Southeastern Ohio Credit Union Marietta OH | Low Mortgage Rates & Business Banking

Introduction

Welcome to Southeastern Ohio, your trusted credit union located at 1106 4th St, Marietta, OH 45750. Established with a commitment to serve our community, we have grown into a reliable financial partner for over 6,210 members. Our dedicated team of 16 employees, led by CEO Cathy Cline and Board President Tammy Clark, is here to help you navigate your financial journey. At Southeastern Ohio, we pride ourselves on our strong foundation, boasting total assets of $55,678,378 and total deposits reaching $7,950,047. With more than 3,577 loans and leases under management, we are equipped to offer a variety of financial solutions tailored to meet your needs whether it's personal banking, auto loans, or mortgage refinancing. While you can visit us at our Marietta branch for face-to-face support, please note that any official correspondence should be directed to our mailing address at 401 Matthew Street, Marietta, OH 45750. Our mission goes beyond just numbers; we aim to make a positive impact in the communities we serve. We believe that when our members succeed financially, everyone benefits. Whether you're looking for a checking account or need assistance with business loans, our team is here for you every step of the way. Feel free to reach out to us at 740-373-3681 during our operating hours Monday through Thursday from 8 AM to 5 PM and Fridays from 7:30 AM to 4:30 PM. Explore our offerings further by visiting our website at southeasternohiocu.org. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Welcome to Southeastern Ohio, where we proudly serve our community from our branch located at 1106 4Th St, Marietta, OH 45750. Since opening our doors in 1967, we've built a legacy of trust and support for our members, growing alongside them for over five decades. With a current membership of 6,210 individuals, we are more than just a financial institution; we are a cornerstone of the Marietta community. At Southeastern Ohio, our mission is clear: to provide accessible financial services while empowering our members to achieve their financial goals. We focus on delivering personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and business banking services. Our commitment extends beyond finance we actively engage in community outreach efforts that uplift and enrich the lives of those around us. We understand that each member has unique needs. That's why we offer a variety of products tailored for everyone from individuals seeking personal loans or debt consolidation options to businesses needing merchant services and business loans. Furthermore, we embrace technology with online and mobile banking options to make managing finances easier for everyone. While you can visit us at 1106 4Th St, please note that any official correspondence should be sent to our mailing address at 401 Matthew Street, Marietta, OH 45750. Our branch operates during convenient hours: Monday, Tuesday, and Thursday from 8 AM to 5 PM; Wednesday from 8 AM to noon; and Friday from 7:30 AM to 4:30 PM. Although we currently do not have ATM services or drive-thru banking available, our dedicated team is always ready to assist you inside the branch. With total assets amounting to $55,678,378, we pride ourselves on being a financially stable credit union that invests in the future of our members. Our focus on community-driven service has resulted in numerous partnerships aimed at enhancing local initiatives. Join us today and experience firsthand how Southeastern Ohio can help you navigate your financial journey while contributing positively to the community. Together, let's build a brighter future! For more information or assistance, feel free to call us at 740-373-3681 or visit our website at southeasternohiocu.org.

Branch Location & Accessibility

Call or Visit Us Today!

Although we currently do not have ATM or drive-thru services available at this location, we are committed to offering a wide range of personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more! If you have any questions or need assistance, feel free to give us a call at 740-373-3681. We invite you to visit Southeastern Ohio Credit Union today! Experience firsthand how we can help you with all your financial needs in a welcoming atmosphere.

Convenient Access and Services

At our Marietta Office, we prioritize your convenience. Whether you're stopping by for personal banking services or to explore our loan options, you'll find that our location is easily accessible. We have ample parking available, making it simple for you to visit us without any hassle. Plus, our branch is ADA-compliant, ensuring that everyone can access our facilities with ease. While members can visit us at 1106 4th St for their banking needs, official correspondence should be sent to our mailing address at 401 Matthew Street, Marietta, OH 45750.

Operating Hours

We understand that life can get busy. That's why we offer flexible operating hours tailored to fit your schedule. You can drop by Monday, Tuesday, and Thursday from 8 AM to 5 PM; on Wednesday, we're open from 8 AM to noon; and on Friday, we welcome you from 7:30 AM until 4:30 PM. Our friendly staff is always ready to assist you during these hours.

Member Eligibility

At Southeastern Ohio, we believe that everyone deserves access to financial services that are both friendly and supportive. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join our community. We invite individuals from all walks of life to experience the benefits of membership, which includes personalized banking solutions designed to meet your needs. For more detailed information on eligibility criteria, feel free to check out this resource. Getting started is easy! You can open an account at our branch located at 1106 4Th St, Marietta, OH 45750. If you have any questions or need assistance during the process, don't hesitate to give us a call at 740-373-3681. Join us today and become part of a community that values you!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your daily operations smoothly while having the best tools at your fingertips. Our merchant services can streamline your payment processes, making it easier for customers to pay you, which in turn enhances their shopping experience. Picture a local café using our services to accept payments via mobile devices or a retail store managing transactions seamlessly at checkout. Visit us at 1106 4Th St Marietta Oh 45750, Marietta, OH, and let's discuss how we can partner together for your business success. For more information, call us at (740) 373-3681 or explore our offerings online at https://southeasternohiocu.org/ .

Comprehensive List Of Services

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking platforms where you can manage your accounts from anywhere. From mobile payments to person-to-person transfers, accessing your funds has never been easier. At Southeastern Ohio, we're proud of the comprehensive services we offer, designed with our members' needs in mind. For more information about how we can assist you, feel free to give us a call at (740) 373-3681 or visit us online at Marietta Office. Your financial well-being is our top priority!

Home Sweet Home

Looking to buy your first home? Our Mortgage Loans & Refinancing options will guide you through the process smoothly. Whether you're looking for a fixed-rate mortgage or exploring refinancing opportunities, our team is here to help you find the right solution that fits your lifestyle.

Personal Banking Solutions

For those looking to manage their finances, we offer Personal Banking services including checking and savings accounts. Whether you're saving for a vacation or managing everyday expenses, our accounts are designed to help you reach your goals. Imagine having easy access to your funds online or through our mobile app, allowing you to check balances, pay bills, and transfer money at any time.

Personal Loans When You Need Them

Life can sometimes throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation services. These loans can help you cover emergency costs or consolidate debt into one manageable payment, providing peace of mind during challenging times.

Rewards with Every Purchase

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. It's a simple way to get more from your spending, whether it's cash back or travel rewards perfect for those who love to shop or travel!

Supporting Local Businesses

For small business owners, our Business Banking services include merchant services and business loans tailored to fuel your entrepreneurial journey. We understand the unique challenges that come with running a business and are committed to helping you thrive in our community.

Vehicle Financing Made Easy

If you're thinking about purchasing a new car or refinancing an existing loan, Auto Loans & Vehicle Financing from Southeastern Ohio can provide the assistance you need. With competitive rates and flexible terms, we make it easier for you to get behind the wheel without stretching your budget.

Digital & Online Banking

Key Features

One standout feature of our digital banking service is electronic signature authorization. This means you can complete transactions securely without needing to visit a branch in person. Plus, we offer e-statements, so you can stay organized and environmentally friendly by going paperless. If you're looking to send money to friends or family quickly, our person-to-person transfer feature makes it simple. Just enter the recipient's information and send funds directly from your account. It's a fast and secure way to handle payments without any hassle. For those who prefer using mobile devices, our dedicated mobile application offers all the features of our online banking platform right at your fingertips. You can easily manage your accounts while enjoying peace of mind knowing that your data is protected. At Southeastern Ohio, we prioritize making your banking experience as smooth as possible while keeping it secure. Whether you're accessing services through our website or mobile app, rest assured that we are here to support you every step of the way. Join us today and discover how easy banking can be!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our net income of $609,592, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 12 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

Total Share Accounts stand at 10,465, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $769,320 a testament to our commitment to responsible growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeastern Ohio is your trusted partner. Visit us at 1106 4Th St Marietta OH 45750 or call 740-373-3681 to learn more about how we can help you achieve your financial goals.

Investment in Innovation

With $5,799,560 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we offer $36,254,071 in total loans and leases to support your financial goals across various sectors. This includes $20,372,858 in used auto loans alone.

Member-Focused Savings

Members' savings are secured through $18,333,310 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $6,971,016, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have facilitated over $20,372,858 in used vehicle loans and $5,424,437 in new vehicle loans already helping members get on the road. Whether you are interested in financing a new or used vehicle, our team is here to help you through every step of the process.

Business Financing

For business owners seeking growth opportunities, while we currently do not have any outstanding commercial loans available, we recognize the importance of accessible capital for expanding ventures. We aim to introduce more tailored business loan options soon. In addition to these offerings, we also provide refinancing options for various loan types. If you're interested in exploring eligibility and options for refinancing existing loans, please don't hesitate to contact us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Southeastern Ohio, our priority is to empower you with financial tools that lead to success and stability. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we have no Junior Lien 1-4 Family Residential Property loans available; however, we are continuously working to offer competitive mortgage products that fit your needs.

Unsecured Credit Card Loans

For those who need flexibility in managing finances, we also offer unsecured credit card loans. Although we currently do not have any active unsecured credit card loans, our goal is to provide helpful solutions for our members when they become available.

Loan Aggregator

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SOUTHEASTERN OHIO CREDIT UNION