SOUTHBRIDGE CREDIT UNION

Welcome to Southbridge, your trusted credit union in the heart of Auburn, MA! Located at 732 Southbridge St, we have been serving our community since 1938. With a rich history and a commitment to providing exceptional financial services, we proudly support over 12,195 members with personalized banking solutions tailored to meet their unique needs. At Southbridge, our mission is to empower our members financially while fostering a sense of community. We currently manage assets totaling an impressive $214,728,077, reflecting our dedication to sound financial practices and member satisfaction. Our total deposits stand at $11,038,153, ensuring that your hard-earned money is safe with us. Led by our passionate CEO, Katherine Theodoss, and Board President, Phil Cyr, we prioritize transparency and trust in all our dealings. Whether you're looking for auto loans (with 16,142 loans issued), savings accounts, or business financing options with a notable net member business loan balance of $37,323,055 we're here to help you navigate your financial journey. While members can visit us at 732 Southbridge St, official correspondence should be sent to the same address. Feel free to reach out to us at 508-832-7290 or visit our website at Southbridge Credit Union for more information on how we can assist you. Join us today and experience the difference that comes from being part of a community-focused credit union!

Becoming a member of Southbridge is like joining a warm and welcoming family that's dedicated to supporting your financial journey. If you live, work, worship, or attend school in the Auburn area or have family members who are already members, you're eligible to join us! At Southbridge, we believe everyone deserves access to quality financial services tailored to their needs. Not only will you gain access to a variety of banking products like checking accounts, auto loans, and mortgages, but you'll also benefit from personalized service that makes you feel valued. Ready to take the next step? Opening an account is easy! You can find all the details you need about eligibility on our website at this link. If you're excited to start your membership journey or have any questions, feel free to give us a call at (508) 832-7290. We can't wait to welcome you into our community at Southbridge, located at 732 Southbridge St Auburn Ma 01501!

At Southbridge, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that ensures your money is safe and accessible whenever you need it. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $24,597,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $46,230,629 in share certificates and $18,172,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,012,631 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is robust with $1,639 in used auto loans and $177,088,922 in total loans and leases, supporting our members' financial goals across various sectors. Although our current net income stands at $0, it reflects our operational efficiency and commitment to prudent management. We also take pride in having 42 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $815,401. Total Share Accounts: 25,079, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southbridge is your trusted partner. Visit us at 732 Southbridge St Auburn Ma 01501 or call (508) 832-7290 to learn more about how we can help you achieve your financial goals.