Our commitment extends beyond traditional banking services; we believe in being an active part of the community. Whether through sponsoring local events or providing educational resources about financial literacy, Southeastern Ohio aims to foster a sense of belonging among its members.
We invite you to experience the benefits of membership with Southeastern Ohio. As your trusted partner in financial success, we are here to help you navigate your financial journey with confidence. Visit us today or call us at 740-695-5169 to learn more about how we can serve you! Together, let's build a brighter future for all in our community.
From our humble beginnings, our branch has evolved to meet the changing needs of our members. We were established with a mission to provide accessible financial services while fostering community development. As we've grown, so have the services we offer. Our focus on personal banking including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards ensures that we can cater to every aspect of our members' financial lives. Over the years, we've made strides in enhancing our digital offerings. Members can now enjoy online banking and mobile applications that allow for easy account management from anywhere. We prioritize accessibility by maintaining compliance with ADA standards and continuously updating our technology to serve you better.
At Southeastern Ohio, our mission is clear: to empower individuals and families through financial education and support. We strive not only to provide excellent banking services but also to give back to the community that supports us. Through partnerships with local organizations and outreach programs, we aim to uplift those around us and create lasting impact. While members can visit us at our branch location in Saint Clairsville for assistance during our lobby hours on Mondays and Fridays from 9:00 AM to 5:00 PM, official correspondence should be sent to our mailing address at 115 Market St, Cambridge, OH 43725.
At our Southeastern Ohio branch, we prioritize accessibility for all members. The location features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. While we do not have a drive-thru service or ATM available at this location, our knowledgeable staff is ready to help you with personal banking services, including checking and savings accounts, auto loans, mortgage loans, and more.
Got questions? Feel free to give us a call at 740-695-5169. Our dedicated team is eager to assist you with any inquiries or services you may need. While members can visit us at 68518 Bannock Rd Sr331, please note that official correspondence should be sent to our mailing address at 115 Market St, Cambridge, OH 43725. We invite you to stop by and discover how Southeastern Ohio Credit Union can support your financial journey!
We know that convenience matters. That's why our lobby hours are designed to fit your schedule. You can visit us every Monday and Friday from 9:00 AM to 5:00 PM perfect for those payroll paydays! If you need assistance outside these hours or prefer remote services, check out our online and mobile banking options on our website.
While we strive for comprehensive online services, we understand that some members may prefer face-to-face interactions. Our branch operates every Monday and Friday during payroll paydays from 9:00 AM to 5:00 PM, ensuring you have access when you need it most. Although we do not have ATM availability or drive-thru service at this location, our friendly staff is always ready to assist you with any inquiries or transactions during lobby hours. If you're ready to explore how Southeastern Ohio can support your financial journey, don't hesitate to reach out! Call us today at 740-695-5169 or visit us at southeasternohiocu.org for more information about our services and how we can assist you in achieving your financial goals.
For our business members, we offer tailored solutions like Merchant Services & Business Loans that support growth and operational efficiency. Whether you're starting a new venture or expanding an existing one, we're here to help you succeed.
In today's fast-paced world, convenience is key. That's why at Southeastern Ohio, we prioritize digital banking features. Our Online & Mobile Banking platforms give you access to your accounts anytime, anywhere. You can easily transfer money, pay bills, and check balances from the comfort of your home or on the go. We also offer Person-to-Person payment services, allowing you to send money directly to friends and family with just a few taps on your smartphone.
When it comes to personal banking, we offer a variety of options that cater to different financial goals. Our Checking & Savings Accounts are designed to help you manage your daily finances while earning interest on your savings. For those considering a new vehicle, our Auto Loans & Vehicle Financing options make it easier than ever to drive away in your dream car without breaking the bank. We also provide Mortgage Loans & Refinancing services for members looking to purchase their first home or refinance an existing mortgage to get better rates. If you're facing unexpected expenses or need funds for a project, our Personal Loans & Debt Consolidation can help ease the burden. Plus, with our Credit Cards with Rewards, you can earn points for every dollar spent, making your purchases more rewarding.
Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills without stepping foot in a branch. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with electronic signature authorization, signing documents is just a click away no need for paper or ink!
For those who prefer to bank from their smartphones, our mobile application is here to help. Available for download, this app lets you manage your accounts directly from your phone. Although mobile payments are not currently offered, you'll still have access to all essential features right in your pocket. In a world where time is precious, Southeastern Ohio ensures that banking is not only accessible but also secure and straightforward. Explore all our digital services today and see how we can make your financial life easier!
Gone are the days of waiting for paper statements in the mail. With e-statements available at Southeastern Ohio, you can receive your account statements electronically, keeping you organized and informed while also reducing clutter. It's not just convenient; it's eco-friendly too!
With $5,799,560 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to support your financial goals is evident with $13,390,000 in used auto loans and $36,254,071 in total loans and leases. Our operational efficiency is reflected in our net income of $609,592, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 12 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
Total Share Accounts stand at 10,465, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operations as we work tirelessly to provide outstanding service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeastern Ohio is your trusted partner. Visit us at 68518 Bannock Rd Sr331 Saint Clairsville OH 43950 or call 740-695-5169 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Members' savings are secured through $18,333,310 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $6,971,016, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,372,858 in used vehicle loans and $5,424,437 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options are tailored to fit your budget.
Ready to take the next step? Reach out to us at 740-695-5169 for more information on our loan offerings or visit us at 68518 Bannock Rd Sr331 Saint Clairsville OH 43950. Our dedicated team is here to assist you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!
For those needing extra flexibility, we offer credit lines totaling $4,000,000. If managing day-to-day expenses is a concern, our unsecured credit card loans are another option though at this time, we have no outstanding amounts in that category.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we can help you explore other avenues to realize your homeownership dreams.
We also provide refinancing opportunities across various loan types. Whether you're looking to lower your monthly payments or tap into equity from your existing loans, our team is here to guide you through the process and find the best solution for your needs.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers. By working with legitimate financial institutions, LendMesh guarantees that the loan offers you see are not only current but also trustworthy.