SOUTHCOAST FEDERAL CREDIT UNION

Welcome to Southcoast, your trusted financial partner located at 43 High St, Wareham, MA 02571. Since our establishment in 1976, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the unique needs of our 4,468 members. With total assets exceeding $61,939,962, we are dedicated to fostering financial growth and stability for everyone who walks through our doors. At Southcoast, we believe in making banking accessible and beneficial for all. We currently manage over $3,369,481 in deposits and offer a diverse range of financial products including personal loans, auto loans, and credit cards with rewards. Our focus is on empowering our members through financial education and personalized service. Our leadership team is deeply invested in the community's well-being. Under the guidance of CEO Duarte Silva and Board President Robert Fernandes, our staff of 19 employees works diligently to ensure that every member feels valued and supported. Whether you're looking for a new savings account or seeking advice on managing your finances, we're here for you. While members can visit us at 43 High St, official correspondence should be sent to the same address as we do not have a separate mailing location. Feel free to reach out by phone at 508-273-4334 during our lobby hours on Thursdays from 8:00 AM to 4:00 PM and Fridays from 8:00 AM to 1:00 PM. Join us today and experience the difference of being part of a credit union that truly cares about its members. Explore more about our services and how we can help you achieve your financial goals by visiting us online at Southcoast Credit Union. Together, let's build a brighter financial future!

Welcome to the rich history of Southcoast, located in the heart of Wareham, MA. Since opening our doors in 1976, we have proudly served our community with dedication and care. Starting as a small credit union, we have grown into a trusted financial partner for over 4,468 members. With total assets reaching an impressive $61,939,962, we continue to provide exceptional financial services tailored to the needs of our members. Our branch is conveniently located at 43 High St, Wareham, MA 02571, a place where community spirit thrives and relationships are built. While you can visit us at this address for all your banking needs, please note that we do not have a separate mailing address. At Southcoast, our mission goes beyond just providing financial products; it's about enhancing the lives of those we serve. We strive to empower our members by offering comprehensive services such as personal banking, auto loans, mortgages, and business banking solutions. Our commitment to community support is evident through various outreach initiatives and partnerships that aim to uplift and strengthen our local area. As part of our dedication to accessibility and modern banking experiences, we offer features like online banking, mobile payments, and e-statements. We also have an ATM available for your convenience. However, please note that we do not currently provide drive-thru service or shared service center availability. Our operating hours reflect our commitment to being there for you when you need us most: Thursday from 8:00 AM to 4:00 PM and Friday from 8:00 AM to 1:00 PM. If you have any questions or need assistance, feel free to reach out at 508-273-4334. Join us at Southcoast Credit Union and discover how we can help you achieve your financial goals while contributing positively to our vibrant community. We look forward to welcoming you!

At Southcoast, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. If you're wondering how to become a member, the process is simple and welcoming! Anyone who lives, works, or attends school in our community can join us. Whether you're looking for personal banking solutions or loans, you'll find that our services are designed with your needs in mind. To get started, visit us at our branch located at 43 High St Wareham Ma 02571, or feel free to give us a call at (508) 273-4334 if you have any questions. For more detailed eligibility information, check out our website at https://southcoastcu.org/online-applications/ . Once you're ready, you can open an account easily by following the steps outlined here: https://southcoastcu.org/online-applications/ . We can't wait to welcome you as a member of Southcoast!

At Southcoast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential. That's why we're proud to share the details of our financial strength, which demonstrates our commitment to serving you. With a net worth of $7,949,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,283 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,821,298 in share certificates and $5,648,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,159,243, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is reflected by having $6,581,278 in undivided earnings. This allows us to develop innovative banking tools and stronger lending options while enhancing security measures to serve you better. With $281 in used auto loans and $34,817,126 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The growing trust our members place in us is evident with 9,359 total share accounts. This reflects not just numbers but the relationships we've built over the years with each member who walks through our doors or connects with us online. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southcoast is your trusted partner. Visit us at 43 High St Wareham Ma 02571 or call (508) 273-4334 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.