SOUTHCOAST FEDERAL CREDIT UNION

Welcome to Southcoast, your trusted partner in financial success since 1976! Located at 1743 Acushnet Ave, New Bedford, MA 02746, our branch has become a cornerstone of the community, serving over 4,468 members with a commitment to personalized service and financial well-being. At Southcoast, we understand that every member's needs are unique, and we strive to provide tailored solutions that empower you to achieve your financial goals. With total assets amounting to an impressive $61,939,962 and total deposits of $3,369,481, we are dedicated to maintaining the stability and growth of your finances. Our diverse range of services includes everything from checking and savings accounts to auto loans and mortgage refinancing. We also offer competitive credit card options designed with rewards to benefit our members. Under the leadership of our CEO Duarte Silva and Board President Robert Fernandes, Southcoast has built a strong reputation for excellence. Our team of 19 employees is here to ensure you receive the highest level of customer care. Whether you're visiting us in person or accessing our services online at southcoastcu.org, we're always ready to assist you. While members can visit us at our branch address, official correspondence should be sent to 271 Union St, New Bedford, MA 2740. If you have any questions or need assistance, feel free to call us at (508) 997-4545. We invite you to join us in building a brighter financial future together!

At Southcoast, we believe that everyone deserves access to a supportive financial community, and becoming a member is easier than you might think! To join us at our welcoming branch located at 1743 Acushnet Ave New Bedford Ma 02746, you just need to meet a few simple eligibility criteria. Typically, individuals who live, work, worship, or attend school in the area can become members. It's our way of ensuring that we serve our local community and create lasting relationships with those we support. You can find more detailed information about eligibility on our website at https://southcoastcu.org/online-applications/ . Once you're ready to take the next step, opening an account is a breeze! We offer various accounts tailored to fit your needs and lifestyle. If you have any questions or need assistance during the process, feel free to give us a call at (508) 997-4545. Joining Southcoast means being part of a friendly community where your financial well-being is our priority. Check out how easy it is to get started by visiting https://southcoastcu.org/online-applications/ !

At Southcoast, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to give you control over your finances anytime, anywhere. Whether you're checking your balance or making payments, our online platform provides a user-friendly experience you can trust. With 24/7 access through our online banking portal, managing your accounts has never been easier. You can view your account statements, transfer funds, and even set up e-statements for hassle-free record keeping. Plus, with the availability of mobile payments, you can make purchases directly from your smartphone, allowing for quick and easy transactions without the need for cash or cards. Our mobile application enhances your banking experience further by offering features like person-to-person transfers. Need to send money to a friend? Just a few taps on your phone will do the trick! And if you're worried about signing documents, rest easy knowing that we provide electronic signature authorization for your convenience. Security is at the heart of everything we do. Our online banking services are designed to keep your personal information safe while providing you with real-time updates on your accounts. This way, you can manage your finances confidently, knowing that we're here to protect what matters most to you. Join us at Southcoast and take advantage of all these digital banking features today! Whether you're at home or on the go, managing your money has never been more accessible.

At Southcoast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong foundation for your financial journey, ensuring you can save, borrow, and invest with confidence. With a net worth of $7,949,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,283 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,821,298 in share certificates and $5,648,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,159,243, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,581,278 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $281 in used auto loans and $34,817,126 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 3 part-time employees. This dedicated team is always ready to serve you with expertise and care. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 9,359, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southcoast is your trusted partner. Visit us at 1743 Acushnet Ave New Bedford Ma 02746 or call (508) 997-4545 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*