South Texas Regional Credit Union Laredo TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to South Texas Regional, your trusted financial partner located at 220 W Hillside Rd Ste 15, Laredo, TX 78041. Since our establishment in 1950, we have proudly served our community, growing our membership to over 1,410 members who rely on us for their personal and business banking needs. At South Texas Regional, we understand that your financial well-being is paramount. With total assets amounting to an impressive $5,839,140 and total deposits of $1,272,167, we are well-equipped to provide a range of services tailored just for you. From checking and savings accounts to auto loans, mortgage loans, and even business financing, we are dedicated to helping you achieve your financial goals. Our commitment to excellent member service is reflected in our team of three dedicated employees led by CEO Jessica Garcia and Board President Juan Vargas. Together, they foster a welcoming environment where your needs come first. Whether you're looking for advice on loans or need assistance with online banking, we're here to help. For any official correspondence, please note that while you can visit us at our branch location, mail should be directed to our mailing address: PO Box 1556, Laredo, TX 78042-1556. We invite you to explore what makes us unique and discover how we can support your financial journey. Feel free to call us at 956-723-0363 during our lobby hours from Monday to Friday, 8:30 AM - 6:00 PM. Join us at South Texas Regional where community meets commitment!

Branch History & Mission

At South Texas Regional, we are proud of our rich history and unwavering commitment to the community. Established in 1950, our branch in Laredo, TX has grown from humble beginnings into a trusted financial institution serving over 1,410 members. Our address at 220 W Hillside Rd Ste 15, Laredo, TX 78041 places us right at the heart of our vibrant community, making it easy for you to reach us and access our services. Over the years, we have built a legacy of support and service that reflects our mission: to provide accessible financial solutions while fostering a sense of belonging among our members. With total assets exceeding $5,839,140, we are equipped to offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and more. Our mission extends beyond just financial transactions; we aim to empower our members through education and community involvement. We believe that when our members thrive, so does our community. This ethos drives us to partner with local organizations and support initiatives that uplift those around us. While members can visit us at 220 W Hillside Rd Ste 15, official correspondence should be sent to PO Box 1556, Laredo, TX 78042-1556. Our operating hours are convenient for your busy schedule Monday through Friday from 8:30 AM to 6:00 PM ensuring you have access to the services you need when you need them. In addition to traditional banking services, we pride ourselves on embracing modern technology. Our online banking platform allows members to manage their finances conveniently from anywhere. While we currently do not offer ATMs or drive-thru services, we focus on providing personalized customer service and a welcoming environment in our lobby. As we look forward to the future, we invite you to join us on this journey. Experience the benefits of being part of South Texas Regional where your financial goals are supported by a dedicated team led by CEO Jessica Garcia and Board President Juan Vargas. Together, let's build a stronger community one member at a time. We encourage you to reach out today at 956-723-0363 or visit us online at South Texas Regional for more information about membership and the services we offer!

Branch Location & Accessibility

Convenient Access and Features

Accessibility is key at our branch. We provide ample parking right outside the building, making it easy for you to stop by during your busy day. Our facility is designed to be welcoming for everyone, including features that meet ADA compliance standards. If you require assistance while visiting, our friendly staff is always ready to help.

Operating Hours and Services

We know how important it is to fit banking into your schedule. That's why we're open Monday through Friday from 8:30 AM to 6:00 PM. Whether you're managing savings accounts, exploring auto loans, or refinancing a mortgage, we're here during convenient hours to assist you. At South Texas Regional, we offer a range of services tailored just for you personal banking options like checking and savings accounts, as well as loans for vehicles and homes. While we currently do not have ATM or drive-thru services available, our team is here to ensure that your in-branch experience is smooth and efficient.

Visit Us Today!

We invite you to visit our South Texas Regional branch soon! For any questions or inquiries beforehand, feel free to give us a call at 956-723-0363. We're excited to help you achieve your financial goals!

Member Eligibility

Becoming a member of South Texas Regional is more than just opening an account; it's about joining a caring community that supports your financial journey. Located at 220 W Hillside Rd Ste 15 Laredo Tx 78041, we welcome individuals who live, work, or worship in our service area. If you're looking for a place that values personal relationships and offers tailored financial solutions, you're in the right spot! We believe everyone deserves access to quality banking services, which is why our eligibility criteria are simple and inclusive. For specific details on who can join, feel free to check out our eligibility information at . Opening an account with us is easy! You can start your membership journey by reaching out to us at (956) 723-0363. Our friendly team is here to guide you through the process, ensuring that you feel welcomed every step of the way. Join us at South Texas Regional, where your financial needs come first, and let's build a brighter future together!

Business Banking & Commercial Services

A Strong Foundation for Your Future

With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in our community. At South Texas Regional, located at 220 W Hillside Rd Ste 15 Laredo Tx 78041, Laredo, TX, we are dedicated to helping you thrive in today's competitive market. Contact us at (956) 723-0363 or visit us during our operating hours from Monday to Friday, 8:30 AM to 6:00 PM, and discover how we can support your business journey!

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs.

Merchant Services That Make Transactions Easy

Running a business means handling transactions efficiently. Our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Imagine a customer walking into your store and being able to pay effortlessly with their preferred method. This convenience not only enhances customer satisfaction but also encourages repeat business.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why online and mobile banking are integral parts of our service offerings at South Texas Regional Fcu. You can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly platform. Additionally, while we currently do not have ATM services available at this location, our team is always ready to assist with cash withdrawal needs during lobby hours from Monday through Friday, 8:30 AM - 6:00 PM.

Business Banking Solutions

If you're a business owner, you'll be pleased to know that we also offer comprehensive business banking services. From merchant services that simplify payment processing to business loans tailored for growth, we are here to support your entrepreneurial journey.

Get Started Today!

Your financial well-being is important to us. At South Texas Regional, we're committed to helping you achieve your goals through personalized services tailored just for you. If you'd like more information about any of our offerings or wish to speak with a representative, don't hesitate to reach out at (956) 723-0363 or visit us at 220 W Hillside Rd Ste 15 Laredo Tx 78041, Laredo, TX 78041. We're excited to help you take the next step toward financial success!

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking options that include checking and savings accounts tailored to fit different lifestyles. Imagine having a reliable place to store your money while earning interest on your savings. Our checking accounts come with features that help you track spending and manage your budget effectively. When it comes to financing, we have you covered with auto loans and vehicle financing. Picture driving off in a new car or truck without the stress of complicated loan processes. We provide competitive rates and flexible terms to suit your budget. Plus, if you're considering homeownership or refinancing, our mortgage loans are designed to help you navigate the path to owning your dream home.

Support for Your Financial Goals

Life can throw unexpected challenges at us, but you don't have to face them alone. Our personal loans and debt consolidation options can give you the financial relief you need when life gets tough. We take the time to understand your situation and offer solutions that work best for you. For those who love rewards, our credit cards come with benefits that allow you to earn points on every purchase. Use them for everyday expenses and watch the rewards stack up!

Digital & Online Banking

At South Texas Regional, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit seamlessly into your busy life. Whether you're at home or on the go, accessing your accounts has never been easier. With our 24/7 online banking services, you can view your account balances, transfer funds, and pay bills anytime, anywhere. Just visit us at https://www.strfcu.com/wp-content/endurance-page-cache/_index .html to get started! We ensure that your information is protected with robust security measures so you can bank with confidence. One of the standout features is our Person-to-Person Transfers. This service allows you to send money directly to friends or family members without any hassle. It's a quick and easy way to share costs or settle up after a meal. For those who prefer paperless solutions, we also provide E-Statements. This means you can receive your account statements electronically, making it easier to keep track of your finances while also helping the environment. While we currently do not offer electronic signature authorization or mobile payment options, our commitment to enhancing your banking experience remains strong. Our user-friendly platform ensures you can manage your accounts effortlessly, whether you're using a desktop or mobile device. Although we don't have a dedicated mobile application yet, our website is optimized for mobile use. You can access all the features you need right from your smartphone or tablet. In summary, South Texas Regional is dedicated to providing you with flexible and secure online banking solutions that simplify managing your money. Enjoy real-time account management and peace of mind knowing that we're here for you whenever you need us!

Financial Strength

Dedicated Team

We take pride in having 3 full-time employees ready to assist you. Their dedication ensures that our branches provide knowledgeable service every day. As part of our team's commitment to excellence, we also have 0 part-time employees available when needed.

Earnings and Lending Capacity

With $780,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $50 in used auto loans and $4,281,127 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products tailored for you.

Member Savings and Investments

Members' savings are secured through $247,557 in share certificates, offering stable and rewarding financial growth opportunities. While we have no money market shares at this time, we remain committed to providing diverse options for our members' investments. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to enhance the overall experience for our valued members.

Our Financial Health

With a net worth of $780,517, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,337 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Our total share accounts stand at 1,418, showcasing a strong and growing member base that trusts us with their finances. We value each member's trust as it reinforces our mission to provide secure and reliable financial solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Texas Regional is your trusted partner. Visit us at 220 W Hillside Rd Ste 15 Laredo Tx 78041 or call (956) 723-0363 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Loan Options

If you're interested in expanding your business, our outstanding commercial loans provide the capital needed to grow and expand. Although we currently do not have any commercial loans available, we are always looking to support local businesses when opportunities arise. Our commitment is to provide you with straightforward loan products that cater to your specific requirements. If you're unsure about which option suits you best or want information on refinancing or eligibility options, feel free to contact us at (956) 723-0363. Our knowledgeable staff is here to help clarify any doubts. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and take the first step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $774,641 in used vehicle loans and $1,639,430 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find a plan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team can guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to meet your everyday spending needs while keeping your finances in check.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, giving users access to genuine loan options.

SOUTH TEXAS REGIONAL FEDERAL CREDIT UNION