Southeastern Credit Union Moultrie GA | Best Auto Loans & Business Banking

Introduction

Welcome to Southeastern, your trusted financial partner in the heart of Moultrie, GA. Located at 250 Doc Darbyshire Rd, Moultrie, GA 31788, we have been serving our community since 1953 with a commitment to providing personalized banking solutions tailored to your needs. With over 24,180 members and assets totaling $376,573,868, our focus is on helping you achieve your financial goals while fostering a sense of belonging and support. At Southeastern, we pride ourselves on our strong community presence and dedication to member satisfaction. Whether you're looking for checking accounts, auto loans, or business services, we offer a wide range of products designed to meet your unique requirements. Our total deposits amount to an impressive $11,000,581, ensuring that we have the resources to assist you when you need it most. Under the leadership of CEO E Michael Gudely and Board President Charles Eidson, we strive for excellence in everything we do. Our team of 93 dedicated employees is here to provide you with friendly service and expert advice. While members can visit us at 250 Doc Darbyshire Rd, official correspondence should be sent to our mailing address at 3501 N Valdosta Rd, Valdosta, GA 31602-1068. Ready to experience the benefits of membership? Give us a call at 229-244-2731 or visit our website at Southeastern Credit Union today! Let's work together towards a brighter financial future.

Branch History & Mission

Welcome to the Southeastern Moultrie Branch, a cornerstone of financial support and community service in Moultrie, GA. Established in 1953, our branch has grown alongside our members, serving as a trusted partner in their financial journeys for over six decades. Located at 250 Doc Darbyshire Rd, we are nestled in a vibrant community that values connection and collaboration. From our humble beginnings, we have expanded significantly, now proudly serving over 24,000 members with total assets of $376,573,868. Our commitment to providing exceptional financial services while fostering community relationships has been integral to our success. We believe that when our members thrive, the entire community flourishes. Our mission is straightforward yet impactful: to empower our members through accessible financial services while supporting local initiatives and organizations. At Southeastern, we prioritize personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards that cater to individual needs. We also offer business banking services to help local entrepreneurs succeed. In addition to traditional banking services, we embrace digital advancements to enhance member convenience. With online and mobile banking capabilities available, along with person-to-person payment options, we ensure that managing your finances is as easy as possible. Our dedication to accessibility includes ADA compliance so all members can enjoy our facilities and services without barriers. While members can visit us at 250 Doc Darbyshire Rd for all their banking needs, official correspondence should be sent to our mailing address at 3501 N Valdosta Rd, Valdosta, GA 31602-1068. Our operating hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We are not just about numbers; we care deeply about giving back. Our partnerships with local organizations reflect our commitment to supporting education and economic development in the Moultrie area. Through various outreach programs and community events, we strive to make a difference beyond banking. Join us at Southeastern Moultrie Branch! Experience firsthand how we can support your financial goals while being an active part of your community. Together, let's build a brighter future for everyone in Moultrie. For more information or to become a member today, visit our website or call us at 229-244-2731. We look forward to welcoming you!

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance before your visit, don't hesitate to give us a call at 229-244-2731. We're here to help and look forward to welcoming you at the Southeastern Moultrie Branch!

Nearby Landmarks and Accessibility

Located near notable spots in Moultrie, our branch is easily accessible. You'll find ample parking available right outside our doors, making it simple for you to visit us. Our facility complies with ADA standards, ensuring accessibility for all members of our community.

Operating Hours and Services

We're open Monday through Thursday from 9 AM to 5 PM and on Fridays from 9 AM to 6 PM. Feel free to drop by during these hours; our team is always ready to assist you with services like personal banking, auto loans, mortgage financing, and more. Although we do not have an ATM or drive-thru service at this location, our dedicated staff is eager to help you with all your banking needs inside the branch.

Member Eligibility

At Southeastern, we believe that everyone deserves a chance to thrive in their financial journey, and becoming a member is like joining a family that truly cares. If you're looking to become part of our community, the eligibility criteria are straightforward and welcoming. You can join us if you live, work, worship, or attend school in certain areas around Moultrie, Georgia. We also offer membership to family members of current members, so it's easy to share the benefits with those you care about. For more details about who qualifies, feel free to check out this resource: http://www.southeasterncu.com/become-a-member. Joining is simple! Once you know you're eligible, you can start the process right from home by visiting our account opening page at https://applynow.southeasterncu.com/apply.aspx?enc=kw21wblm1yxpjjabdozad6tvgtsd8clrbbn-tfxejnyxgtm0de8dcpvtnrw9s-juqsgtuaqlkqyvzedbtdy9_h2tyxlev8mxz9bpxvfi9l4qmfhswomkdaxithoehyzq. Our friendly team is here to help every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (229) 244-2731. We look forward to welcoming you to Southeastern, located at 250 Doc Darbyshire Rd Moultrie Ga 31788, where your financial goals are our priority!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $449 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,949,543, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions and improve cash flow. Imagine running your business smoothly while accepting payments easily our services include everything from point-of-sale systems to online payment processing. This means more time focusing on what you do best: serving your customers. Visit us at 250 Doc Darbyshire Rd, Moultrie, GA 31788 or call us at 229-244-2731 to learn how Southeastern can support your business's financial journey!

Comprehensive List Of Services

Business Banking

For our local entrepreneurs and business owners, Southeastern offers robust Business Banking services. This includes everything from merchant services that simplify transactions to tailored business loans that can help you expand or start your enterprise.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we've embraced technology to ensure that managing your finances is hassle-free. Our Online & Mobile Banking platforms allow you to access your accounts anytime, anywhere, giving you control over your finances at your fingertips. Need cash? With our ATM and cash withdrawal services available at select locations, getting cash is simple and quick.

Financial Solutions for All Needs

Life can throw unexpected challenges your way, which is why we also provide Personal Loans & Debt Consolidation services. Whether you need to cover an emergency expense or consolidate existing debt into one manageable payment, we're here to help. Additionally, our Credit Cards with Rewards offer great benefits for everyday spending, making it easy to earn while you shop.

Get in Touch

We invite you to explore all these services and more at Moultrie Branch. Our friendly team is ready to assist you with any questions or concerns. Feel free to call us at (229) 244-2731 or visit us in person during our operating hours: Monday-Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Your financial journey starts here let's build a brighter future together!

Personal Banking

Managing your money should be easy, and that's why we offer various Personal Banking options. From checking and savings accounts to help you manage daily expenses and save for the future, to Auto Loans & Vehicle Financing that make purchasing your dream car a reality, we've got you covered. If you're looking to buy a home, our Mortgage Loans & Refinancing options are designed to guide you through the process smoothly, ensuring you find the best fit for your financial situation.

Digital & Online Banking

Key Features for Your Convenience

Our services include electronic signature authorization, which simplifies document signing and speeds up your transactions without compromising security. You can also enjoy e-statements for easy access to your financial records while helping the environment by reducing paper waste. If you prefer to manage your finances on your mobile device, you'll be pleased to know we offer a user-friendly mobile application. With this app, you can make mobile payments effortlessly and even send money directly to friends or family through our person-to-person transfer feature.

Safe and User-Friendly Experience

Security is a top priority at Southeastern. We use advanced technology to protect your personal information while ensuring that all of our features are straightforward and easy to navigate. Whether you're using our website or mobile app, you'll find everything designed with you in mind. In short, with the digital and online banking services at Southeastern, managing your finances is not only easier but also more secure than ever before. Join us today to experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $38,010,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also significant; with $27,838,1749 in total loans and leases and 2,242 used auto loans, we support your financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts stand at 47,686, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $868,142 further enhance our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeastern is your trusted partner. Visit us at 250 Doc Darbyshire Rd Moultrie Ga 31788 or call 229-244-2731 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 net income reflects our ongoing efforts to manage costs while still delivering quality service. We also take pride in having 93 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Robust Financial Health

With a net worth of $40,216,549, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $83,964,833 in share certificates and $54,047,335 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $74,949,543 provide the capital needed to grow and expand. Additionally, if you're looking for extra funds for personal use or debt consolidation, we have various personal loan options available as well. If you're interested in any of these loan offerings or wish to explore refinancing options to potentially lower your current payments or access additional funds through equity, please reach out to us at 229-244-2731. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Southeastern, we're here to assist you every step of the way with transparency and commitment to your financial success.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,387,490 in used vehicle loans and $25,643,155 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have flexible financing options tailored for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $2,006,148 in loans helping members manage their finances effectively, our credit card products are designed to give you peace of mind while making everyday purchases or handling unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $20,060,835, making buying or refinancing simple. We provide support throughout the entire process to help you find the best solution for your housing needs.

Loan Aggregator

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Southeastern