Southeastern Arizona Credit Union Douglas AZ | Affordable Auto Loans & Business Banking

Introduction

At Southeastern Arizona, we believe in building strong relationships with our members and the community. Located at 1600 N Pan American Ave, Douglas, AZ 85607, our branch has been serving the financial needs of locals since 1954. With a membership base of 5,478, we are proud to be a trusted partner for individuals and families looking to achieve their financial goals. While members can visit us at our physical location, official correspondence should be sent to PO Box 1059, Douglas, AZ 85608. We offer a wide range of services tailored to meet your personal and business banking needs, including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. With total assets reaching an impressive $45,649,583 and total deposits amounting to $963,851, we stand on a solid foundation. Our net worth is currently $5,835,749, showcasing our commitment to financial stability. We also have $1,500,700 in cash readily available for our members' needs. Under the leadership of CEO Elisa Watson and Board President Jose Grijalva, our team of 16 employees is dedicated to providing exceptional service. Whether you're looking for loans or simply need assistance with your finances, we are here for you. Feel free to reach out to us at 520-364-8401 or visit our website at www.seafcu.com for more information about how we can support your financial journey. Your success is our mission!

Branch History & Mission

Join Us

As part of the Southeastern Arizona family, you gain access to personalized service tailored to meet your unique needs. Whether you're looking for guidance on loans or wanting advice on budgeting, we're here every step of the way. We invite you to experience the benefits of being part of something greater a community-focused credit union that truly cares about your financial future. Contact us today at (520) 364-8401 or visit our website at https://www.seafcu.com/ to learn more about how you can become a member. Together, let's build a brighter future!

Our Evolution

From our humble beginnings, Southeastern Arizona has evolved significantly. We started as a small group of individuals committed to helping each other achieve their financial goals. Today, we offer a wide range of services including personal banking, auto loans, mortgage financing, and credit card options with rewards. As we have expanded our services, we have also embraced modern technology to enhance your banking experience with online and mobile banking solutions. You can find us conveniently located at 1600 N Pan American Ave Douglas Az 85607, just off major thoroughfares and close to local landmarks. Whether you are visiting for assistance or simply withdrawing cash from our ATM, you will find that our friendly staff is here to help.

Our Mission

At Southeastern Arizona, our mission is simple yet profound: We aim to provide financial services that empower our members while also giving back to the community. We understand that financial wellness is key to achieving personal goals, whether that's buying a home or saving for retirement. That's why we focus not just on lending but on education and support as well. Our commitment extends beyond financial transactions; we actively engage in community outreach programs designed to uplift and support local initiatives. We believe that by investing in our community, we create a stronger foundation for everyone involved. While members can visit us at 1600 N Pan American Ave Douglas Az 85607, official correspondence should be sent to PO Box 1059, Douglas, AZ 85608 if it differs from our branch address.

Branch Location & Accessibility

Convenient Access

At our Douglas branch, we understand the importance of accessibility. Our facility is designed to accommodate all members, featuring ADA-compliant entrances and ramps. There's ample parking available for those who visit us by car, ensuring that your experience starts off hassle-free. Whether you're stopping by for a quick transaction or need assistance with more complex financial services, we're here to help.

Get in Touch!

Have questions? Don't hesitate to reach out! You can contact us at 520-364-8401 for any inquiries or assistance. We invite you to come by and experience the friendly service that sets Southeastern Arizona apart from the rest. Your financial well-being is our priority, and we look forward to welcoming you soon!

Operating Hours

We know that life gets busy! That's why we offer flexible operating hours to meet your needs. You can visit us Monday through Thursday from 9:00 AM to 4:30 PM and on Fridays from 9:00 AM to 6:00 PM. Feel free to drop by during these times; our friendly staff is ready to assist you with everything from checking and savings accounts to auto loans and personal financing.

Services Offered

Our branch is equipped with an ATM for easy cash withdrawals and balance inquiries. If you prefer personal service, our drive-thru banking is available for deposits, withdrawals, and simple transactions without leaving your vehicle. We aim to make every interaction as smooth as possible. While members can visit us at 1600 N Pan American Ave, official correspondence should be sent to PO Box 1059, Douglas, AZ 85608 if that's necessary.

Member Eligibility

Welcome to the community at Southeastern Arizona! Becoming a member is not just about opening an account; it's about joining a supportive network that cares for your financial well-being. To be eligible, you simply need to live, work, worship, or attend school in the area we serve, which fosters a strong connection among our members. This inclusive approach means that if you have ties to our community, you're likely already on the path to membership! Joining us at Southeastern Arizona, located at 1600 N Pan American Ave Douglas Az 85607, opens up a world of benefits, including personalized banking services, competitive loan rates, and a dedicated team ready to assist you. We strive to make the process as smooth as possible so that you can focus on what truly matters your financial goals. If you're ready to take the next step or want more details on eligibility criteria, feel free to give us a call at (520) 364-8401 or visit our website for more information at . We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment processing solution that's as reliable as your team. Our merchant services enable you to accept payments easily, whether it's in-person or online. This means you can focus on what truly matters growing your business. With secure transactions and competitive rates, you can rest assured that your finances are in good hands. Visit us at 1600 N Pan American Ave Douglas Az 85607 in Douglas, AZ or call us at (520) 364-8401 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? At Southeastern Arizona, we offer competitive auto loans that make it simple for you to drive away in the car of your dreams. Our financing options are designed to fit your budget and lifestyle, ensuring you get the best deal possible.

Business Banking

For local entrepreneurs and business owners, we offer comprehensive business banking solutions including merchant services and business loans. We understand how important it is to keep cash flowing in your business; that's why we're here to help with flexible financing options.

Convenient Access

We also provide ATM services for quick cash withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle. If you're ready to explore all these services and more, don't hesitate to reach out! Call us at (520) 364-8401 or visit us at our branch in Douglas, AZ. We look forward to being part of your financial journey!

Credit Cards with Rewards

Enjoy shopping with our credit cards that come with rewards tailored just for you! Earn points on everyday purchases and redeem them for exciting rewards making every transaction count.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our dedicated team will guide you through every step of the process.

Personal Banking

Our personal banking services include a variety of checking and savings accounts tailored to fit different lifestyles. If you're saving for a special occasion or simply want easy access to your funds, our accounts offer flexibility and convenience. With online banking and mobile app features, managing your finances has never been easier. You can check your balance, transfer funds, and even make payments right from your device.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can provide the support you need during those times, whether it's for medical bills, home repairs, or other financial needs. Additionally, if you're looking to simplify your finances, we offer debt consolidation options that can help lower your monthly payments and reduce stress.

Digital & Online Banking

Key Services

With 24/7 online banking services, you can check your account balance, transfer funds, and pay bills whenever it suits you. If you love the convenience of handling things from your smartphone, our mobile application makes it even easier to stay on top of your finances. You can access all your accounts and perform transactions right from the palm of your hand. Need to send money to a friend? With our person-to-person transfer feature, it's straightforward and quick. Plus, if you prefer receiving statements electronically, you'll be glad to know that e-statements are available for those who want to go paperless.

Security and Ease of Use

We prioritize your security while ensuring that our online banking features are user-friendly. With electronic signature authorization available, signing documents online is simple and safe. You can feel confident knowing that your information is protected. Managing your finances should be hassle-free, and that's exactly what we aim for at Southeastern Arizona. Whether you're checking balances or making transfers, our digital banking tools give you real-time control over your accounts without any stress. Explore all the ways you can simplify your banking experience at https://www.seafcu.com/ today!

Financial Strength

At Southeastern Arizona, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing reliable services is backed by solid financial health, ensuring you can trust us with your finances. With a net worth of $5,835,749, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,777,226 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,405,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is highlighted by our support for various sectors; we currently have $21,937,993 in total loans and leases, including 497 used auto loans. Although our net income reflects a current figure of $0, this is part of our strategy to focus on long-term benefits for our members rather than short-term gains. We also take pride in having 11 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our resources are effectively managed with $932,510 net shares available for lending and investments. This supports our continued growth as we serve our valued members. The trust you place in us is echoed by the fact that we have a robust membership base with 9,668 total share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeastern Arizona is your trusted partner. Visit us at 1600 N Pan American Ave Douglas AZ 85607 or call 520-364-8401 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,855,157 in used vehicle loans and $9,371,868 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easier than ever to drive away in your next car.

Credit Lines

In addition to our standard loan products, we provide access to credit lines totaling $2,000,000. This can be a great resource for unexpected expenses or planned projects where you may need quick access to funds. For all our loan products, we encourage potential borrowers to explore refinancing options if they currently have existing loans at higher interest rates. Our team is ready to assist you with eligibility checks and provide insights into how refinancing could benefit your financial situation. If you're ready to take the next step toward fulfilling your financial goals or simply want more information about our offerings, don't hesitate to reach out! You can contact us at (520) 364-8401, or visit us at our branch located at 1600 N Pan American Ave Douglas Az 85607 in Douglas, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the perfect loan product that meets your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are here to guide you through your options and help you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $165,237 in loans helping members manage their finances effectively. This option allows for greater spending flexibility while providing an easy way to pay off purchases over time.

Loan Aggregator

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