Southeast Financial Credit Union Goodlettsville TN | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Southeast Financial, your trusted partner in financial growth since 1936! Located at 139 Northcreek Blvd, Goodlettsville, TN 37072, we pride ourselves on being a cornerstone of the community, providing essential banking services tailored to your needs. With over 39,000 members and total assets of $459,300,423, our commitment to you is clear: we are here to support your financial journey with integrity and care. While you can visit us at our branch for friendly assistance, please note that any official correspondence should be sent to our mailing address at 139 Northcreek Commons, Goodlettsville, TN 37072. At Southeast Financial, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our robust loan portfolio features 28,583 loans and leases, reflecting our dedication to empowering our members through accessible financing solutions. With total deposits amounting to $36,699,584 and a solid net worth of $36,814,464, we ensure that your hard-earned money is secure with us. Led by our experienced CEO John Jacoway and Board President Cleo Duckworth, our team of 132 dedicated employees is always ready to assist you. We understand that banking should be convenient and straightforward; that's why we provide online and mobile banking options for your ease. Plus, you can access our ATM services whenever needed. Join us today at Southeast Financial where your financial success is our priority! Feel free to call us at 615-743-3700 or visit our website at southeastfinancial.org for more information. We look forward to serving you!

Branch History & Mission

Welcome to Southeast Financial, a cornerstone of the Goodlettsville community since 1936. Located at 139 Northcreek Blvd, Goodlettsville, TN 37072, our branch has proudly served members for over eight decades. With a mission to empower individuals and families through accessible financial services, we have grown alongside our community, offering support when it matters most. From humble beginnings, Southeast Financial has evolved into a trusted credit union with a total membership of 39,119 and assets totaling $459,300,423. Our commitment to providing personalized banking solutions has been unwavering. We believe that every member's financial journey is unique, and we aim to provide tools and resources that foster growth and stability. Our mission statement reflects our dedication: "To enhance the financial well-being of our members by providing exceptional service and innovative products." This commitment extends beyond mere transactions; we strive to make a positive impact in the lives of those we serve. Whether it's helping you secure an auto loan, navigate mortgage options, or manage your savings effectively, we're here for you every step of the way. While members can visit us at our Goodlettsville location, official correspondence should be sent to 139 Northcreek Commons, Goodlettsville, TN 37072 if needed. We understand the importance of convenience in today's fast-paced world. That's why we offer digital banking options like online banking and mobile payments alongside traditional services like ATM access and personal consultations. Our branch operates Monday through Friday from 8:00 AM to 4:30 PM, ensuring that we're available when you need us most. Although we do not currently offer drive-thru services or shared service centers, we are committed to making your experience as smooth as possible with ADA-compliant facilities. Southeast Financial believes in giving back to the community that supports us. We actively engage in local outreach efforts and partnerships that strengthen our ties with residents. Whether it's sponsoring community events or supporting local charities, we strive to uplift those around us. As we look ahead to the future, we invite you to join Southeast Financial. Experience the benefits of being part of a credit union that prioritizes your needs and values your trust. Together, let's build a brighter financial future for you and our beloved Goodlettsville community. For more information or to become a member today, call us at 615-743-3700 or visit our website.

Branch Location & Accessibility

Accessibility and Services

At Southeast Financial, we prioritize accessibility for all members. Our branch features ADA-compliant facilities with ramps and designated parking spaces to ensure everyone can easily reach us. Plus, our friendly staff is always ready to assist you with any questions or needs. We offer convenient banking hours from Monday to Friday, 8:00 AM to 4:30 PM. Whether you're looking to open a new account, apply for an auto loan, or simply need assistance with online banking, we have you covered during these hours. For those on the go, we also have an ATM available for quick cash withdrawals and balance checks. While we currently do not offer drive-thru services, our team is dedicated to providing efficient service inside the branch. If you need to send official correspondence, please note that while you can visit us at our branch address, our mailing address is 139 Northcreek Commons, Goodlettsville, TN 37072.

Get in Touch

Ready to experience exceptional service? We invite you to visit Southeast Financial today! If you have any questions or would like more information about our services before stopping by, don't hesitate to give us a call at 615-743-3700. We look forward to welcoming you!

Member Eligibility

At Southeast Financial, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that looks out for each other. If you're interested in membership, you'll be glad to know that eligibility is open to anyone who lives, works, worships, or attends school in Davidson County, as well as their immediate family members. This means you can enjoy the benefits of personalized financial services and support tailored just for you! To learn more about these criteria and to see if you qualify, feel free to visit our website at . Getting started is simple! You can open your account online or visit us at our branch located at 139 Northcreek Blvd Goodlettsville Tn 37072. Our friendly team is here to assist you every step of the way. If you have any questions or need more information, don't hesitate to give us a call at (615) 743-3700. Join us today and experience the difference that comes with being a member of Southeast Financial!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $82 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $185 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,620,361, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine a busy day at your retail store. Customers line up to pay, but you're worried about transaction delays. Our merchant services take the hassle out of payments. With user-friendly tools that allow you to accept payments quickly and securely, you can focus on what matters most growing your business. Ready to take the next step? Visit us at 139 Northcreek Blvd, Goodlettsville, TN 37072, or call us at 615-743-3700 to learn how our business banking and commercial services can support your goals!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer robust business banking solutions, including merchant services and business loans. We understand how important it is for businesses to have reliable financial support; our products are tailored to help you thrive.

Credit Cards

Our credit cards with rewards program is perfect for those who want to earn while they spend. Enjoy cashback on purchases or points towards exciting rewards because every little bit helps when it comes to managing your finances effectively.

Digital Banking Services

In today's fast-paced world, convenience matters. That's why online and mobile banking features at Southeast Financial allow you to manage your finances anytime, anywhere. Check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly mobile application. Additionally, our ATM and cash withdrawal services ensure that accessing your funds is easy whenever you need them. --- If you're ready to explore these services further or have any questions, don't hesitate to reach out! Call us at (615) 743-3700 or visit us at 139 Northcreek Blvd Goodlettsville Tn 37072 in Goodlettsville, TN. Join us today at Goodlettsville, where we're committed to supporting your financial journey!

Home Financing

If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans and refinancing solutions can make the process straightforward. We work closely with you to find a loan that fits your budget, allowing you to focus on what matters most making your new house a home.

Personal Banking

We understand that managing your finances can be challenging. That's why we offer checking and savings accounts designed to help you save money and manage your daily expenses effortlessly. With competitive interest rates and easy access, our accounts are structured to fit your lifestyle. For those considering purchasing a vehicle, our auto loans and vehicle financing options provide flexible terms and competitive rates. Imagine driving home in your dream car without the stress of complicated financing!

Personal Loans

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services are here to help you navigate these challenges without overwhelming stress. Whether it's for medical bills, home repairs, or consolidating existing debt, we'll guide you through the options available.

Digital & Online Banking

Accessibility and Security

Managing your money should be straightforward and secure. That's why at Southeast Financial, we prioritize robust security measures to protect your personal information while providing easy access to your accounts. Plus, with real-time account management tools, you'll always know exactly where you stand financially. Although person-to-person transfers aren't available right now, we're committed to continually improving our services based on member feedback. Whether you're checking your balance or making payments, our aim is to ensure that every interaction is smooth and satisfying. Experience all these benefits and more by exploring our digital banking options today at https://www.southeastfinancial.org/!

Key Services

One of the standout features is our user-friendly mobile application, which allows you to check balances, transfer funds, and even deposit checks right from your smartphone. If you prefer managing your finances on a larger screen, our online banking platform is always just a click away. You can also enjoy the ease of receiving e-statements, which means you won't have to worry about paper clutter anymore. For those times when you need to sign documents quickly, we offer electronic signature authorization. This feature ensures that you can complete transactions securely without the hassle of printing or mailing papers. And if you're always on the go, take advantage of our mobile payments feature to pay for purchases directly from your device.

Financial Strength

At Southeast Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to report that our financial health reflects our commitment to serving you effectively and reliably. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $36,814,464, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 801 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $103,592,127 in share certificates and $41,065,985 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,342,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,186,110 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $11,166 in used auto loans and a total of $377,520,910 in loans and leases supporting your financial goals across various sectors. Although our reported net income is $0, this allows us to focus on strengthening our services rather than profits alone. We take pride in having 129 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments stand at $199,827. We have a total of 62,811 share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeast Financial is your trusted partner. Visit us at 139 Northcreek Blvd Goodlettsville TN 37072 or call 615-743-3700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $160,470,685 in used vehicle loans and $18,937,266 in new vehicle loans already helping members get on the road. We cater to various needs, whether you're interested in financing a brand-new vehicle or a reliable used option.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $6,620,361 provide the capital needed to expand your operations or invest in new projects. Additionally, we have refinancing options available for those who want to improve their current loan terms or consolidate debt. If you're unsure about your eligibility for any of our loan products or if you have questions about our services, feel free to reach out at 615-743-3700. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at our branch located at 139 Northcreek Blvd Goodlettsville TN 37072, where our dedicated team is ready to assist you with all your financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,137,772, make buying or refinancing simple. We are committed to guiding you through the process every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,137,730 in loans helping members manage their finances effectively. These cards provide convenience and purchasing power while allowing you to build your credit history responsibly.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance means users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.