Southeastern Ohio Credit Union Cambridge OH | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Southeastern Ohio, your trusted financial partner located at 115 Market St, Cambridge, OH 43725. Since our establishment, we have proudly served our community with commitment and care. With a total membership of 6,210 and assets exceeding $55 million, we are dedicated to providing personalized banking solutions that cater to your unique needs. At Southeastern Ohio, we understand the importance of financial stability and growth. Our diverse offerings include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also support local businesses with tailored banking solutions, ensuring everyone in our community can thrive. Led by our passionate CEO, Cathy Cline, and Board President Tammy Clark, our team of 16 employees is here to assist you with a smile. Whether you're looking to open a new account or need help with your loan applications, you can count on us for friendly guidance every step of the way. While members can visit us at 115 Market St, official correspondence should be sent to the same address. Feel free to reach out at 740-432-0430 or explore our website at southeasternohiocu.org for more information about our services and how we can help you achieve your financial goals. Join us today and experience a credit union that puts its members first!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to be part of the Southeastern Ohio family. Experience firsthand the benefits of membership with a credit union that cares about you and your community. Together, let's build a brighter future! For more information about becoming a member or exploring our services further, please visit us at our website.

Mission Statement

At Southeastern Ohio, our mission is clear: to empower individuals and families through accessible financial services while actively supporting the community around us. We believe in building strong relationships based on trust and integrity. Our dedication extends beyond just banking; we invest in local initiatives and partnerships that uplift those in need. Whether it's sponsoring local events or providing educational workshops on financial literacy, we strive to make a positive impact. While members can visit us at 115 Market St Cambridge Oh 43725, official correspondence should be sent to 115 Market Street, Cambridge, OH 43725. Our team is here to assist you during our operating hours: Monday - Thursday from 8:00 AM to 5:30 PM and Friday from 7:30 AM to 6 PM. You can reach us at (740) 432-0430 for any inquiries or assistance.

Our Journey

Located at 115 Market St, Cambridge, OH 43725, near the heart of downtown, Southeastern Ohio has evolved significantly over the years. From our early days focused on basic banking services to now offering a comprehensive suite that includes personal banking accounts, auto loans, mortgage refinancing, and business banking solutions, we have consistently adapted to meet the needs of our community. Our drive-thru service and ATM availability enhance convenience for our members, ensuring they can access their finances easily. As we grew, so did our commitment to technology and accessibility. We embraced digital advancements by offering online banking and mobile applications, making it easier for our members to manage their accounts anytime, anywhere. Our compliance with ADA standards ensures that everyone can access our services without barriers.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. Our building is ADA compliant and features ramps for easy entry. We have ample parking available so you can visit us without any hassle. If you need assistance during your visit, our friendly staff is always ready to help.

Operating Hours & Services

Our doors are open for you Monday through Thursday from 8:00 AM to 5:30 PM, and on Fridays, we're here until 6:00 PM. Whether you're looking to open a checking account, apply for an auto loan, or simply inquire about our mortgage options, we've got you covered. We also offer drive-thru banking for quick transactions like deposits and withdrawals if you're on the go. Plus, with ATM availability right outside our branch, accessing your funds is straightforward and convenient. While members can visit us at 115 Market St Cambridge Oh 43725, official correspondence should be sent to 115 Market Street, Cambridge, OH 43725 if it differs from our physical location. If you have any questions or need assistance, don't hesitate to reach out at (740) 432-0430. Come see how Southeastern Ohio Credit Union can help you achieve your financial goals! We look forward to welcoming you soon!

Member Eligibility

At Southeastern Ohio, becoming a member means joining a friendly community that genuinely cares about your financial well-being. If you're wondering whether you qualify, you'll be glad to know that membership is open to individuals who live, work, worship, or attend school in the Cambridge area. This inclusive approach ensures that we welcome diverse backgrounds and experiences, fostering a supportive environment for all our members. Plus, as a member of Southeastern Ohio, you gain access to a variety of services designed to help you thrive financially from checking and savings accounts to auto loans and credit cards with rewards. Getting started is simple! You can find detailed information about eligibility by visiting our website at . If you're ready to open an account or have any questions, feel free to give us a call at (740) 432-0430. Our dedicated team is here to help you every step of the way. Join us at our branch located at 115 Market St Cambridge Oh 43725, where your journey toward financial empowerment begins!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Moreover, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services tailored to meet your needs. Imagine having a reliable payment processing solution that allows you to accept various payment types seamlessly. This means you can focus on serving your customers while we handle the transactions smoothly and securely. At Southeastern Ohio, we're here to empower your business every step of the way. If you're ready to take your business to the next level, visit us at 115 Market St Cambridge Oh 43725 in Cambridge, OH, or call us at (740) 432-0430 for more information on how we can help you thrive!

Comprehensive List Of Services

Business Banking Services

At Southeastern Ohio, we also cater to local businesses with our business banking services. From merchant services that simplify payment processing to business loans that support growth initiatives, we aim to empower entrepreneurs in our community. We recognize how important it is for small businesses to thrive, and we're here to back them up.

Call Us Today!

Whether you're in need of personal banking solutions or business support, Southeastern Ohio has got you covered. We invite you to stop by our branch or give us a call at 740-432-0430 for any inquiries or assistance with setting up an account. Experience financial service that's designed with you in mind at Southeastern Ohio where community comes first!

Convenient Digital Banking Features

In today's fast-paced world, having access to digital banking features is essential. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Whether it's checking your balance or transferring funds between accounts, convenience is just a click away. For those who prefer face-to-face transactions, we also offer ATM services and basic drive-thru banking for deposits and withdrawals.

Home Financing Options

For those looking to settle down in their dream home or refinance an existing mortgage, our mortgage loans provide flexible options designed for various financial situations. We understand that purchasing a home is one of the biggest decisions you'll ever make; that's why we are committed to guiding you through the process every step of the way.

Loans and Credit Solutions

Sometimes life throws unexpected expenses your way. Our personal loans can assist in debt consolidation or provide cash when you need it most. Plus, if you're looking for credit options, our credit cards come with rewards that give back every time you use them, making your purchases even more rewarding.

Personal Banking

Our personal banking services cover everything from checking and savings accounts to auto loans and mortgage financing. Imagine needing a reliable place to stash your hard-earned money; with our checking and savings accounts, you can manage your funds effectively while also earning interest on your savings. If you're thinking about buying a car, our auto loans offer competitive rates to help you get behind the wheel without breaking the bank.

Digital & Online Banking

E-Statements & Real-Time Management

Stay organized with our e-statements feature, which lets you receive your account statements electronically. Not only does this save paper, but it also allows for easy access to your financial history whenever you need it. You can view and download your statements securely right from your account.

Mobile Application & Payments

For those who prefer using their smartphones, our mobile application is available to help you manage your banking needs at your fingertips. While mobile payments aren't offered at this time, the app allows for person-to-person transfers making it easy to send money to friends or family without any hassle. In today's fast-paced world, having the ability to handle financial tasks digitally makes life simpler. At Southeastern Ohio, we're committed to making banking not just easier but also secure so that you can focus on what really matters in life. Whether you're checking balances or transferring funds, we've got you covered every step of the way!

Financial Strength

Dedicated Team

We take pride in having 12 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 10,465, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeastern Ohio is your trusted partner. Visit us at 115 Market St., Cambridge OH 43725 or call 740-432-0430 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Approach

Members' savings are secured through $18,333,310 in share certificates, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $5,799,560 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment to growth ensures that your credit union is always improving and adapting to meet your needs.

Solid Financial Health

With a net worth of $6,971,016, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity supports your financial goals with $13,390,000 in used auto loans and a total of $36,254,071 in loans and leases available across various sectors. Our $609,592 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,372,858 in used vehicle loans and $5,424,437 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles so you can choose what fits your lifestyle best. If you're considering refinancing an existing auto loan, we can assist with that too!

Business Financing

For business owners seeking capital to grow and expand, we also cater to commercial financing needs. Although there are no outstanding commercial loans at this time, our services are geared towards supporting local businesses when they need it most. At Southeastern Ohio, we're committed to helping you navigate all your borrowing options effectively. Our knowledgeable staff is just a phone call away at 740-432-0430, ready to answer any questions you may have about our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you today by visiting us at our branch located at 115 Market St, Cambridge OH 43725. Your financial future is important to us!

Credit Lines and Personal Loans

For those who prefer flexibility in borrowing, we offer total credit lines of $4,000,000. This can be an excellent option for unexpected expenses or projects that require additional funding. While we do not currently offer unsecured credit card loans, our team can help you find solutions that work within your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we are here to guide you through the process when you're ready to take that step.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for all users. By pulling data from legitimate financial institutions, LendMesh guarantees that the loan offers you see are accurate and trustworthy.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is reliable and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison is made with your best interests in mind. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily assess their options and make informed decisions about their loans. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals find suitable loan options efficiently. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SOUTHEASTERN OHIO CREDIT UNION