SOUTH TEXAS FEDERAL CREDIT UNION

Welcome to South Texas, your trusted community credit union located at 2121 W Dove Ave, McAllen, TX 78504. Since our establishment in 1952, we have proudly served over 7,765 members with a commitment to providing personalized financial solutions that meet the unique needs of our community. At South Texas, we understand that banking is more than just transactions; it's about building relationships. Our total assets of $62,499,163 reflect our strong financial foundation and our dedication to ensuring the security of your deposits, which currently stand at $11,604,766. Whether you're looking for auto loans, mortgage options, or credit card rewards, we're here to help you navigate your financial journey. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO BOX 3309, McALLEN, TX 78502. We also want to highlight our leadership team: Gerardo Paz, our CEO, alongside Norma Saenz, the Board President. Together, they foster an environment where member service is paramount. With a dedicated staff of 23 employees, we ensure that you receive exceptional service every time you reach out. We're proud of our robust lending capabilities with a total of 3,006 loans and leases issued to date. Ready to take the next step in your financial journey? Visit us online at southtexasfcu.com or call us at 956-618-7500. Let South Texas be your partner in achieving your financial goals!

At South Texas, we take pride in our rich history and unwavering commitment to our community. Established in 1952, our branch has grown from humble beginnings to a thriving financial institution serving over 7,765 members in McAllen, TX. Nestled at 2121 W Dove Ave, we are conveniently located near local landmarks that reflect the heart of our city. Our mission is simple yet profound: to provide accessible financial services while empowering our members and fostering community growth. We believe that banking should be more than just transactions; it should be a partnership built on trust and support. Our total assets now stand at an impressive $62,499,163, enabling us to offer a wide range of services tailored to meet the diverse needs of our membership. Throughout the years, we've made significant strides in enhancing our offerings. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we aim to simplify your financial journey. Our digital advancements ensure that you can manage your finances seamlessly through online banking and mobile applications. Moreover, we maintain a strong focus on accessibility with ADA-compliant facilities and drive-thru banking options for added convenience. While members can visit us at 2121 W Dove Ave Mcallen Tx 78504, official correspondence should be sent to PO BOX 3309, McALLEN, TX 78502. We are committed to transparency and open communication, so feel free to reach out at (956) 618-7500 with any questions or concerns. Our community outreach initiatives reflect our dedication beyond traditional banking. We partner with local organizations to support various causes that uplift our neighbors and enhance the quality of life in McAllen. By investing in our community, we strive not only for financial success but also for social impact. As we look forward to the future, we invite you to join us on this journey. Experience firsthand how South Texas is more than just a credit union it's a place where your financial goals are supported by a team that genuinely cares about you. Join us today and discover the benefits of being part of the South Texas family!

At South Texas, we believe that becoming a member is like joining a caring family that's dedicated to your financial well-being. If you're looking to unlock a world of benefits and personalized service, membership here might be just what you need! To become part of our community, you'll find that the eligibility criteria are quite welcoming. Generally, anyone who lives, works, or worships in our local area can join us. This means if you're a resident or employee in the surrounding communities, you're likely eligible! We offer an array of advantages, from competitive rates on loans to tailored financial advice that meets your needs. Opening an account is simple and straightforward. You can start the process by visiting our website or reaching out to us directly at (956) 618-7500. For more detailed information about membership requirements, feel free to check out our eligibility criteria at . We're excited to have you join us at South Texas, located conveniently at 2121 W Dove Ave Mcallen Tx 78504, where we prioritize making banking accessible and supportive for everyone!

At South Texas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your money is safe and grows effectively, which is why we are proud to share insights into our financial strength. With a net worth of $5,631,540, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $899 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,800,815 in share certificates and $1,442,947 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,884,098 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending as well; with $601 in used auto loans and $33,271,473 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $135,423, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $25,333. Total Share and Deposit Accounts: 13,106, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Texas is your trusted partner. Visit us at 2121 W Dove Ave Mcallen Tx 78504 or call (956) 618-7500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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