out at 229-244-2732. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at southeasterncu.com for more information about our services!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $20,060,835. These products are designed to help you navigate the home-buying process smoothly. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to help you find the right solution.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,006,148 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping control over your spending.

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Southeastern