SOUTHCOAST FEDERAL CREDIT UNION

Welcome to Southcoast, your trusted partner in financial well-being right here in Fairhaven, MA. Located at 200 Mill Rd, our branch has been serving the community since 1976 with a commitment to providing personalized banking solutions tailored to your needs. With over 4,468 members and assets totaling $61,939,962, we pride ourselves on being a credit union that truly understands its members. At Southcoast, we believe in fostering strong relationships within our community. Our dedicated team of 19 employees, led by CEO Duarte Silva and Board President Robert Fernandes, is here to help you navigate your financial journey. Whether you're looking for auto loans, mortgage refinancing, or simply want to open a checking account, we have the resources and expertise to assist you every step of the way. While members can visit us at 200 Mill Rd, official correspondence should be sent to the same address. We are committed to transparency and are proud of our financial health, reflected in our total deposits of $3,369,481 and a net worth of $7,949,812. We invite you to explore our range of services which include personal banking options, business banking solutions, and advanced online and mobile banking capabilities. Our goal is not just to meet your financial needs but to exceed your expectations. If you're ready to take the next step towards achieving your financial goals or have any questions about our services, don't hesitate to reach out! You can contact us at (508) 910-3988 or visit us at our website Southcoast. We look forward to welcoming you into the Southcoast family!

At Southcoast, we believe that everyone deserves to be part of a welcoming community where their financial needs are understood and prioritized. Joining us is easy! If you live, work, or go to school in the area, you're likely eligible for membership. We welcome individuals from all walks of life, making it a fantastic opportunity for anyone looking for personal banking solutions tailored just for them. By becoming a member at Southcoast, you'll enjoy benefits like competitive rates on loans, personalized service, and access to a variety of financial products designed to help you succeed. Ready to take the next step? Opening an account is straightforward! You can find more details about eligibility and how to start your application process by visiting our website at https://southcoastcu.org/online-applications/ . If you have any questions or need assistance, feel free to call us at (508) 910-3988. We can't wait to welcome you into the Southcoast family!

At Southcoast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a solid foundation, which is why we continuously strive to maintain our strong financial health. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $7,949,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,283 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,821,298 in share certificates and $5,648,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,159,243, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $6,581,278 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures so we can serve you better. With $281 in used auto loans and $34,817,126 in total loans and leases, our lending capacity supports your financial goals across various sectors. While our operational efficiency is reflected in our $0, it also ensures that we can keep offering competitive loan rates and solid financial products for our members. We take pride in having 16 full-time employees and 3 part-time employees dedicated to serving you with expertise and care. Our net shares available for lending stand at $0, while the number of total share accounts reaches 9,359, showcasing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southcoast is your trusted partner. Visit us at 200 Mill Rd Fairhaven Ma 02719 or call (508) 910-3988 to learn more about how we can help you achieve your financial goals.