South Texas Credit Union Weslaco TX | Convenient ATM Services

Introduction

Welcome to South Texas, your trusted financial partner located at 401 N Westgate Dr, Weslaco, TX 78596. Since our establishment in 1952, we have been dedicated to serving the community with a focus on trust, reliability, and personal service. With a robust membership of over 7,765 individuals and total assets exceeding $62 million, we pride ourselves on being a credit union that truly cares about its members. At South Texas, we understand that financial needs can vary greatly from person to person. That's why we offer a wide range of services tailored to help you achieve your financial goals. Whether you're looking for personal loans or assistance with savings accounts, our dedicated team is here to guide you every step of the way. Under the leadership of our CEO, Gerardo Paz, and Board President, Norma Saenz, we ensure that every member receives personalized attention and support. Our commitment goes beyond just numbers. With total deposits amounting to $11,604,766 and a net worth of $5,631,540, we maintain a strong financial foundation that allows us to invest back into our community and provide exceptional service. We also hold an impressive cash balance of $935,427, reflecting our ability to meet your immediate financial needs effectively. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 3309, Mcallen, TX 78502. We invite you to explore all that South Texas has to offer by visiting our website at southtexasfcu.com or giving us a call at (956) 969-2595. Experience the difference of being part of a credit union where you are more than just a number; you are family. Join us today!

Branch History & Mission

Welcome to the South Texas branch in Weslaco, TX, where our rich history and commitment to community shine brightly. Established in 1952, South Texas has grown from humble beginnings into a thriving credit union that proudly serves over 7,765 members. Located at 401 N Westgate Dr, our branch is easily accessible and close to local landmarks that connect us to the vibrant community we cherish. Throughout the years, we have witnessed significant milestones that reflect our dedication to providing exceptional financial services. With total assets reaching an impressive $62,499,163, we are committed to ensuring our members' financial well-being while fostering a sense of belonging and support. Our mission at South Texas is clear: we aim to empower our members through personalized financial solutions while actively supporting the communities we serve. We believe in making banking accessible for everyone, which is why we prioritize member service and community outreach. By offering a range of services designed with our members' needs in mind, we strive to make their financial journeys smoother and more rewarding. While members can visit us at 401 N Westgate Dr, official correspondence should be sent to PO BOX 3309, Mcallen, TX 78502. Our operating hours are Monday through Friday from 8 AM to 5 PM, ensuring that you can reach us when it matters most. Although we currently do not offer ATM or drive-thru services, we are dedicated to enhancing your experience through digital advancements like online banking and mobile applications. In addition to providing robust financial products such as loans and savings accounts, South Texas also engages in meaningful partnerships within the community. We understand that our success is intertwined with the well-being of those around us. That's why we participate in various outreach initiatives aimed at uplifting local organizations and residents alike. Join us at South Texas today and discover how you can benefit from being part of a credit union that truly cares about its members and the community. Experience firsthand how we bring people together for a brighter financial future! For inquiries or assistance, feel free to call us at 956-969-2595 or visit our website at southtexasfcu.com.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to call us at (956) 969-2595. We invite you to visit us soon and experience firsthand the personalized service that sets South Texas Credit Union apart. Your financial well-being is our priority!

Location Highlights

Our branch is situated near popular local spots, making it easy for you to stop by while running errands or enjoying a day out. Parking is available right outside, ensuring that your visit is as hassle-free as possible. We are committed to accessibility and have features in place to help everyone access our services comfortably.

Operating Hours and Services

At South Texas Credit Union, we understand that convenience matters. Our lobby hours are Monday through Friday from 8 AM to 5 PM, allowing you to come in at a time that works for you. Although we currently do not offer drive-thru banking or ATM services at this location, our friendly staff is ready to assist you with any banking inquiries and transactions inside the branch. If you need to send official correspondence, please note that while our physical location is at 401 N Westgate Dr Weslaco Tx 78596, you can also reach us via mail at PO BOX 3309, Mcallen, TX 78502.

Member Eligibility

At South Texas, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and open to individuals who live, work, or worship in our local area, as well as their family members. This means if you're part of the vibrant community here in Weslaco or the surrounding regions, you likely qualify! By joining us, you'll not only gain access to a wide array of financial services tailored for your needs but also enjoy the personal touch that comes from being part of a credit union. For more detailed eligibility information, feel free to check out our resource. Ready to take the next step? Opening an account at South Texas is straightforward. Simply visit us at our branch located at 401 N Westgate Dr Weslaco Tx 78596, or you can start the process online by following this link: https://www.loanliner.com/loanrequest/presenter/loanform?cuid=04205649&loanformid=1942211920176152532&channelid=0643218900177045423&locationid=0643218900177045423&isframed=f. If you have any questions, don't hesitate to reach out at (956) 969-2595. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer practical merchant services that make everyday transactions easier. Imagine having a reliable partner that streamlines payment processing, allowing you to focus on serving your customers. From point-of-sale solutions to online payment options, we're here to help you manage your finances efficiently. Located at 401 N Westgate Dr Weslaco Tx 78596, Weslaco, TX 78596, our team is ready to assist you during regular hours from Monday to Friday, 8 AM to 5 PM. Contact us at (956) 969-2595 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Commitment to Convenience

Our branch at 401 N Westgate Dr Weslaco Tx 78596 in Weslaco, TX is open Monday through Friday from 8 AM to 5 PM, ensuring that you have plenty of time to visit us when it fits your schedule. You can also reach us at (956) 969-2595 if you have any questions or need assistance. We believe that banking should be as easy as possible for our members, which is why we focus on providing services that cater directly to your lifestyle. Whether you're a busy professional or a family juggling multiple responsibilities, we're here to help simplify your financial journey.

Digital Banking Made Easy

In today's fast-paced world, we know how important it is to manage your money on the go. That's why we offer various digital banking features that make accessing your accounts easier than ever. With our online banking platform, you can check balances, transfer funds, and manage your finances from the comfort of your home or anywhere else with internet access.

Join Us Today!

If you're interested in exploring how South Texas can support your financial goals, we invite you to visit us or explore more about our offerings online at Disaster Location. Don't hesitate start taking control of your financial future today!

Tailored Financial Solutions

Whether you're looking for simple banking options or specialized services, we have something for everyone. At South Texas, our members can take advantage of ATM Services Only which allows for quick and easy access to your funds whenever you need them. Imagine being out shopping or on a trip, knowing you can withdraw cash without any hassle.

Digital & Online Banking

Mobile Banking Features

For those who prefer to manage their finances from their mobile devices, our mobile application makes it easy. You can download the app and enjoy features like person-to-person transfers, allowing you to send money directly to friends or family with just a few taps. Although we currently don't offer mobile payments, our app provides a straightforward way to handle your banking needs efficiently.

Online Banking Services

With our 24/7 online banking services, you can access your account through our website at https://southtexasfcu.com/. From checking balances to reviewing transactions, everything is just a few clicks away. We also provide e-statements for those who prefer a paperless option, allowing you to view and manage your statements without cluttering your mailbox.

Security and Convenience

We prioritize your security while ensuring ease of use in all our digital services. While we do not support electronic signature authorization at this time, rest assured that your personal information is protected with robust security measures. Our goal is to empower you with real-time account management without compromising safety. Banking with South Texas means having control over your finances right at your fingertips. Explore all our digital offerings today by visiting https://southtexasfcu.com/ and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $4,884,098 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $601 in used auto loans and $33,271,473 in total loans and leases.

Growing Together

Total Share Accounts: 13,106, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $25,333 further signify our commitment to your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Texas is your trusted partner. Visit us at 401 N Westgate Dr Weslaco Tx 78596 or call (956) 969-2595 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $1,800,815 in share certificates and $1,442,947 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $17,976 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $5,631,540, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,067,336 in used vehicle loans and $9,755,955 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we've got you covered.

Credit Lines

For those who prefer more flexibility, our credit lines totaling $5,072,000 allow you to borrow what you need when you need it, providing peace of mind for unexpected expenses or planned purchases. If you're considering refinancing any existing loans, talk to us about eligibility options that might better suit your financial situation. Our team is here to help you navigate through these choices and find the best solution for your needs. To learn more about how our loan offerings can benefit you, feel free to contact us at (956) 969-2595 or visit us at our branch located at 401 N Westgate Dr Weslaco Tx 78596 in Weslaco, TX. We're here to support your financial journey every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, providing flexible terms that fit your budget and lifestyle.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,043,067 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit while enjoying the purchasing power you need.

Loan Aggregator

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SOUTH TEXAS FEDERAL CREDIT UNION - Weslaco, TX

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