South Shop Credit Union Alsip IL | Best Auto Loans & Personal Banking

Introduction

Welcome to South Shop, your trusted financial partner located at 3737 W 127th St, Alsip, IL 60803. Since our establishment in 1938, we've dedicated ourselves to fostering a supportive community for our members, currently numbering over 1,284. Our commitment goes beyond just banking; we aim to empower you with the financial tools necessary for success. At South Shop, we pride ourselves on our solid financial foundation, boasting total assets of $11,683,025 and total deposits reaching $655,876. With a net worth of $2,343,219, we ensure that your funds are secure and well-managed. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Led by our CEO Frank LaCoco and Board President Timothy Biocic, our team of five dedicated employees is here to assist you with any questions or needs you may have. You can reach us at (708) 925-9500 during our lobby hours: Monday, Tuesday, and Friday from 7:00 AM to 1:00 PM, and Thursday until 5:00 PM. While members can visit us at the branch for personalized service and support, official correspondence should be sent to our mailing address at 3737 W 127TH ST, ALSIP, IL 60803. We invite you to explore our offerings further by visiting our website at southshopfcu.org. Join us today and discover how South Shop can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

At South Shop, we recognize the importance of adapting to modern banking needs. That's why we've made significant strides in enhancing our digital services. Members can enjoy convenient online banking options that allow them to manage their finances from anywhere. Although we currently do not offer ATM services or drive-thru banking, our dedicated team is always ready to assist you during our operating hours: Monday and Tuesday from 7:00 AM to 1:00 PM and Thursday from 7:00 AM to 5:00 PM.

Join Us

With total assets exceeding $11 million, South Shop is here for you every step of the way. We invite you to join our growing family and experience the benefits of being part of a community-focused credit union. Together, let's build a brighter future for ourselves and each other. For more information or assistance, feel free to reach out at (708) 925-9500 or visit us online at South Shop. We look forward to welcoming you!

Our Mission

Our mission is clear: we are committed to providing exceptional financial services while fostering a sense of community. We believe that everyone deserves the chance to succeed financially, and we strive to offer personalized solutions tailored to meet the unique needs of each member. Whether it's through checking and savings accounts, auto loans, or mortgage refinancing, we aim to help our members reach their financial goals. As part of this mission, we actively engage with local organizations and participate in community outreach efforts. We understand that our success is intertwined with the well-being of our members and the communities we serve. By working together, we can create lasting positive change.

Branch Location & Accessibility

Convenient Access and Features

At South Shop, we prioritize accessibility for all our members. Our location offers ample parking space and features like ramps to ensure everyone can visit us comfortably. Whether you're stopping by for personal banking or inquiring about loans, our team is ready to assist you in a welcoming environment.

Operating Hours That Fit Your Schedule

We understand that life can be busy. That's why our lobby is open from 7:00 AM to 1:00 PM on Monday, Tuesday, and Friday, with extended hours until 5:00 PM on Thursday. Please note that we are closed on Wednesday, Saturday, and Sunday. Feel free to call us at 708-925-9500 if you have any questions before your visit!

Services Tailored for You

While you're here, explore a variety of services we offer from checking and savings accounts to auto loans and mortgage refinancing. Whether you need help with personal loans or want to discuss business banking options, our knowledgeable staff is eager to help you find the right solutions.

Visit Us Today!

While members can visit us at 3737 W 127Th St Alsip Il 60803, official correspondence should be sent to 3737 W 127TH ST, ALSIP, IL 60803. We invite you to come by and see how South Shop can make your banking experience easier and more rewarding. Stop in today or give us a call!

Member Eligibility

Becoming a member of South Shop is like joining a welcoming family that truly cares about your financial journey. We invite anyone who lives, works, or worships in the area to explore membership with us. Our community-focused approach means that we're here to support your needs, whether you're looking for a savings account, an auto loan, or just friendly advice. To get started, simply visit our branch located at 3737 W 127Th St Alsip Il 60803, and our team will be more than happy to guide you through the process of opening an account. You can also reach us at (708) 925-9500 if you have any questions along the way. For detailed eligibility criteria, feel free to check out our website at . At South Shop, we believe that everyone deserves access to quality financial services, and we're excited to help you take this important step toward securing your financial future!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your daily operations without the hassle of complex payment systems. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Whether it's accepting payments online or managing point-of-sale transactions, we provide tools designed to help streamline your processes and enhance customer satisfaction. Visit us at 3737 W 127Th St Alsip Il 60803 in Alsip, IL or call us at (708) 925-9500 to explore how our business banking and commercial services can support your vision for success!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, look no further. Our auto loans and vehicle financing solutions offer competitive rates to help you drive away in the vehicle of your dreams. With flexible terms, we aim to make the car-buying process as stress-free as possible.

Business Banking

If you're a small business owner, our business banking services, including merchant services and business loans, are designed to support your growth. We understand the challenges businesses face, and we're here to provide the financial tools you need.

Credit Cards with Rewards

Our credit cards with rewards not only help you make purchases but also earn points on everyday spending. Enjoy benefits like cash back or travel rewards that make using your card even more rewarding.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance, our mortgage loans can be tailored to fit your budget and future plans. We understand that buying a home is one of the biggest decisions you'll ever make, which is why we're here to guide you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Whether you're checking balances or transferring funds, you can do it all from the comfort of your home or on the go. At South Shop, we believe in making banking easy and accessible for everyone. We invite you to explore our comprehensive range of services designed just for you. Visit us at 3737 W 127Th St Alsip Il 60803 or call us at (708) 925-9500 to learn more about how we can assist with all your financial needs!

Personal Banking

Managing your finances is made simple with our personal banking options. Whether you're looking for a checking or savings account, we have accounts that fit various lifestyles and saving goals. Our accounts come with features designed to help you grow your money while keeping it easily accessible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can manage those costs effectively. Whether it's for an emergency or consolidating existing debts, we provide personalized solutions that suit your situation.

Digital & Online Banking

Convenient Online Access

With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills anytime, anywhere. We believe that access to your money should never be limited by time or location. Plus, with the option for e-statements, you can easily keep track of your transactions without the clutter of paper statements.

Security You Can Trust

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that our systems are designed to protect your information. With advanced security measures in place, you can confidently manage your accounts online.

Simplified Money Transfers

While person-to-person transfers aren't available just yet, we're committed to finding solutions that work for you. Our goal is to continually enhance your banking experience and provide features that meet your needs. At South Shop, we're here to help you manage your finances with ease and confidence. Explore all our digital banking options today at https://southshopfcu.org/ and experience the convenience of modern banking!

Stay Connected on Mobile

Although we don't have a dedicated mobile application or mobile payments feature right now, we're always looking for ways to improve our services. In the meantime, our website is fully optimized for mobile use, making it easy for you to stay connected while on the go.

Financial Strength

Efficient Operations

Our efficient operations are reflected in our $66,370, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees who are dedicated to providing exceptional service.

Growing Membership Trust

Total Share Accounts stand at 1,234, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to enhance your banking experience while ensuring your investments are secure. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Shop is your trusted partner. Visit us at 3737 W 127Th St Alsip Il 60803 or call (708) 925-9500 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, our commitment to your savings is evident through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities.

Robust Lending Capacity

Our lending capacity supports members' financial goals across various sectors. With $85 in used auto loans and $4,551,881 in total loans and leases, we stand ready to assist you in achieving your dreams be it purchasing a vehicle or funding personal projects.

Strong Financial Foundation

With a net worth of $2,343,219, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,006 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,338,029 in used vehicle loans and $1,629,041 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms designed to suit your budget.

Credit Lines and Personal Loans

For those who need extra funds for unexpected expenses or projects, our credit lines provide an easy way to access cash when you need it most. With total credit lines of $340,000, you can enjoy the peace of mind that comes from having financial flexibility at your fingertips.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although currently, we do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to assist you with any questions you may have regarding home financing solutions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $666,096 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make every purchase more rewarding. If you're considering refinancing any existing loans or want to explore eligibility options for our various products, our friendly staff at South Shop is ready to help. You can reach us at (708) 925-9500 for more information or visit us at our branch located at 3737 W 127Th St Alsip Il 60803 in Alsip, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We take pride in being part of your community and look forward to supporting you through all your financial journeys.

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SOUTH SHOP FEDERAL CREDIT UNION - Alsip, IL