In addition to loans, we offer merchant services that simplify transactions and enhance customer satisfaction. Imagine being able to accept payments easily while managing your finances all in one place. Our tools enable you to process transactions smoothly, giving you more time to focus on what matters growing your business. Visit us at 120 Charlton Rd Sturbridge Ma 01566 in Sturbridge, MA or give us a call at (508) 347-1774 to learn more about how we can help your business flourish!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $34,271,722, we continue to drive economic growth by financing new and expanding businesses.
Need quick cash or want to make simple transactions? Our ATM & Cash Withdrawal Services ensure you have access when you need it most. We also provide basic drive-thru banking for deposits, withdrawals, and other simple transactions to save you time. At Southbridge, we strive to create an environment where members feel valued and supported. We invite you to visit us at 120 Charlton Rd Sturbridge Ma 01566, or give us a call at (508) 347-1774 to learn more about how our services can benefit you. Whether you're opening an account or applying for a loan, we're here to help you every step of the way!
In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking solutions that allow you to access your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, banking has never been easier.
We understand that managing your money is a big part of life. That's why we offer various Personal Banking options, including checking and savings accounts that fit different lifestyles and needs. Need to purchase a new vehicle? Our Auto Loans & Vehicle Financing make it easy to get behind the wheel with competitive rates and flexible terms. If you're looking to buy a home or refinance your existing mortgage, our Mortgage Loans & Refinancing services are here for you. With personalized guidance from our team, you'll navigate the mortgage process with confidence. Additionally, we provide Personal Loans & Debt Consolidation options designed to help you manage expenses or consolidate debt into one manageable payment.
For those who love rewards, our Credit Cards with Rewards program lets you earn points on everyday purchases that can be redeemed for exciting benefits. Plus, if you're a business owner, our Business Banking services including merchant services and business loans are crafted to support your growth and success.
Our online services include e-statements, so you can go green while keeping track of your transactions effortlessly. Say goodbye to paper clutter! Plus, with electronic signature authorization, signing documents has never been easier or more secure. If you're always on the go, our mobile application puts all these features right in your pocket. You can make person-to-person transfers quickly and easily, making it simple to send money to friends or family. And if you're interested in making purchases directly from your phone, our mobile payments feature allows you to do just that securely and conveniently.
Your security is our top priority. We utilize advanced security measures to protect your information while providing you with real-time account management tools. Whether you're at home or out and about, you'll have peace of mind knowing that your finances are safe with us. In short, digital banking at Southbridge is all about making your life easier. With easy access to online banking services, mobile applications, and secure features tailored for your needs, managing your money has never been more straightforward. Join us today and experience the future of banking right at your fingertips!
Total Share Accounts stand at 25,079, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) total $815,401, reinforcing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southbridge is your trusted partner. Visit us at 120 Charlton Rd Sturbridge Ma 01566 or call (508) 347-1774 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
With $24,012,631 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,639 in used auto loans and $177,088,922 in total loans and leases, we support our members' financial goals across various sectors.
Members' savings are secured through $46,230,629 in share certificates and $18,172,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $295,582 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $24,597,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,186,995 in used vehicle loans and $3,454,081 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we are here to help simplify the process.
For business owners, our outstanding commercial loans totaling $34,271,722 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing operations, we're committed to supporting your business aspirations. If you're considering refinancing any current loans or want to learn more about eligibility options for our various loan products, please don't hesitate to reach out. Our dedicated staff is available at (508) 347-1774 during business hours to answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Southbridge, we're not just about providing loans; we're about building long-lasting relationships with our members and ensuring they feel confident in their financial decisions.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,476,178, make buying or refinancing simple. We know that securing a mortgage can be daunting, which is why our experienced team is here to guide you through every step.
We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can provide you with easy access to credit for unexpected expenses or everyday purchases.
Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are seeing authentic rates without hidden agendas. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that every comparison reflects true market conditions rather than marketing strategies. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. The platform's real-time capabilities ensure that users have access to the most current information available. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using a reliable tool like LendMesh for finding the best loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*