Southeastern Credit Union Nashville GA | Best Auto Loans & Business Banking

Introduction

At Southeastern, we believe in fostering strong community ties and building lasting relationships with our members. Located at 902 S Davis St, Nashville, GA 31639, our Nashville Branch has been serving the community since 1953. With a commitment to providing personalized financial services, we're proud to support over 24,180 members with tailored solutions that meet their unique needs. With total assets exceeding $376,573,868 and total deposits of $11,000,581, we ensure your finances are in safe hands. Our dedicated team of 93 employees is here to guide you through various services such as personal banking, auto loans, mortgages, and business banking. Under the leadership of CEO E Michael Gudely and Board President Charles Eidson, our mission is to empower our members by offering competitive rates and innovative solutions. While you can visit us at our Nashville branch for all your banking needs, feel free to reach out at (229) 686-7611 for any inquiries or assistance. Join us at Southeastern and experience a credit union that prioritizes your financial well-being! For more information about our offerings or to become a member, visit us online at Southeastern Credit Union.

Branch History & Mission

Community Commitment

Southeastern is more than just a credit union; it's a pillar of the Nashville community. We actively engage in various outreach programs and partnerships aimed at uplifting local initiatives. Whether sponsoring educational workshops or participating in charitable events, we are dedicated to giving back and making a positive impact. While members can visit us at 902 S Davis St for all their banking needs including utilizing our drive-thru service or accessing ATMs official correspondence should be sent directly to us at this address as well. As we continue to grow and adapt, we're excited about what the future holds for Southeastern. We invite you to join us on this journey! Experience firsthand how being part of a cooperative credit union can enrich your life financially and foster community connections. To learn more about becoming a member or opening an account, please visit our website or call us at 229-686-7611 today!

Our Mission

At the heart of Southeastern is our mission to foster financial stability and promote growth within our community. We believe that everyone deserves access to quality banking services without the burdensome fees often found at traditional banks. By focusing on member education and support, we strive to create lasting relationships built on trust and transparency. We also recognize the importance of staying current with technological advancements. That's why we've invested in digital solutions like online banking and mobile applications making it easier than ever for our members to manage their finances from anywhere. Moreover, our commitment to ADA compliance ensures that all individuals can access our services comfortably.

Branch Location & Accessibility

Accessibility Features

We are committed to ensuring that everyone can visit us comfortably. Our branch features ADA-compliant access points, including ramps and designated parking spaces. Whether you're stopping by for a quick transaction or a more in-depth financial consultation, we have you covered.

Call or Visit Us

Got questions? Feel free to give us a call at 229-686-7611. We encourage you to stop by and discover how Southeastern can help you achieve your financial goals. We look forward to welcoming you soon!

Operating Hours

Our friendly team is here to serve you Monday through Friday from 9:00 AM to 5:00 PM. We understand that life can get busy, so we've made it easy for you to fit banking into your schedule.

Services Offered

At Southeastern, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we aim to provide comprehensive financial solutions. For those on the go, our ATM is readily available for cash withdrawals and balance checks, while our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle.

Member Eligibility

Becoming a member of Southeastern feels like stepping into a warm, welcoming community where your financial needs are understood and valued. If you're interested in joining us at our Nashville location at 902 S Davis St Nashville Ga 31639, you'll find that eligibility is quite simple. Whether you live, work, or attend school in the areas we serve, or if you have a family member who is already a member, you're likely eligible to join. This means you can enjoy all the fantastic benefits we offer, from competitive loan rates to personalized service that makes banking feel personal. To learn more about the specific criteria and ensure you meet them, please check out our detailed information at http://www.southeasterncu.com/become-a-member. Once you're ready to take the next step, opening an account is easy! You can get started by visiting https://applynow.southeasterncu.com/apply.aspx?enc=kw21wblm1yxpjjabdozad6tvgtsd8clrbbn-tfxejnyxgtm0de8dcpvtnrw9s-juqsgtuaqlkqyvzedbtdy9_h2tyxlev8mxz9bpxvfi9l4qmfhswomkdaxithoehyzq or simply give us a call at (229) 686-7611 if you have any questions. We're excited to welcome you to Southeastern!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $449 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,949,543, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment processing is vital for success. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Imagine being able to accept payments seamlessly, whether online or in-store, enhancing customer satisfaction and boosting sales. Located at 902 S Davis St Nashville Ga 31639, Nashville, GA 31639, we're dedicated to providing the resources you need to achieve your goals. Reach out at (229) 686-7611 or visit us during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM, and let's take your business to the next level together!

Comprehensive List Of Services

Connect with Us

At Southeastern Credit Union, we're committed to supporting our members with a comprehensive range of services designed for real-life needs. If you have questions or need assistance navigating any of our offerings, don't hesitate to reach out at 229-686-7611 during our lobby hours from Monday to Friday from 9:00 AM to 5:00 PM. Explore how we can assist you by visiting us online at Southeastern Credit Union. Join us today and discover the difference personalized service makes!

Credit Cards and Business Banking

Our credit cards with rewards are perfect for those who want to earn benefits while making everyday purchases. Enjoy points on spending that can be redeemed for travel, merchandise, or cash back. For small business owners, business banking services including merchant services and business loans are available. We recognize the challenges of running a business and strive to support you with the right financial tools.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking, allowing you to manage your accounts from anywhere at any time. Whether you're checking balances, transferring funds, or paying bills, our digital platform puts control in your hands. Need cash? Our ATM services provide easy access for withdrawals and balance checks without hassle. Plus, if you prefer face-to-face interactions but want quick service, our drive-thru banking allows for deposits and withdrawals without having to leave your car.

Personal Banking Solutions

When it comes to personal banking, we offer various options to help you manage your finances effectively. You can choose from our checking and savings accounts, designed for convenience and flexibility. Whether you are saving for a big purchase or managing day-to-day expenses, our accounts come with features that make banking easier. If you're looking to finance a new vehicle, our auto loans and vehicle financing options are here to assist. With competitive rates and terms, we aim to make your car-buying experience smooth and affordable. Additionally, if you're thinking about purchasing a home or refinancing your current mortgage, our mortgage loans provide straightforward solutions tailored to fit your budget. For those moments when unexpected expenses arise, our personal loans and debt consolidation options can help alleviate financial stress. We understand that life can throw surprises your way, so we're here with flexible loan solutions.

Digital & Online Banking

Key Features

With 24/7 online banking services available at https://southeasterncu.com/, you can access your account anytime, anywhere. Check balances, transfer funds, and pay bills with just a few clicks. Our mobile application makes it even easier, letting you manage your finances right from your smartphone. Plus, with features like electronic signature authorization, signing important documents is simple and secure.

Real-Time Management

Need to send money to a friend? With person-to-person transfers, it's fast and straightforward. All of these services are designed for real-time account management so you can stay on top of your finances without any hassle. With Southeastern, enjoy banking that fits into your life conveniently and securely. Visit us today at https://southeasterncu.com/ to learn more about how our digital banking services can benefit you!

Security & Convenience

Your security is our top priority. We use advanced technology to keep your information safe while providing a user-friendly experience. You can also take advantage of e-statements for easy access to your financial records without the clutter of paper. Our mobile payments feature allows you to make purchases quickly and securely using just your phone.

Financial Strength

At Southeastern, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the reliability you need, backed by strong financial performance and a dedicated team. With a net worth of $40,216,549, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $83,964,833 in share certificates and $54,047,335 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,010,414 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $27,838,1749 in total loans and leases and 2,242 used auto loans available. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 47,686, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeastern is your trusted partner. Visit us at 902 S Davis St Nashville Ga 31639 or call 229-686-7611 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

In addition to these loan products, we also provide personal loans for debt consolidation and other needs. Our services are designed with our members in mind offering solutions that are both practical and accessible. If you're interested in refinancing any existing loans or would like more information about eligibility for our products, please visit our website or contact us directly at 229-686-7611. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you achieve your financial aspirations with straightforward lending solutions that work for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,387,490 in used vehicle loans and $25,643,155 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our auto loans provide flexible terms to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $74,949,543 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,060,835, make buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the journey toward owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,006,148 in loans helping members manage their finances effectively. These cards are designed to give you easy access to funds while allowing you to build or improve your credit score.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best available options for users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find the most competitive offers tailored to their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights how effective and user-friendly LendMesh can be. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures that users receive fair and transparent offers without hidden fees or misleading terms.

Southeastern