Southeast Financial Credit Union Bowling Green KY | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Southeast Financial, your trusted partner in financial well-being located at 1207 Ashley Cir, Bowling Green, KY 42104. Since our establishment in 1936, we have been dedicated to serving our community with integrity and commitment. With a proud membership of over 39,000, we strive to provide exceptional service tailored to the unique needs of our members. At Southeast Financial, we understand that your financial goals are personal. That's why we offer a range of services, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our total assets exceed $459 million, ensuring that we have the resources to support you every step of the way. Currently, our total deposits stand at $36,699,584, reflecting the trust our members place in us. Led by our CEO, John Jacoway, and Board President, Cleo Duckworth, our team of 132 employees is here to help you achieve your financial dreams. We pride ourselves on being more than just a credit union; we're a vital part of the Bowling Green community. Whether you're looking for personalized banking solutions or guidance on loans our goal is to empower you with the right tools. While members can visit us at our branch location in Bowling Green, official correspondence should be sent to our mailing address: 1207 Ashley Circle, Bowling Green, KY 42104. Ready to take control of your finances? Call us today at 270-782-2480 or explore our services online at Southeast Financial. Join us as we continue to grow together!

Branch History & Mission

Southeast Financial has a proud history that began in 1936, deeply rooted in the heart of Bowling Green, KY. Over the years, we have grown from a small community credit union into a trusted financial partner for over 39,000 members. Our branch at 1207 Ashley Cir, conveniently located near local landmarks, has become a cornerstone of the community. Our mission is clear: to provide accessible and affordable financial services while fostering community support and engagement. We believe that everyone deserves the opportunity to achieve their financial goals, whether that means buying a home, financing a vehicle, or simply saving for the future. With total assets exceeding $459 million, we are committed to ensuring our members' financial well-being. At Southeast Financial, we pride ourselves on being more than just a financial institution; we are dedicated to enhancing the lives of our members through personalized service and innovative solutions. Our operating hours are tailored to meet your needs: the lobby is open from 8:00 AM to 4:30 PM on weekdays, complemented by drive-thru banking for added convenience. As part of our commitment to accessibility, we offer ATM services and drive-thru banking facilities. We also embrace modern technology with options such as online banking and mobile payments, allowing you to manage your finances wherever you are. Community outreach is at the heart of what we do. We actively engage in initiatives that support local organizations and events, reinforcing our commitment to making Bowling Green a better place for all. While members can visit us at 1207 Ashley Cir, official correspondence should be sent to 1207 Ashley Circle, Bowling Green, KY 42104. Join us at Southeast Financial and experience the difference of member-focused banking. Whether you're looking for personal loans, mortgages, or business services, we invite you to become part of our growing family. Together, let's build a brighter financial future! For more information or assistance, please call us at 270-782-2480 or visit our website at Southeast Financial.

Branch Location & Accessibility

Convenient Access

At Southeast Financial, we understand that convenience is key. Our branch features ample parking and is fully accessible, including ADA-compliant ramps for those who need them. With our drive-thru banking option available, you can complete simple transactions without leaving your vehicle. Plus, we have an ATM on-site to ensure you have easy access to your funds whenever you need them.

Operating Hours

We strive to fit into your busy schedule! Our lobby hours are Monday through Friday from 8 AM to 4:30 PM. This means you can pop in before work or during lunch breaks without any hassle. The same hours apply for our drive-thru service as well.

Services Offered

Southeast Financial offers a wide range of services designed to help you achieve your financial goals. Whether you're interested in personal banking options like checking and savings accounts, looking for auto loans or mortgages, or even exploring business banking solutions, we've got you covered. Our online and mobile banking services make managing your finances easier than ever! We invite you to come visit us at Southeast Financial in Bowling Green! If you have questions or want more information about our services, feel free to call us at 270-782-2480. Our team is ready and eager to assist you!

Member Eligibility

At Southeast Financial, we believe that everyone deserves a chance to belong to a supportive community where financial goals can be achieved together. Becoming a member is simple and welcoming! If you live, work, or worship in the area surrounding our branch at 1207 Ashley Cir Bowling Green Ky 42104, you're likely eligible to join us. We pride ourselves on being inclusive, so whether you're new to banking or looking for better services, we are here for you. Joining Southeast Financial not only grants you access to personalized financial services but also places you in a network of fellow members who support one another's journeys. For detailed information about eligibility criteria, feel free to visit our website at . And when you're ready to open an account, just give us a call at (270) 782-2480 we're excited to help you get started on your financial path!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer practical merchant services that simplify daily operations. Imagine having reliable tools that allow you to accept payments easily and manage transactions efficiently. Our services help you focus on what matters most growing your business. Visit us at 1207 Ashley Cir Bowling Green Ky 42104 or call us at (270) 782-2480 to learn how we can partner with you for success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $82 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $185 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,620,361, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access and Convenience

Our branch also offers essential ATM services for withdrawals and balance checks along with basic drive-thru banking for deposits, withdrawals, and simple transactions. We strive to make banking as convenient as possible for our members. If you have questions or want to learn more about how we can assist you further, feel free to reach out at 270-782-2480. At Southeast Financial in Bowling Green, we're here not just as a bank but as a partner in your financial journey. Visit us today or check out our website at Southeast Financial to explore all our services!

Business Banking Services

For small business owners, we offer comprehensive business banking services, including merchant services and business loans. We know how important it is to keep your operations running smoothly, so we provide tools that simplify payment processing and help you secure funding for growth.

Credit Cards and Rewards

Shopping can be more rewarding with our credit cards with rewards program. Enjoy cash back on your purchases while building credit at the same time! Our cards are easy to use and come with benefits that fit any lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments, e-statements, and online transfers, staying on top of your finances has never been easier. Whether you're checking your balance or making payments on the go, our digital tools put control in your hands.

Personal Banking Solutions

Managing your everyday finances is made simple with our personal banking services. We offer various checking and savings accounts tailored to fit your lifestyle. Our accounts come with features that allow you to track your spending easily and save for future goals. When it comes to larger purchases like a car or home, our auto loans and vehicle financing options can make the process stress-free. Imagine driving away in your dream car without breaking the bank our competitive rates ensure you get the best deal possible. Looking to invest in real estate? Our mortgage loans and refinancing options are designed with flexibility in mind. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we have the right solution for you. For those unexpected expenses or debt consolidation needs, our personal loans can provide quick access to funds when you need them most.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your balance, pay bills, and transfer funds whenever it suits you. Enjoy the peace of mind that comes with knowing your financial information is protected with top-notch security measures. We also offer E-Statements, allowing you to go green while keeping track of your transactions effortlessly. Need to make quick payments? Our mobile payments feature lets you send money directly from your smartphone. Plus, if you prefer managing everything through an app, you're in luck! Our mobile application makes it even easier to stay connected to your finances on the go. If you ever need to sign documents but can't make it into the branch, our electronic signature authorization makes it simple and safe. You can finalize necessary paperwork without any hassle. While we currently do not support person-to-person transfers, our other features more than cover what you need for everyday banking. Experience real-time account management with all these tools at your fingertips. At Southeast Financial, we're committed to making your banking experience smooth and accessible. Join us today and see how easy banking can be!

Financial Strength

Growing Member Base

Total Share Accounts stand at an impressive 62,811, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $199,827, we're well-positioned to meet your needs as they grow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeast Financial is your trusted partner. Visit us at 1207 Ashley Cir Bowling Green KY 42104 or call us at 270-782-2480 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by our current net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 129 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting in Your Future

With $24,186,110 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $11,166 in used auto loans and an impressive total of $377,520,910 in loans and leases, we're dedicated to supporting your financial goals across various sectors.

Secure Savings

Members' savings are secured through $103,592,127 in share certificates and $41,065,985 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,342,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Foundation

With a net worth of $36,814,464, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 801 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $160,470,685 in used vehicle loans and $18,937,266 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new vehicle or a reliable pre-owned option, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $6,620,361 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funds when opportunities arise. At Southeast Financial in Bowling Green, KY (1207 Ashley Cir), we prioritize your financial health and strive to deliver loan products that suit your needs. You can reach us at 270-782-2480 during our lobby hours from 8:00 AM to 4:30 PM (Monday through Friday) for any inquiries or assistance with applications. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. With our commitment to transparency and community support, we're here to help you succeed financially one loan at a time!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $26,137,772. If you're considering refinancing your existing mortgage or are a first-time homebuyer, our experienced staff can help guide you through the process and find the best solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,137,730 in loans helping members manage their finances effectively. These cards provide an easy way to cover everyday expenses while giving you peace of mind with competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are comparing legitimate loan options.

SOUTHEAST FINANCIAL CREDIT UNION