Southeast Financial Credit Union Nashville TN | Low Mortgage Rates & Business Banking

Introduction

Welcome to Southeast Financial, your trusted partner in navigating the world of finance since 1936. Located at 444 James Robertson Pkwy, Nashville, TN 37219, our branch is dedicated to providing personalized banking solutions that truly meet the needs of our community. Whether you're looking for a reliable place to save, a loan for your next vehicle, or assistance with your business finances, we are here to help. With over 39,000 members and total assets exceeding $459 million, we pride ourselves on our strong commitment to serving you. Our team, led by CEO John Jacoway and Board President Cleo Duckworth, works diligently every day to ensure that our members receive exceptional service and valuable financial products. From personal banking options like checking and savings accounts to comprehensive loan services including auto loans and mortgages we strive to empower you on your financial journey. At Southeast Financial, we understand the importance of community engagement. We aim not just to be a financial institution but also a supportive neighbor in Nashville. Our dedicated staff of 132 employees is ready to assist you with any questions or concerns you may have, whether in-person or over the phone at 615-743-3700. For those needing assistance outside normal banking hours, our drive-thru service operates from 8:00 AM to 4:30 PM, making it easy for you to manage your finances on your schedule. While members can visit us at our branch address, official correspondence should be sent to the same location: 444 James Robertson Pkwy, Nashville, TN 37219. Join us today and discover why more individuals and families are choosing Southeast Financial as their trusted credit union. Explore our services further by visiting our website at Southeast Financial or give us a call your path to better banking starts here!

Branch History & Mission

Join Us

While you can visit us at 444 James Robertson Pkwy for all your banking needs our doors are open Monday through Friday from 8:00 AM to 4:30 PM we encourage you to reach out via phone at 615-743-3700 for any inquiries or assistance. If you prefer official correspondence, please send it to our mailing address at 444 James Robertson Pkwy, Nashville, TN 37219. We invite you to experience the benefits of being part of Southeast Financial. Join us today and let us help you achieve your financial goals while making a difference in your community!

Our Evolution

From the moment we opened our doors, our mission has been clear: to provide accessible and reliable financial services that empower our members. Over the decades, we have adapted to meet the changing needs of our community while staying true to our core values of integrity and service. Our growth has been marked by significant milestones expanding our product offerings and embracing technological advancements that allow us to serve you better. Our branch is not just about banking; it's about building relationships. We actively engage with local organizations and participate in outreach programs aimed at enhancing the quality of life in Nashville. By forming partnerships with community groups, we strive to make a positive impact beyond just financial services.

Our Mission

At Southeast Financial, our mission is simple yet powerful: to enhance the financial well-being of our members through personalized service and innovative solutions. We offer a wide range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking options. With features like online and mobile banking, we ensure that managing your finances is convenient and secure. We are dedicated to creating a welcoming environment for all members. Whether you need assistance with opening an account or seeking advice on loans, our knowledgeable staff is here to help. Our commitment extends beyond transactions; we aim to foster a sense of belonging among our members.

Branch Location & Accessibility

Welcome to Southeast Financial, conveniently located at 444 James Robertson Pkwy in the vibrant city of Nashville, TN. Our branch is nestled in Davidson County, close to key landmarks like the Tennessee State Capitol and the bustling downtown area, making it easy for you to stop by whenever you need banking services. At Southeast Financial, we prioritize your convenience. Whether you're visiting us for personal banking needs or exploring our loan options, our location is designed with accessibility in mind. We offer ADA-compliant features and ample parking spaces to ensure all members can access our services comfortably. Our branch operates from Monday through Friday, opening its doors at 8:00 AM and closing at 4:30 PM. If you're in a hurry, take advantage of our drive-thru service during these hours for quick transactions like deposits and withdrawals without leaving your vehicle. Plus, we have an ATM available on-site for your convenience perfect for those late-night cash needs! While members can visit us at 444 James Robertson Pkwy, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 615-743-3700. We invite you to stop by and discover how Southeast Financial can help meet your banking needs!

Member Eligibility

Becoming a member of Southeast Financial is like joining a welcoming family that supports your financial journey. At our branch located at 444 James Robertson Pkwy Nashville Tn 37219, we believe everyone deserves access to quality financial services. If you live, work, or attend school in the area, you're likely eligible to join us. It's as simple as that! We value community and strive to provide personalized support for all your banking needs. For more specific details about eligibility, feel free to check out the information available at . Opening an account is a breeze and can be done right here at our branch. If you have any questions or want guidance through the process, don't hesitate to call us at (615) 743-3700. We're here to help you take the first step towards membership and enjoy all the benefits that come with it!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $82 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $185 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,620,361, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

Imagine a busy Saturday where your retail shop is buzzing with customers. Our merchant services allow you to process payments quickly and securely, ensuring your customers have a smooth checkout experience. From point-of-sale systems to online payment options, we provide tools that make transactions easy and efficient. Located at 444 James Robertson Pkwy Nashville Tn 37219 in Nashville, TN, our team is here to help you navigate your business banking needs. Call us at (615) 743-3700 or visit us today!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, you'll appreciate our business banking services. We provide merchant services and business loans that help you grow and manage your operations smoothly.

Credit Cards and Rewards

For those who enjoy rewards, our credit cards come with attractive benefits designed to enhance your spending experience. You can earn points on everyday purchases while enjoying competitive rates.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your accounts from anywhere. You can easily access ATM services for cash withdrawals or balance checks without any hassle.

Drive-Thru and ATM Access

For those quick transactions, our basic drive-thru banking provides an efficient way to make deposits and withdrawals without leaving your car. Our ATMs are available for easy access to cash whenever you need it. At Southeast Financial, we aim to be more than just a bank; we want to be a partner in your financial journey. If you have questions about any of our services or need assistance, feel free to reach out at 615-743-3700 or visit us online at southeastfinancial.org. We invite you to explore how our comprehensive services can empower you financially!

Personal Banking Services

Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Need a way to finance your next vehicle? Our auto loans and vehicle financing options make purchasing or refinancing easy. If you're looking to buy a home, our mortgage loans and refinancing services can help simplify the process. Plus, we provide personal loans and debt consolidation solutions to help you manage your finances effectively.

Digital & Online Banking

Key Services

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills right from the comfort of your home or on the go. You can also sign documents electronically with our electronic signature authorization feature, making it quick and easy to complete transactions without the need for paper forms. We know that staying organized is important. That's why we offer e-statements that give you a clear view of your financial activity while helping you reduce clutter. Plus, if you're always on the move, our mobile application brings all these features right to your fingertips. Whether you're making payments or checking your account balance, it's all just a tap away.

Security and Convenience

Your security is our top priority. Our online banking platform includes robust security measures to protect your personal information while providing a user-friendly experience. And if you prefer using mobile payments, we've got you covered there too! You can easily make purchases using your smartphone, adding an extra layer of convenience to your everyday spending. While person-to-person transfers aren't currently offered, our other features ensure that managing your money is simple and straightforward. With Southeast Financial's digital banking options, you're not just keeping up with your finances you're taking charge of them! Join us at Southeast Financial today and explore how our digital banking services can enhance your financial experience!

Financial Strength

A Growing Community

With a total of 62,811 share accounts, Southeast Financial is proud of its growing member base who trust us with their finances. Our net shares stand at $199,827, highlighting the funds available for lending and investments within our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeast Financial is your trusted partner. Visit us at 444 James Robertson Pkwy Nashville TN 37219 or call 615-743-3700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

Our financial strength is further reflected in our impressive total undivided earnings of $24,186,110. This enables us to reinvest in innovative banking tools and stronger lending options to serve you better. With $11,166 in used auto loans and over $377 million in total loans and leases available for our members' needs, we're dedicated to supporting your financial aspirations.

Member-Focused Savings

We prioritize our members above all else. Members' savings are secured through $103,592,127 in share certificates and $41,065,985 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, our focus is on you our members with $9,342,000 in non-member deposits ensuring that our resources are directed towards delivering better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a reported net income of $0, which indicates that we are strategically managing our resources for long-term stability rather than short-term gains. Our commitment translates into competitive loan rates and solid financial products designed specifically for our members.

Our Solid Foundation

With a net worth of $36,814,464, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 801 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Team at Your Service

We take pride in having 129 full-time employees and 3 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. We believe that the right people make all the difference when it comes to providing excellent service.

Loan Offering

Additional Offerings

In addition to these key offerings, we also provide personal loans for debt consolidation and other financial needs. If you're interested in refinancing any of your existing loans or would like to explore eligibility options for any of our products, don't hesitate to reach out. You can contact us at (615) 743-3700 for more information about our loan offerings or visit us in person during our operating hours from Monday through Friday between 8:00 AM and 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Southeast Financial, we're dedicated to helping you navigate your financial journey successfully!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $160,470,685 in used vehicle loans and $18,937,266 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have financing options that suit your budget.

Business Financing

For business owners looking to grow and expand, our outstanding commercial loans totaling $6,620,361 provide the capital needed for various business ventures. Whether you're starting a new project or expanding an existing one, we're here to help you succeed.

Credit Card Loans

Managing your finances effectively is essential. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,137,730 in loans available to our members. Our credit cards come with rewards and are designed to help you maximize your spending power while minimizing costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,137,772, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure that your path to owning a home is as smooth as possible.

Loan Aggregator

Benefits of Using LendMesh

LendMesh prides itself on offering several key benefits to enhance your loan comparison experience: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions without delays. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness of the platform in delivering real value to its users. For those ready to take control of their financial future, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers presented are fair and transparent. Every listed loan option is backed by legitimate financial institutions, ensuring that users receive verified data rather than promotional listings.

SOUTHEAST FINANCIAL CREDIT UNION