Southeastern Credit Union Moody Afb GA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Southeastern, your trusted financial partner located at 3205 Mitchell Blvd, Moody Afb, GA 31699. Established in 1953, our credit union has been dedicated to serving our community for over six decades, fostering a sense of belonging and trust among our 24,180 members. With total assets reaching an impressive $376,573,868, we pride ourselves on not just offering competitive rates but also creating lasting relationships that empower you financially. At Southeastern, we understand the importance of accessible banking services. That's why we offer a variety of solutions tailored to meet your personal and business needs whether it's checking and savings accounts, auto loans, or mortgages. Our commitment is evident in our substantial $11,000,581 in deposits and strong loan portfolio comprising 8,588 loans. We are here to help you achieve your financial goals with confidence. Our leadership team is equally committed to your success. Under the guidance of CEO E Michael Gudely and Board President Charles Eidson, we strive to create a welcoming environment where every member feels valued. With a dedicated staff of 93 employees, we ensure that you receive top-notch service every time you visit or contact us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3205 Mitchell Blvd, Moody AFB, GA 31699. We invite you to explore what Southeastern can do for you. Whether you're looking for online banking options or need assistance with loans, our friendly team is ready to assist you. Feel free to call us at 229-244-2732 or visit our website at Southeastern Credit Union for more information. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

At Southeastern, we take pride in our rich legacy of serving the community since our doors first opened in 1953. Located at 3205 Mitchell Blvd, Moody AFB, GA 31699, our branch has grown alongside the community, fostering lasting relationships and providing essential financial services to our members. With a total membership of 24,180 and assets totaling $376,573,868, we are committed to ensuring that our members have the resources they need to achieve their financial goals. Our mission is simple yet profound: to empower our members with accessible financial solutions while making a positive impact in the communities we serve. We understand that financial well-being is not just about numbers; it's about people. That's why we offer a range of services tailored to meet the diverse needs of our members from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. Over the years, Southeastern has embraced technological advancements to enhance member experience. Our online and mobile banking platforms make it easy for members to manage their finances anytime, anywhere. Additionally, we provide convenient ATM access and drive-thru banking for those who prefer face-to-face interactions without leaving their vehicles. While you can visit us at 3205 Mitchell Blvd, official correspondence should be sent to the same address as our mailing address is the same. We encourage all residents of Moody AFB and surrounding areas to explore what Southeastern has to offer. We are also dedicated to community outreach and partnerships that enrich lives beyond banking. Whether through local events or initiatives aimed at supporting families and businesses, we believe in giving back to the community that supports us. Join us at Southeastern and experience a credit union where your financial journey is supported every step of the way. Together, let's build a brighter financial future! For more information or assistance, don't hesitate to reach out at 229-244-2732 during our operating hours from Monday to Friday, 9 AM - 5 PM.

Branch Location & Accessibility

Connect With Us

Have questions? Don't hesitate to give us a call at 229-244-2732. We look forward to welcoming you into our branch and helping you with all your banking needs. Come visit us today at Southeastern Moody AFB!

Nearby Landmarks and Accessibility

You can spot us right near the heart of Moody Air Force Base, making us an ideal choice for military families and local residents alike. Our branch is designed with accessibility in mind, featuring ADA-compliant facilities and convenient parking options so that everyone feels welcome. If you need to send official correspondence, please note that our mailing address is also 3205 Mitchell Blvd, Moody AFB, GA 31699.

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM, ensuring you have ample time to visit us during your day. Our friendly staff is ready to assist you with a wide range of services including personal banking, auto loans, mortgage options, and credit cards that offer rewards. For those who prefer a bit more convenience, we also have an ATM available for quick cash withdrawals and balance checks. Plus, our drive-thru service allows you to conduct simple transactions without leaving your vehicle perfect for those busy days!

Member Eligibility

Becoming a member of Southeastern is like joining a family that genuinely cares about your financial well-being. Located at 3205 Mitchell Blvd Moody Afb Ga 31699, we welcome individuals from various backgrounds to explore our supportive community. To be eligible for membership, you simply need to meet a few criteria, which may include living or working in specific areas or having a family member who is already part of our credit union. We believe in making banking accessible and friendly, so if you're curious about the specifics, feel free to check out the detailed eligibility information at http://www.southeasterncu.com/become-a-member. Opening an account with us is straightforward and hassle-free! You can begin your journey by visiting our account opening page at https://applynow.southeasterncu.com/apply.aspx?enc=kw21wblm1yxpjjabdozad6tvgtsd8clrbbn-tfxejnyxgtm0de8dcpvtnrw9s-juqsgtuaqlkqyvzedbtdy9_h2tyxlev8mxz9bpxvfi9l4qmfhswomkdaxithoehyzq. Should you have any questions or need assistance, don't hesitate to reach out at (229) 244-2732. We're here to help you every step of the way as you take this exciting step toward better financial health with Southeastern.

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $449 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,949,543, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services streamline payment processing so you can focus on what matters most running your business. Whether it's accepting credit cards or managing transactions online, we provide tools that simplify your operations. Visit us at 3205 Mitchell Blvd Moody Afb Ga 31699 in Moody Afb, GA, or call us at (229) 244-2732 to learn how we can help your business thrive. Together, let's turn your vision into reality!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, Southeastern offers comprehensive business banking services including merchant services and business loans. We understand how important it is for businesses to have reliable financial support, so we strive to provide flexible solutions that cater specifically to your operational needs.

Convenient Access

With modern technology at your fingertips, our online and mobile banking services empower you to manage your finances anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with ATM availability and basic drive-thru banking for deposits and withdrawals, accessing cash has never been more convenient.

Credit Cards & Rewards

Our credit cards come with rewarding features that allow you to earn points on everyday purchases. Members enjoy the benefits of using their cards for shopping, dining, or travel while accumulating rewards that can lead to exciting perks.

Final Thoughts

At Southeastern, located at 3205 Mitchell Blvd Moody Afb Ga 31699, we are committed to serving our community's financial needs with warmth and expertise. If you're ready to explore how we can help you achieve your financial goals or have any questions about our services, don't hesitate to reach out! Call us at (229) 244-2732 or visit us today we're excited to welcome you as a member! Whether you're interested in opening an account or simply seeking advice on managing your finances better, let's start this journey together!

Personal Banking Services

Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having the freedom to manage your finances with features that help you save for the future while enjoying the convenience of online and mobile banking. Our members often appreciate the flexibility these accounts provide, making it easier to track their spending and savings goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are tailored just for you. With competitive rates and personalized support, we make it simple for you to drive away in the car you've always wanted. For those looking to invest in a home or refinance an existing mortgage, our mortgage loans are designed to simplify the process and help you find the best terms available. We understand that life can be unpredictable, which is why our personal loans and debt consolidation services are here to assist when unexpected expenses arise. This can be especially helpful if you need quick access to funds or want to streamline your existing debts into one manageable payment.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the availability of electronic statements. This means you can say goodbye to paper clutter and easily access your statements online whenever you want saving trees and making record-keeping a breeze. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. If you're on the go, our mobile application brings all these features right to your smartphone. With mobile payments enabled, you can make quick purchases without fumbling for cash or cards. Need to send money to a friend? Our person-to-person transfer option allows for easy transactions directly from your account.

Security and Ease of Use

At Southeastern, security is a top priority. Our online services use advanced encryption technologies to keep your information safe while ensuring that managing your finances is user-friendly. You can navigate through various options with ease and confidence, knowing that your data is protected. In summary, our digital banking offerings provide accessibility and ease-of-use that fits into your busy lifestyle. Whether you're using our mobile app or accessing online banking via a computer, you have everything you need for real-time account management right at your fingertips. Explore more about how we can help you manage your finances better by visiting https://southeasterncu.com/ today!

Financial Strength

Commitment to Efficiency

Our net income of $0 reflects our operational efficiency while enabling us to focus on delivering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Trust

Total Share Accounts stand at 47,686, showcasing a strong and growing member base that trusts us with their finances. Additionally, our net shares (funds available for lending and investments) amount to $868,142, further affirming our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeastern is your trusted partner. Visit us at 3205 Mitchell Blvd Moody Afb Ga 31699 or call 229-244-2732 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $83,964,833 in share certificates and $54,047,335 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $38,010,414 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is supported by $278,381,749 in total loans and leases, including $22,442 in used auto loans that help fulfill your financing needs across various sectors.

Solid Financial Health

With a net worth of $40,216,549, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,387,490 in used vehicle loans and $25,643,155 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used option, we have financing solutions that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $74,949,543 provide the capital needed to grow and expand. We know how essential it is to have access to funds for operating costs or investment opportunities; our dedicated team is here to support your business ambitions.

Eligibility and Refinancing Options

If you're considering refinancing any of your current loans or want to explore eligibility options for our products, we're here to help. Our friendly staff is ready to assist you with personalized advice tailored to your financial situation. At Southeastern Credit Union, we strive to ensure that every member has access to the tools they need for financial success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out at (229) 244-2732 or visit us during our operating hours from Monday to Friday between 9 AM - 5 PM for more information about our loan offerings. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $20,060,835, making it easier than ever to secure your dream home. Our experienced team can guide you through the process, whether you're purchasing your first home or refinancing an existing mortgage.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $2,006,148 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can enhance your purchasing power while keeping your spending under control.

Loan Aggregator

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SOUTHEASTERN CREDIT UNION - Moody Afb, GA

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